Building & Enhancing (Day 42) Flashcards

1
Q

is the ability to use and management of money

A

financial literacy

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2
Q

financial literacy;
FBSISEI

A
  1. financial plan
  2. budget & budgeting
  3. spending
  4. investment and investing
  5. savings
  6. emergency savings fund
  7. insurance
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3
Q

financial literacy;
FBSISEI

is comprehensive statement of an individual’s long term or shorter objectives, strategy for achieving the objectives

A

financial plan

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4
Q

financial literacy;
FBSISEI;

is an estimation of revenue and expenses

A

budget

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5
Q

financial literacy;
FBSISEI;

is the process of creating a plan to spend money, determine in advance whether she will have enough money

A

budgeting

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6
Q

Budget and Budgeting follow the CAR means

A
  1. cost effective
  2. affordable
  3. reasonable
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7
Q

financial literacy;
FBSISEI;

is a way to make those wishes a reality, expenditure

A

spending

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8
Q

financial literacy;
FBSISEI

saved more money, consider investing this money to earn more interest, passive income

A

investment and investing

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9
Q

financial literacy;
FBSISEI;

it is important to set money aside, first step in financial literacy and investment

A

savings

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10
Q

financial literacy;
FBSISEI

setting aside a little money for emergencies, contingency funds at least 3 to 6 months

A

emergency saving funds

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11
Q

financial literacy;
FBSISEI;

is a contract (in the form of policy) between the policyholder and the insurance company compensate for any financial loss from specific insured events, financial protection

A

insurance

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12
Q

compensates beneficiaries upon the death of the policy holder

A

life insurance

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13
Q

Type of life insurance;
TVWE

A
  1. term
  2. variable universal life
  3. whole life
  4. endowment
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14
Q

Type of life insurance;
TVWE

it is the simplest form of life insurance, upon the death beneficiaries are paid with the benefit, cheapest, shortest

A

term

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15
Q

Type of life insurance;
TVWE

entails low premium requirements, maturity age

A

term

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16
Q

Type of life insurance;
TVWE

no benefit if the policy holder outlive the term period set

A

term

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17
Q

Type of life insurance;
TVWE

premium usually gets higher upon renewal of terms

A

term

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18
Q

Type of life insurance;
TVWE;

it serves as both life protection and investment

A

variable universal life

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19
Q

Type of life insurance;
TVWE

contract’s earning are based on the performance of selected investments

A

variable universal law

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20
Q

Type of life insurance;
TVWE

it takes dual process, it has no maturity age

A

variable universal life

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21
Q

Type of life insurance;
TVWE;

death component is not limited to face values

A

variable universal law

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22
Q

Type of life insurance;
TVWE;

it depicts liquidity, funds can be accessed in times of need and can serve as emergency funds

A

variable universal law

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23
Q

Type of life insurance;
TVWE;

cash values and dividends are not guaranteed

A

variable universal law

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24
Q

Type of life insurance;
TVWE;

face amount and death benefit are dependent on investment performance

A

Variable universal law

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25
Type of life insurance; TVWE; it includes various investment fees
variable universal life
26
Type of life insurance; TVWE entire life or until they reach 100 years old, both as protection
whole life
27
Type of life insurance; TVWE; it offers permanent protection and savings
whole life
28
Type of life insurance; TVWE; requires higher premiums
whole life
29
Type of life insurance; TVWE; difficult to understand due to complexity
whole life
30
Type of life insurance; TVWE; it is flexible in terms of payments
whole life
31
Type of life insurance; TVWE it entails fixed premiums
whole life
32
Type of life insurance; TVWE it grants a lump sum after a specified amount of time
endowment
33
Type of life insurance; TVWE; at allows up for specific purposes
endowment
34
Type of life insurance; TVWE it guarantees returns upon maturity
endowment
35
Type of life insurance; TVWE; requires higher premium
endowment
36
Type of life insurance; TVWE; not best option for those looking at full life protection
endownment
37
consider the ecological system and awareness of how society operates within natural aspects
eco-literacy/environmental literacy
38
7 environmental principles of natures; NACSEFS
1. Nature best 2. all forms of life are important 3. everything connected to everything else 4. everything must go somewhere 5. everything changes 6. ours is finite earth 7. nature is beautiful and we are steward of God's creation
39
7 environmental principles of natures; NACSEFS; one must not go against the natural process
nature knows best
40
7 environmental principles of natures; NACSEFS; go with the flow
nature knows best
41
7 environmental principles of natures; NACSEFS; maintaining balance in the ecosystem
all forms of life are important
42
7 environmental principles of natures; NACSEFS; in ecosystem, all components interact, interdependency
everything is connected to everything else
43
7 environmental principles of natures; NACSEFS; since waste may go back to one's own backyard in some other forms, may result to natural calamities
everything must go somewhere
44
7 environmental principles of natures; NACSEFS; people must rethink their relationship with the environment, proactive
everything changes
45
7 environmental principles of natures; NACSEFS; awareness of the earth's limited resources,
ours is finite earth
46
7 environmental principles of natures; NACSEFS; controlling and taking care of the creation to their own advantage, collect effort
nature is beautiful and we are stewards of God's creation
47
is a school that engages the school community, make the school environment healthier
Green school
48
a plan that help to make our environment healthier, first step
action plan
49
green school adheres to the following precepts; ATF
1. learning about the environment 2. learning through the environment 3. learning for the environment
50
green school adheres to the following precepts; ATF acquisition of knowledge, understanding of sorroundings
learning about the environment
51
green school adheres to the following precepts; ATF learning while being engaged with the environment, action
learning through the environment
52
green school adheres to the following precepts; ATF informed response and responsibility towards the environment, has the solution to help the environment
learning for the environment
53
entails the development of social skills, to act and react positively and responsibly in a wide range of complex social settings, social interaction
social literacy
54
10 essential people skills(soft skills) to succeed; SCMSELDPCI
1. being socially assertive 2. crafting a memorable presence 3. mastering communication 4. sustaining lasting confidence 5. being an excellent conversationalist 6. being highly likable 7. being exceptional at decoding emotions 8. pitching ideas 9. being charismatic 10.being an influential leader
55
10 essential people skills(soft skills) to succeed; SCMSELDPCI have more focused energy and more clarity in their interaction, active listening
being socially assertive
56
10 essential people skills(soft skills) to succeed; SCMSELDPCI take it easy in making connections, relationship management
crafting a memorable presence
57
10 essential people skills(soft skills) to succeed; SCMSELDPCI knowing how to present one's self, get one's message across, eloquence
mastering communication
58
10 essential people skills(soft skills) to succeed; SCMSELDPCI are able to conquer their shyness, avoid awkwardness, get through their anxiety, self-efficacy
sustaining lasting confidence
59
10 essential people skills(soft skills) to succeed; SCMSELDPCI fond of listening to and discussing with, listen and talk
being an excellent conversationalist
60
3 levels of interaction; FmFhFd
1. first five minutes 2. first five hours 3. first five days
61
3 levels of interaction; FmFhFd first impression
first five minutes
62
3 levels of interaction; FmFhFd rapport building, getting to know each other
first five hours
63
3 levels of interaction; FmFhFd ultimate level of trust
first five days
64
10 essential people skills(soft skills) to succeed; SCMSELDPCI; authentic or genuine
being highly likable
65
10 essential people skills(soft skills) to succeed; SCMSELDPCI good at reading people, knowing how other think and feel, sympathy
being exceptional at decoding emotions
66
10 essential people skills(soft skills) to succeed; SCMSELDPCI when one is asked for his opinion, problem solving skills
pitching ideas
67
10 essential people skills(soft skills) to succeed; SCMSELDPCI blend of warmth and competence, empathy
being charismatic
68
10 essential people skills(soft skills) to succeed; SCMSELDPCI able to gain camaraderie, interpersonal skills
being influential leader
69
it is about understanding ethnic groups, focuses on complex issues of identity, diversity, and citizenship, plurality
multicultural literacy
70
aims to address issues of globalization, racism diversity and social justice, awareness and action
global literacy
71
refers to skill, values, and behavior that prepare young people to thrive in a diverse, interconnected and rapidly changing world, work preparedness
global competence
72
Dimension of global competence EUT;
1. examine 2. understand 3. engage 4. take action
73
Dimension of global competence EUT; effectively utilizing knowledge, critical reasoning, opinions should be logical
examine
74
Dimension of global competence EUT; considering other people's perspectives and behavior, open minded
understand
75
Dimension of global competence EUT; can do when they interact, well-adjusted
engage
76
Dimension of global competence EUT; readiness to respond, responsive
take action