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TOPNOTCHER > Building & Enhancing (Day 42) > Flashcards

Building & Enhancing (Day 42) Flashcards

1
Q

is the ability to use and management of money

A

financial literacy

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2
Q

financial literacy;
FBSISEI

A
  1. financial plan
  2. budget & budgeting
  3. spending
  4. investment and investing
  5. savings
  6. emergency savings fund
  7. insurance
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3
Q

financial literacy;
FBSISEI

is comprehensive statement of an individual’s long term or shorter objectives, strategy for achieving the objectives

A

financial plan

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4
Q

financial literacy;
FBSISEI;

is an estimation of revenue and expenses

A

budget

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5
Q

financial literacy;
FBSISEI;

is the process of creating a plan to spend money, determine in advance whether she will have enough money

A

budgeting

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6
Q

Budget and Budgeting follow the CAR means

A
  1. cost effective
  2. affordable
  3. reasonable
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7
Q

financial literacy;
FBSISEI;

is a way to make those wishes a reality, expenditure

A

spending

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8
Q

financial literacy;
FBSISEI

saved more money, consider investing this money to earn more interest, passive income

A

investment and investing

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9
Q

financial literacy;
FBSISEI;

it is important to set money aside, first step in financial literacy and investment

A

savings

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10
Q

financial literacy;
FBSISEI

setting aside a little money for emergencies, contingency funds at least 3 to 6 months

A

emergency saving funds

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11
Q

financial literacy;
FBSISEI;

is a contract (in the form of policy) between the policyholder and the insurance company compensate for any financial loss from specific insured events, financial protection

A

insurance

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12
Q

compensates beneficiaries upon the death of the policy holder

A

life insurance

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13
Q

Type of life insurance;
TVWE

A
  1. term
  2. variable universal life
  3. whole life
  4. endowment
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14
Q

Type of life insurance;
TVWE

it is the simplest form of life insurance, upon the death beneficiaries are paid with the benefit, cheapest, shortest

A

term

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15
Q

Type of life insurance;
TVWE

entails low premium requirements, maturity age

A

term

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16
Q

Type of life insurance;
TVWE

no benefit if the policy holder outlive the term period set

A

term

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17
Q

Type of life insurance;
TVWE

premium usually gets higher upon renewal of terms

A

term

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18
Q

Type of life insurance;
TVWE;

it serves as both life protection and investment

A

variable universal life

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19
Q

Type of life insurance;
TVWE

contract’s earning are based on the performance of selected investments

A

variable universal law

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20
Q

Type of life insurance;
TVWE

it takes dual process, it has no maturity age

A

variable universal life

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21
Q

Type of life insurance;
TVWE;

death component is not limited to face values

A

variable universal law

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22
Q

Type of life insurance;
TVWE;

it depicts liquidity, funds can be accessed in times of need and can serve as emergency funds

A

variable universal law

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23
Q

Type of life insurance;
TVWE;

cash values and dividends are not guaranteed

A

variable universal law

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24
Q

Type of life insurance;
TVWE;

face amount and death benefit are dependent on investment performance

A

Variable universal law

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25
Q

Type of life insurance;
TVWE;

it includes various investment fees

A

variable universal life

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26
Q

Type of life insurance;
TVWE

entire life or until they reach 100 years old, both as protection

A

whole life

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27
Q

Type of life insurance;
TVWE;

it offers permanent protection and savings

A

whole life

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28
Q

Type of life insurance;
TVWE;

requires higher premiums

A

whole life

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29
Q

Type of life insurance;
TVWE;

difficult to understand due to complexity

A

whole life

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30
Q

Type of life insurance;
TVWE;

it is flexible in terms of payments

A

whole life

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31
Q

Type of life insurance;
TVWE

it entails fixed premiums

A

whole life

32
Q

Type of life insurance;
TVWE

it grants a lump sum after a specified amount of time

A

endowment

33
Q

Type of life insurance;
TVWE;

at allows up for specific purposes

A

endowment

34
Q

Type of life insurance;
TVWE

it guarantees returns upon maturity

A

endowment

35
Q

Type of life insurance;
TVWE;

requires higher premium

A

endowment

36
Q

Type of life insurance;
TVWE;

not best option for those looking at full life protection

A

endownment

37
Q

consider the ecological system and awareness of how society operates within natural aspects

A

eco-literacy/environmental literacy

38
Q

7 environmental principles of natures;
NACSEFS

A
  1. Nature best
  2. all forms of life are important
  3. everything connected to everything else
  4. everything must go somewhere
  5. everything changes
  6. ours is finite earth
  7. nature is beautiful and we are steward of God’s creation
39
Q

7 environmental principles of natures;
NACSEFS;

one must not go against the natural process

A

nature knows best

40
Q

7 environmental principles of natures;
NACSEFS;

go with the flow

A

nature knows best

41
Q

7 environmental principles of natures;
NACSEFS;

maintaining balance in the ecosystem

A

all forms of life are important

42
Q

7 environmental principles of natures;
NACSEFS;

in ecosystem, all components interact, interdependency

A

everything is connected to everything else

43
Q

7 environmental principles of natures;
NACSEFS;

since waste may go back to one’s own backyard in some other forms, may result to natural calamities

A

everything must go somewhere

44
Q

7 environmental principles of natures;
NACSEFS;

people must rethink their relationship with the environment, proactive

A

everything changes

45
Q

7 environmental principles of natures;
NACSEFS;

awareness of the earth’s limited resources,

A

ours is finite earth

46
Q

7 environmental principles of natures;
NACSEFS;

controlling and taking care of the creation to their own advantage, collect effort

A

nature is beautiful and we are stewards of God’s creation

47
Q

is a school that engages the school community, make the school environment healthier

A

Green school

48
Q

a plan that help to make our environment healthier, first step

A

action plan

49
Q

green school adheres to the following precepts;
ATF

A
  1. learning about the environment
  2. learning through the environment
  3. learning for the environment
50
Q

green school adheres to the following precepts;
ATF

acquisition of knowledge, understanding of sorroundings

A

learning about the environment

51
Q

green school adheres to the following precepts;
ATF

learning while being engaged with the environment, action

A

learning through the environment

52
Q

green school adheres to the following precepts;
ATF

informed response and responsibility towards the environment, has the solution to help the environment

A

learning for the environment

53
Q

entails the development of social skills, to act and react positively and responsibly in a wide range of complex social settings, social interaction

A

social literacy

54
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

A
  1. being socially assertive
  2. crafting a memorable presence
  3. mastering communication
  4. sustaining lasting confidence
  5. being an excellent conversationalist
  6. being highly likable
  7. being exceptional at decoding emotions
  8. pitching ideas
  9. being charismatic
    10.being an influential leader
55
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

have more focused energy and more clarity in their interaction, active listening

A

being socially assertive

56
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

take it easy in making connections, relationship management

A

crafting a memorable presence

57
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

knowing how to present one’s self, get one’s message across, eloquence

A

mastering communication

58
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

are able to conquer their shyness, avoid awkwardness, get through their anxiety, self-efficacy

A

sustaining lasting confidence

59
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

fond of listening to and discussing with, listen and talk

A

being an excellent conversationalist

60
Q

3 levels of interaction;
FmFhFd

A
  1. first five minutes
  2. first five hours
  3. first five days
61
Q

3 levels of interaction;
FmFhFd

first impression

A

first five minutes

62
Q

3 levels of interaction;
FmFhFd

rapport building, getting to know each other

A

first five hours

63
Q

3 levels of interaction;
FmFhFd

ultimate level of trust

A

first five days

64
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI;

authentic or genuine

A

being highly likable

65
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

good at reading people, knowing how other think and feel, sympathy

A

being exceptional at decoding emotions

66
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

when one is asked for his opinion, problem solving skills

A

pitching ideas

67
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

blend of warmth and competence, empathy

A

being charismatic

68
Q

10 essential people skills(soft skills) to succeed;
SCMSELDPCI

able to gain camaraderie, interpersonal skills

A

being influential leader

69
Q

it is about understanding ethnic groups, focuses on complex issues of identity, diversity, and citizenship, plurality

A

multicultural literacy

70
Q

aims to address issues of globalization, racism diversity and social justice, awareness and action

A

global literacy

71
Q

refers to skill, values, and behavior that prepare young people to thrive in a diverse, interconnected and rapidly changing world, work preparedness

A

global competence

72
Q

Dimension of global competence
EUT;

A
  1. examine
  2. understand
  3. engage
  4. take action
73
Q

Dimension of global competence
EUT;

effectively utilizing knowledge, critical reasoning, opinions should be logical

A

examine

74
Q

Dimension of global competence
EUT;

considering other people’s perspectives and behavior, open minded

A

understand

75
Q

Dimension of global competence
EUT;

can do when they interact, well-adjusted

A

engage

76
Q

Dimension of global competence
EUT;

readiness to respond, responsive

A

take action

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