Sept 9 Flashcards
systemic racism alt term
structural racism
systemic racism definition
processes of racism that are embedded in LAWS (local, state, federal), POLICIES, and PRACTICES
of SOCIETY and its INSTITUTIONS
that provide ADVANTAGES to RACIAL groups deemed as SUPERIOR
while differentially OPPRESSING, DISADVANTAGING, or otherwise NEGLECTING racial groups viewed as inferior
Dr David Williams video
tells story of Clyde, a black man who went to Yale and died of a blood clot at 62
many of his black classmates also died young - black people had a death rate 3 times higher than average
every 7 mins, a black person dies prematurely in the US (200 daily who wouldn’t die if things were equal between the races)
at every level of education, white live longer than blacks
whites who have graduated from high school live longer than blacks with a college degree
key to lifespan disparity = DE FACTO SEGREGATION
racial bias in US health care system algorithms
US health care system uses commercial algorithms to GUIDE HEALTH DECISIONS
evidence of racial bias - Black patients at same risk level by algorithm’s calculations are SICKER than white patients
reduces number of black patients identified for extra care by MORE THAN HALF
happens because algorithm uses HEALTH COSTS as proxy for HEALTH NEEDS
less money is spent on Black patients who have same level of need, so algorithm FALSELY CONCLUDES they are healthier than equally sick white patients
us health algorithm - what proxy does it use for health needs?
health costs
and less money is spent on black patients who are equally as sick as white patients
so they are seen as less in need of extra care by the algorithm
hiring: AI and systemic racism
widespread fears about bias in AI-driven HIRING platforms
are certain types of NAMES, SPORTS, UNIS… selected against by AI?
beyond hiring: AI and systemic racism
- 5 known wrongful arrests based on AI facial recognition - ALL 5 WITH BLACK MALES
facial recognition is much worse at identifying black faces than white ones
- social media FILTERS and GENERATIVE ART changes Black people’s facial features, skin, hair to look MORE EURO-CENTRIC
facial recognition software: systemic racism
facial recognition software sucks for black faces
often mistakenly labels female and male black faces
because of LACK OF DIVERSITY IN DATA used to TRAIN the aI
usually majority “pale male data”
residential segregation: systemic racism
neighbourhoods are segregated
the secret source of racial inequality in the US
where you live determines your access to opportunities in EDUCATION, EMPLOYMENT, MEDICAL CARE
not even one US city where Whites and Blacks live in equal contexts
if you statistically eliminate residential segregation…
it greatly reduces racial inequality
housing disparities: mortgage lending
contributes to segregation in NA neighbourhoods
gaping racial disparities in mortgage lending
Fair Housing Act failed America because it isn’t enforced
35% of Black applicants are approved for mortgage loans, compared to 56% of White applicants in same income bracket
in majority White neighbourhoods, White people have approval rate 1.5 times higher than Black applicants
mortgage lending approval rate differential even when holding income and loan amount constant
20%
prime loan vs subprime loan
prime: at best rate
subprime: pay more over the life of the loan
Justice Department reaches settlement with Wells Fargo resulting in more than $175 million in relief for homeowners to resolve Fair Lending Claims
between 2004-2008
Wells Fargo discriminated by steering 4000 African American and Hispanic wholesale borrowers (and retail borrowers)
into SUBPRIME MORTGAGES when non-Hispanic white borrowers with SIMILAR CREDIT profiles received PRIME LOANS
Wells Fargo charged approx 30 000 African American and Hispanic wholesale borrowers HIGHER FEES and RATES than non-Hispanic white borrowers BECAUSE of their RACE or NATIONAL ORIGIN rather than borrowers’ credit worthiness/other objective criteria related to borrower risk
the difference between a prime and subprime loan…
is only a COUPLE PERCENTAGE POINTS
ie. 5.24% monthly rate versus 6.24% monthly rate
but 1% diff results in an extra $290 a month
2% diff results in an extra $593 a month
across 25 year term, you’ll pay how much more with a subprime mortgage rate?
$87 000 - $177 900 more
by focusing on the “racists” as the problem behind racism…
we keep attention away from the STRUCTURE and COLLECTIVE PRACTICES
that MAINTAIN RACIAL DOMINATION
and this is “the goal of racism”
if racism were a matter of fighting or educating the “racists”, then…
cohort replacement and increasing educational level of population would have ALREADY PRODUCED the ELIMINATION of the problem
racial domination is not an _______ action or an __________/_________ event…
not ISOLATED action
or an EXCEPTIONAL or DISCRETE event
it is SUSTAINED, ROUTINIZED, enacted in form of PRACTICES, RULES, DEVICES, DISCOURSES
which all end up REPRODUCING the racial status quo
systemic racism: we are all…
racialized beings
systemic racism: we all act within…
racialized society
systemic racism: we all participate within a system of…
structural racism
historically, racializers are…
white people