Chapter 1 Delivering Healthcare part 1 Flashcards
How is the United States’s healthcare system unique compared to everywhere else?
Americans are not automatically covered by health insurance
Different people obtain healthcare through different means
Why is US healthcare delivery complex?
Many organizations and individuals are involved in healthcare.
It is also a massive system with a vast array of health care institutions
Various types of healthcare professionals are involved
Multitudes of government agencies are involved
Does US healthcare delivery function as a rational and integrated network of components designed to work together coherently?
No
What are the characteristics of the US system?
A multiplicity of financial arrangements for health care services
Numerous insurance agencies or MCOs that employ various mechanisms for insuring against risk
Multiple payers that make their own determinations regarding how much to pay for each type of service
A diverse array of settings where medical services are delivered
Numerous consulting firms offering expertise in planning, cost containment, electronic systems, quality, and restructuring of resources.
Negative aspects of the US healthcare system
Little standardization
Problems of duplication, overlap, inadequacy, inconsistency, and waste due to lack of a central government agency to oversee coordination.
A complex and inefficient system due to lack of system-wide planning, direction, and coordination.
Cost containment remains an elusive goal d/t everyone’s individual interests needing financial incentives
Which country consumes more healthcare services as a proportion of its total economic output than any other country in the world?
The United States
What are the two primary objectives of an acceptable healthcare delivery system?
Enable all citizens to obtain needed healthcare services
Ensure that services are cost-effective and meet certain established standards of quality
What are the components of the quad-function model?
Financing
Insurance
Delivery
Payment
What is the source of insurance for most Americans?
Employer-based
Why is financing necessary?
To obtain health insurance or pay for healthcare services.
What is the purpose of insurance?
To protect the insured against financial catastrophe by providing expensive healthcare services when needed.
To what does the term delivery refer?
The provision of healthcare services by various providers.
Define the term provider
Any entity that delivers healthcare services and either independently bills for those services or is supported through tax revenues
What does the payment function deal with?
Reimbursement to providers for services delivered
From where do the funds to pay the provider come?
The premiums paid to the MCO or insurance company, with the exception of the out-of-pocket amount charged immediately to the pt
With gov’t insurance plans, the money comes from tax revenues
Who is covered under Medicare and under what gov’t is it run?
The elderly and certain disabled individuals
Federal gov’t