Unit 2 Lesson 3 Who pays? Flashcards
What is healthcare system like in Canada and the UK
Canada and the United Kingdom, have a national healthcare system that gives everyone free care.
What is healthcare like in pooer cuntries
. Poorer countries usually have less healthcare available, and publicly funded health initiatives are very basic.
Who is the healthcare system in the US funded by
In the United States, the healthcare system has publicly funded elements, which receive some or all of their funding from the government.
What do the Veteran’s Administration Health Centers
Veteran’s Administration Health Centers, which provide care for those who have served their country in the military
Describe the settings of private healthcare
There are private healthcare settings, including many hospitals and doctor’s offices, some are for-profit and others are non-profit.
Describe public hospitals
Public hospitals, like those run by counties, interact with private doctors and also non-profit elements of our healthcare system.
What is the red cross
The Red Cross is a non-profit that helps not only in disaster recovery but also by collecting blood donations that can help severely injured people recover.
Desribe other non profits places in health
Other ways that non-profits participate in health is by raising funds for research, advocacy, treatment, and awareness on health issues, like the American Cancer Society, the Mayo Clinic, and many other organizations.
What factors of the healthcare communtiry help deliver medical care
. Public, private, non-profit, and for-profit—all the parts of our health system interact and work with each other to help deliver medical care.
What is the Center for Disease Control and Prevention (CDC)
The Center for Disease Control and Prevention (CDC) is the federal agency that tracks and investigates public health issues and trends. The CDC also supports prevention and preparedness activities in the United States.
What is the Food and Drug Administration (FDA) organztion
The Food and Drug Administration (FDA) oversees and approves the distribution of medicines and medical devices. The FDA also makes sure that the US food supply is safe. For workers, the Occupational Safety and Health Administration (OSHA) works to prevent workplace accidents, illnesses, and deaths.
What is the World Health Organization (WHO)
The National Institute of Health is the main federal research agency in the United States. On an international level, the World Health Organization (WHO) deals with global health issues, setting standards for disease control and healthcare, researching health problems, and working to improve medical care around the world.
What is Medicare (government)
Medicare is a program that provides health insurance—insurance that pays for medical expenses due to illness or injury—to all people over age 65 or to some people with disabilities.
What is Medicaid
Medicaid provides free or low-cost medical benefits to people who are low-income, pregnant, elderly, and/or those with disabilities.
Who uses medicare and medicaid
Though some people may receive both Medicare and Medicaid benefits, the two programs operate primarily to serve different populations: Medicare is mostly for seniors and Medicaid mostly serves the poor.
Which group of people relies on CHIP
For children in families with lower incomes, but not low enough to receive Medicaid, there is the Children’s Health Insurance Program (CHIP).
What group of people rely on TRICARE
Active duty military and their families receive medical benefits through a program called TRICARE which is operated through the Department of Defense.
How does govermenmt agencies affect healthcare
Another way that government agencies affect healthcare is by regulating the health professions, from doctors to home health aides. There are state, local, and national standards for healthcare, provided by different agencies. Hospitals and doctor’s offices must follow rules set by the federal government, the state, and sometimes the local government too. In addition, there are regulations on health science research, including rules about how to test new treatments and drugs. Overall, the health system relies on the government for funding, for oversight, and to help many parts of the population access healthcare.
How does private health insureance work?
People will buy a health insurance plan that will pay for certain types of care, from doctors’ appointments to emergency care. Many people get their health insurance through their employers, who may pay part of the cost.
What is premium in health science
Other people buy insurance themselves, paying a monthly premium, or amount an insurance company charges for health coverage for an individual or family. This creates a big pool of people, most of whom are relatively healthy. This big pool of money is then used to pay all or part of the cost of medical care for the people with that insurance plan. Having a mix of healthier and sicker people in the plan means that the company can afford to pay when any individual needs expensive care.
What is a copayment
Most insurance plans ask individuals to pay a part of the bill for services, called a co-payment (often just called a co-pay), which can vary.
What is deductible mean
Some health plans will have a deductible , or an amount that the individual will have to pay before the insurance will start paying for healthcare.
What are some kinds of insurence companies
There are many different private health insurance companies, including Blue Cross/Blue Shield, United Health, and Aetna, among others.
