Bank Flashcards
deposit
1 a part of the cost of something you are buying that you pay some time before you pay the rest of it
deposit of
A deposit of 10% is required.
put down a deposit (on something) (=pay a deposit)
We put down a deposit on a house.
2 money that you pay when you rent something such as an apartment or car, which will be given back if you do not damage it
deposit of
We ask for one month’s rent in advance, plus a deposit of $500.
3 an amount of money that is paid into a bank account OPP withdrawal
deposit into
I’d like to make a deposit (=pay some money) into my savings account.
4 a layer of a mineral, metal etc that is left in soil or rocks through a natural process
deposit of
rich deposits of gold in the hills
5 an amount or layer of a substance that gradually develops in a particular place
fatty deposits on the heart
6 an amount of money paid by a candidate in a political election in Britain, that is returned to them if they get enough votes
lose your deposit (=not get enough votes)
COLLOCATIONS – Meaning 2: money that you pay when you rent something such as an apartment or car, which will be given back if you do not damage it
VERBS
pay a deposit
Car hire firms may ask you to pay a deposit in advance.
get your deposit back
You’ll get your deposit back when all the bills have been paid.
lose your deposit (=not get it back)
If there is any damage to the apartment, you may lose your deposit.
give somebody their deposit back
When I left, the landlord refused to give me my deposit back.
return somebody’s deposit formal (=give it back to them)
Your deposit will be returned to you when you leave the flat.
ADJECTIVES
refundable/returnable (=that you get back later if there is no damage)
We ask for a refundable deposit of 500 Euros.
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Examples from the Corpus
deposit
• We paid one month’s rent in advance, plus a deposit of $500.
• In 1992 almost 70 percent of bank deposits and almost 90 percent of loans were in foreign currencies.
• The average of interbank offered rates for dollar deposits in the London market based on quotations at five major banks.
• fatty deposits in the arteries leading to the heart
• oil and mineral deposits
• Interest rates on offshore deposits exceed those on comparable domestic deposits because offshore deposits are not subject to reserve requirements.
• You pay for the service with brain cells instead of money, and everyone has simply billions of brain cells on deposit.
• He might prefer a building society deposit or a National Savings instrument or government bonds or equities.
• We begin with the short-term sterling deposit contract.
• The exact rate for the investment is fixed at the time the deposit is made and then runs through the period chosen.
put down a deposit (on something)
• She had already put down a deposit on a ship ticket for the two of us.
• Borrowers taking this deal would have to put down a deposit of at least 5 per cent.
• Bass, for example, requires a tenant to put down a deposit of £1,000 before he can even contemplate arbitration.
make a deposit
• Minna had made a deposit on ship tickets, and I had received my interior passport.
• Savers who have made deposits between £3,000 and £5,999 over the past two years are paid 6.35 per cent.
• With a managed fund the investor makes a deposit, and the manager decides on the spread of currencies and the contracts.
lose your deposit
• Predictably, the Conservative candidate Colette Jones was well beaten and lost her deposit.
• At 96 we would have lost our deposit.
• So they’re not losing their deposit?
• That is why Labour and the Tories stand in areas where they know they will lose their deposits.
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deposit2 ●○○ verb
1 [transitive always + adverb/preposition] formal to put something down in a particular place
The female deposits her eggs directly into the water.
2 [transitive] to leave a layer of a substance on the surface of something, especially gradually
As the river slows down, it deposits a layer of soil.
3 [transitive] to put money or something valuable in a bank or other place where it will be safe
deposit something in something
You are advised to deposit your valuables in the hotel safe.
deposit something with somebody/something
The dollars are then deposited with banks outside the USA.
Register
In everyday English, people usually say they put in or pay in money, rather than deposit money:
I paid/put $100 into his account.
You should put your valuables in the hotel safe.
→ See Verb table
Examples from the Corpus
deposit
• Our records show that you deposited $200 in your account on January 17th.
• These processes were controlled by the conditions existing in the environments where the sediments were deposited.
• Half the profits are deposited in a corporate account that can be drawn on only with stockholder consent.
• The money is deposited in my account every month.
• These will be deposited in the Sterling Memorial Library.
• From this medium, calcium is deposited in tissues, mainly bone, or filtered by the renal glomerulus.
• The Colorado River deposits large amounts of sediment in Lake Powell.
• After the lessons on the environment, children deposited much more litter in trash cans, rather than dropping it.
• Deposit the check immediately.
• Aunt Augusta deposited the contents of her bag on the kitchen table.
• I’d like to deposit this in my checking account.
• In bygone days, both railroad and stagecoach deposited visitors in nearby Point Reyes Station.
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From Longman Business Dictionary
de‧pos‧it1 /dɪˈpɒzətdɪˈpɑː-/ noun
1[countable] an amount of money paid into a bank account or held in a bank account, especially when it is earning interest
Residents have some $4 billion in deposits in local financial institutions.
The Hong Kong bank had more than US$1 billion on deposit when it was closed.
→ see also certificate of deposit, memorandum of deposit
→ direct deposit
→ fixed deposit
2deposits [plural] the total amount of money held in bank accounts etc within an economy
→ bank deposits
→ cash ratio deposits
→ core deposits
→ eurodollar deposits
→ money market deposits
→ public deposits
→ retail deposits
3[countable] (also deposit account) a bank account in which money can be held and will earn interest
→ call deposit
→ demand deposit
→ sight deposit
→ term deposit
4[countable] a small first payment that you make for a house, car, holiday etc
You have to put down a deposit of 10% of the total cost.
5[countable] an amount of money that you pay when you rent something which will be given back to you if you do not damage the thing you are renting
You will have to pay one month’s rent in advance, plus a deposit of $500.
deposit2 verb [transitive]
to leave money or other valuable things at a bank
deposit something in something
He advised her to sell the shop and deposit the money in the bank.
deposit something with somebody/something
The dollars were deposited with banks outside the USA.
→ See Verb table
Origin deposit2 (1500-1600) Latin depositus, past participle of deponere; → DEPOSE
withdrawal
پس گرفتن، باز گرفتن، صرفنظر کردن، بازگیری
- the enemy’s withdrawal from Ahwaz
- عقبنشینی دشمن از اهواز
- the withdrawal of a dangerous product from the stores
- گردآوری یک کالای خطرناک از مغازهها
- the withdrawal of a claim
- انصراف از یک ادعا
- withdrawal symptoms
- نشانههای ترک اعتیاد
with‧draw‧al /wɪðˈdrɔːəl, wɪθ- $ -ˈdrɒːəl/ ●○○ noun
1 ARMY [countable, uncountable] the act of moving an army, weapons etc away from the area where they were fighting
withdrawal of
the withdrawal of UN forces
withdrawal from
the Russian withdrawal from Afghanistan
large-scale troop withdrawals
2 REMOVAL/ENDING [uncountable] the removal or stopping of something such as support, an offer, or a service
withdrawal of
withdrawal of government aid
3 MONEY [countable, uncountable] the act of taking money from a bank account, or the amount you take out
Customers can use the machine to make withdrawals of up to £250 a day.
4 STOP TAKING PART [uncountable] the act of no longer taking part in an activity or being a member of an organization
withdrawal from
Germany’s withdrawal from the talks
5 DRUGS [uncountable] the period after someone has given up a drug that they were dependent on, and the unpleasant mental and physical effects that this causes
6 STATEMENT [uncountable] the act of saying that something you previously said was in fact untrue SYN retraction
withdrawal of
the withdrawal of all allegations
Examples from the Corpus
withdrawal
• As with most child accounts, children can not make withdrawals until they are seven.
• All except the latter unit meant some form of withdrawal from the use of acute admission facilities at either Claybury or Friern.
• The success of conciliation can be measured by the volume of withdrawals or conciliated settlements.
• Agreement on withdrawal was not reached until early 1929.
• This may only cease on withdrawal of the drug.
• They fear the proposed withdrawal from 17 May of some stops by ScotRail and InterCity will cause further deterioration in the service.
• The loss of one vehicle and the leading tank’s offensive capability was not enough to cause a full scale withdrawal.
withdrawal of
• a withdrawal of government aid
• the withdrawal of all allegations
make withdrawals
• As with most child accounts, children can not make withdrawals until they are seven.
From Longman Business Dictionary
with‧draw‧al /wɪDˈdrɔːəl, wɪθ–ˈdrɒːəl-/ noun
1[countable, uncountable] the act of taking money from a bank account, or the amount you take out
withdrawal of
There are penalties for the early withdrawal of savings.
cash withdrawals from ATMs
2[uncountable] the removal or stopping of something such as support, an offer, or a service
withdrawal of
the withdrawal of government aid
3[countable, uncountable] (also product withdrawal) when a product is made no longer available, either for a period of time or permanently
The Environmental Health Services will be aware of a product withdrawal of the company’s bottled still water.
4[uncountable] when someone no longer takes part in an activity or is no longer a member of an organization
withdrawal from
Poor profits resulted in the company’s withdrawal from its computer games and entertainment business.
5[uncountable] when you say that something you previously said was in fact untrue
withdrawal of
The case ended with the complete withdrawal of allegations against the detainees held without trial.
transaction
تراکنش، معامله (Noun) معامله، سودا، انجام - business transactions - معاملات بازرگانی - a profitable transaction - معاملهی پرسود - the transaction between the viewer and the painting - رابطهی میان بیننده و نقاشی
investment
سرمایهگذاری
- His investment in the company is considerable.
- سرمایهگذاری او در شرکت زیاد است.
- She lost her investment.
- او سرمایهگذاری خود را از دست داد.
(Noun) صرف
- My investment of time in writing this book.
- صرف وقت من در نگارش این کتاب.
1 [countable, uncountable] the use of money to get a profit or to make a business activity successful, or the money that is used
We plan to buy some property as an investment.
investment in
That year, Japanese investment in American real estate totaled $13.06 billion.
investment of
Each of us was required to put up a minimum investment of £5,000.
2 [countable] something that you buy or do because it will be useful later
a good/sound investment
The lessons cost me over £500, but I consider them a good investment.
3 [singular, uncountable] when you spend a large amount of time, energy, emotion etc on something
a huge investment of time and effort
COLLOCATIONS – Meaning 1 : the use of money to get a profit or to make a business activity successful, or the money that is used
VERBS
make an investment (in something)
We have made a huge investment in our website.
attract investment
The company is trying to attract investment from overseas.
stimulate/encourage investment
The government has cut taxes in order to stimulate investment.
protect your investment
It’s best to invest in several funds, in order to protect your investment.
recoup your investment (=get back the money that you have invested)
Investors will have to take legal action to recoup their investment.
ADJECTIVES
a good investment
Property is usually a good investment.
a bad/poor investment
The shares turned out to be a poor investment.
a big/major/massive/huge investment
Developing a new computer system is always a big investment for any organisation.
a safe investment (=in which you are unlikely to lose money)
Electricity shares are still a safe investment.
a wise investment (=very sensible)
A pension might be a wise investment.
a risky investment (=in which you are likely to lose money)
Risky investments usually have higher yields.
foreign/overseas investment
The government is eager to attract foreign investment to fund building projects.
a long-term investment (=one that will give you profit after a long time)
Buying a house is a long-term investment.
a short-term investment (=one that will give you profit in a short time)
Interest rates will be cut on short-term investments.
private investment (=investment by private individuals)
Public expenditure in declining areas will attract future private investment.
public investment (=investment by the government or state)
There have been drastic cuts in public investment in housing.
capital investment (=investment in machines, equipment etc)
A huge capital investment will have to be made to maintain the buildings.
INVESTMENT + NOUN
an investment scheme British English, an investment program American English:
Most investment schemes are subject to tax.
an investment opportunity
She took advantage of a unique investment opportunity.
an investment adviser
He has served as an investment adviser for several major banks.
an investment banker
He is an investment banker at a prestigious Wall Street firm.
investment income (=money that you earn from your investments)
The rate of taxation on investment income is set to increase.
investment funds
The city is in a good position to attract new investment funds.
PHRASES
the (rate of) return on an investment (=profit from an investment)
We expect a high return on our investment.
Examples from the Corpus
investment
• exciting investment opportunities
• Foreign investment peaked in November, when overseas investors took advantage of low prices.
• Once we have seen an improvement in the company’s performance, we will think about further investment.
• Raising kids requires a huge investment of time and energy.
• The Postal Service has made an extremely large investment in automated technology.
• We have the largest investment in microelectronics technology of any company in the world.
• A Certificate of Deposit remains one of the safest investments.
• Buying shares in blue-chip companies is always a sound investment.
• In ten years’ time, your investment should be worth four times what it is now.
investment in
• In 1990, Japanese investment in U.S. real estate totaled $13.06 billion.
a good/sound investment
• A superb gift and a good investment!
• In popular mythology, gold is regarded as a good investment.
• Having your neck and shoulders rubbed, or better still a full body massage, is a good investment.
• With regard to second-hand values, a good pipe organ is a better investment than an electronic instrument.
• Anything you can do to keep it consistently positive is a good investment.
• Hank told me this car was a good investment.
• But he knew it was a good investment.
From Longman Business Dictionary
in‧vest‧ment /ɪnˈvestmənt/ noun
1[countable, uncountable] when money is put into a business in order to make it more successful and profitable, or the money that is put into a business
tax cuts aimed at stimulating investment
More investment is also needed to develop the food-processing industry in rural areas.
investment in
The Postal Service has made an extremely large investment in automated technology.
Investment in manufacturing has fallen by 18.8 percent in the past year.
Mr Olsen founded the company with a $70,000 investment in 1957.
Return on investment (ROI) or return on capital (ROC) is the amount of profit received on an investment in relation to the amount of money invested. If someone disinvests from an activity or area of business, they stop investing in it. If someone divests, they reduce the number of their investments by selling them. If someone diversifies, they put money into several different types of investment instead of only one or two.
2[countable] something you buy, such as shares, bonds, or property, in order to make a profit
Bondholders favor lower interest rates because they increase the worth of their investments.
We plan to buy some property as an investment.
The top rate of taxation on investment income (=income from investments) reached 98 percent.
3[countable] an amount of money that you invest
investment of
Some international funds demand a minimum initial investment of only $1,000 or even less.
They want a good return on their investment.
4[uncountable] when you buy shares, bonds, property etc in order to make a profit
They derived their wealth from investment in property.
→ alternative investment
→ capital investment
→ community investment
→ corporate investment
→ direct investment
→ domestic investment
→ equity investment
→ ethical investment
→ financial investment
→ fixed-income investment
→ fixed investment
→ foreign investment
→ government investment
→ gross investment
→ incubation investment
→ institutional investment
→ inward investment
→ legal investment
→ net investment
→ outward investment
→ overseas investment
→ personal investment
→ private investment
→ property investment
→ public investment
→ real estate investment
→ speculative investment
interest (rate)
بهره، تنزیل، سود، مصلحت، دلبستگی، علاقه، علاقهمند کردن، ذینفع کردن، بر سر میل آوردن
1 [singular, uncountable] if you have an interest in something or someone, you want to know or learn more about them
interest in
My parents encouraged my interest in science.
I’d recommend this book to anyone who has an interest in jazz.
Ben has shown an interest in learning French.
My mother had never expressed any interest in the garden.
Babies soon begin to take an interest in the world around them.
John appeared to have no interest in girls.
I watched the first few episodes, but soon lost interest.
The last round of bidding aroused considerable interest.
Our survey reveals a disturbing lack of interest in teacher training.
I read your article with great interest.
2 [countable usually plural] an activity that you enjoy doing or a subject that you enjoy studying
His interests include walking and golf.
As a biologist, my main interest has been human genetics.
Her outside interests (=interests that are not part of her work) were numerous.
3 [uncountable] a quality or feature of something that attracts your attention or makes you want to know more about it A Persian rug will add colour and interest to your hallway. be of (no) interest (to somebody) (=be interesting or not interesting to someone) It’s a book that will be of interest to a wide range of readers. What you do in your private life is of no interest to me. art galleries, museums and other places of interest topics of general interest (=that everyone wants to know about) 4 [uncountable] a) the extra money that you must pay back when you borrow money interest on The interest on the loan is 16% per year. How much are the monthly interest payments? b) money paid to you by a bank or financial institution when you keep money in an account there an account that pays higher interest The more you save, the more interest you’ll earn. → compound interest, interest rate, simple interest 5 [countable usually plural, uncountable] the things that bring advantages to someone or something protect/look after/safeguard somebody’s interests The regulations were introduced in order to safeguard the interests of local fishing communities. be in somebody’s (best) interest(s) (to do something) (=be the best thing for someone) The court decided that it was in the girl’s best interests to remain with her grandparents. have somebody’s (best) interests at heart (=care about someone and want to do what is best for them) He has your best interests at heart, you know. We’ve got to balance economic interests and environmental interests.
6 → be in the national/public interest 7 → in the interest(s) of justice/safety/efficiency etc 8 → (just) out of interest/as a matter of interest 9 [countable] if you have an interest in a particular company or industry, you own shares in it The company is believed to be keen to sell its extensive brewing interests. His business interests are spread throughout Europe. controlling interest (=enough shares to control what decisions are taken) In 1986 GM acquired a controlling interest in the sports car maker Lotus. 10 [countable usually plural] a group of people in the same business who share aims or ideas Farming interests now dominate many of the National Park committees. The majority of Brazil’s huge commercial interests support the measure. the need to reduce the influence of special interests (=groups who are concerned about particular subjects) 11 → have no interest in doing something 12 → declare an interest (in something) 13 → human interest/love interest → self-interest, → conflict of interest, → vested interest COLLOCATIONS VERBS have an interest in something Steve has a keen interest in bird-watching. show interest in something He had shown great interest in her work. express an interest in something (=say that you are interested in something) A number of well-known film directors have expressed interest in the script. take an interest in something (=be interested in something) Jacky first took an interest in golf when he was about six years old. have no interest in something Andy had no interest in politics. lose interest in something (=stop being interested) Tilda had lost interest in what was being said. arouse/generate/attract interest (=make people interested) This extraordinary story has aroused interest in many quarters. feign interest (=pretend to be interested) Ted scanned the report, feigning interest. interest grows Interest in the project has steadily grown. interest wanes (=becomes less) When his initial interest waned, the teacher paid more attention to him. ADJECTIVES great interest The government has shown great interest in the idea. enormous/intense interest (=very great) This tournament has created enormous interest. considerable/strong/keen interest The results of their work will be of considerable interest. special/particular interest Natural history was a special interest of his. a personal interest in something He took a personal interest in the lives of his workers. renewed interest (=starting again after it had stopped) There has been a renewed interest in abstract painting in recent years. a consuming interest (=a very strong feeling of interest) Roland had a consuming interest in cricket. a long-term/abiding interest (=an interest you have had for a long time) She has had a long-term interest in antiques. PHRASES a lot of interest There has been a lot of interest in the story. a great deal of interest (=a lot of interest) The exhibition has generated a great deal of interest. a lack of interest The show was cancelled due to a lack of interest on the part of the public.
loan
وام، قرض، قرضه، عاریه، واژه عاریه
- May I have the loan of your dictionary?
- ممکن است لغتنامه خود را به من قرض بدهید؟
- The paintings are on loan from the national museum.
- این نقاشیها از موزهی ملی به امانت گرفته شدهاست.
- a bank loan
- وام بانکی
- an interest-free loan
- وام بیبهره، قرضالحسنه
- a one-hundred-Toman loan
- یک وام صد تومانی
- to make a loan of something
- چیزی را قرض دادن
- the loan of a pen
- قرض دادن قلم
(Verb - transitive) عاریه دادن، قرض دادن
- He loaned me two hundred dollors.
- دویست دلار به من وام داد.
- The engineer had been loaned to us by the university.
- دانشگاه آن مهندس را به ما قرض دادهبود.
1 [countable] an amount of money that you borrow from a bank etc
loan of
a loan of £60,000
I had to take out a loan to buy my car.
It’ll be years before we’ve paid off the loan.
2 [singular] when you lend something to someone
loan of
Thanks for the loan of your camera.
3 → on loan (from somebody/something)
COLLOCATIONS
VERBS
take out a loan (=borrow money)
Most home buyers take out a loan.
repay/pay off/pay back a loan (=give back the money you borrowed, usually over a period of time)
You can repay the loan early without a penalty.
give somebody a loan
I hoped to persuade my bank manager to give us a loan.
make a loan (=give someone a loan)
Banks are cautious about making new loans.
ask for/apply for a loan
He asked his father for a loan.
get a loan
She got a loan from the bank.
secure a loan (on something) (=agree to give the lender something if you do not pay back the loan on time)
The loan was secured on his home.
ADJECTIVES/NOUN + LOAN
a £20,000/$5,000 etc loan
The company asked for a £100,000 loan.
a bank loan (=money lent by a bank)
What is the interest you will pay on a bank loan?
a home/car loan (=a loan to buy a home or a car)
They took out a thirty-year home loan.
a personal loan (=money lent to a person, rather than a company)
If you want money for a specific purchase, you can get a personal loan.
a business loan (=money lent to a business)
The bank offers a range of business loans to meet the needs of small businesses.
a student loan (=money lent to a student to pay for university)
Many college graduates are paying off huge student loans.
a long-term/short-term loan (=to be paid back after a long/short time)
I intended the money as a short-term loan.
an interest-free loan (=on which you pay no interest)
They offer an interest-free loan for two years.
a low-interest loan
a low-interest loan to the country from the International Development Association
LOAN + NOUN
a loan repayment
your monthly loan repayments
a loan agreement (=that says how much the loan will be, how much you will pay back each month etc)
Read the terms of your loan agreement carefully.
THESAURUS
loan noun [countable] an amount of money that is borrowed, especially from a bank or company, which you agree to pay back by the end of a period of time
We took out a loan to buy a new car.
He is paying back a $50,000 loan.
mortgage noun [countable] a large amount of money that someone borrows from a bank or company to buy a house
Nick told me the mortgage on his apartment is worth about $90,000.
Anyone taking out a mortgage should be aware that interest rates can go up at any time.
It took my parents nearly thirty years to pay off their mortgage.
interest noun [uncountable] money that you pay for borrowing money, especially that you pay every year or every month at a fixed rate
Credit companies charge huge amounts of interest.
What’s the interest on the loan?
overdraft noun [countable] British English the amount of money that you owe to bank when you have spent more money than you had in your account
I left university with no job and a big overdraft.
20% of the bank’s customers regularly use their overdraft facility.
You have to pay a fee for unauthorized overdrafts.
debt noun [countable, uncountable] an amount of money that a person or organization owes
The company now has debts of almost £2 million.
A lot of the money went towards paying his debts.
The family were $100,000 in debt (=they owed $100,000).
credit noun [uncountable] an arrangement with a shop or bank that allows you to buy something and pay for it later
We bought the furniture on credit.
He had a credit limit of £7,000.
repayment
پرداخت مجدد، بازپرداخت، پس دادن، قسط
(Noun) غرامت، تلافی، سزا، تقاص، کیفر
1 [uncountable] when you pay back money that you have borrowed
repayment of
the repayment of debt
2 [countable usually plural] an amount of money that you pay regularly until you do not owe any more
monthly mortgage repayments of £330
Do you worry about meeting (=paying) your loan repayments?
principal
اصلی، عمده، مایه، مدیر
(Noun) (Adjective) عمده، اصلی، مهم، رئیس، مدیر مدرسه، مطلب مهم، سرمایه اصلی، مجرم اصلی
- his principal source of income
- منبع اصلی درآمد او
- our principal problem
- مسئلهی عمدهی ما
- Hejazi was the principal of our school.
- حجازی رئیس مدرسهی ما بود.
- principal plus interest
- اصل مبلغ به اضافهی بهره
most important SYN main
His principal reason for making the journey was to visit his family.
Teaching is her principal source of income.
the principal character in the book
► see thesaurus at important, main
→ principally
Examples from the Corpus
principal
• The principal component, as always, is lack of language proficiency.
• And in fact public shaming was one of the principal functions of police registration and surveillance.
• The principal method of inquiry is analysis of company records and other contemporary sources.
• Drafting cables to be dispatched to Washington is one of the principal occupations of the foreign service officer in the field.
• Your taxes depend on where your principal residence is located.
• After about two miles, I take the left fork and keep to the principal route.
• Oil is the country’s principal source of income.
• The important properties of these three principal volcanic rock groups can be summarized in simple tables.
Related topics: Education, Performing, Finance
principal2 ●●○ noun
1 SCHOOL [countable] American English someone who is in charge of a school SYN headteacher British English
a small school with just three teachers and the principal
► see thesaurus at teacher
2 UNIVERSITY/COLLEGE [countable] British English someone who is in charge of a university or college
3 BUSINESS [countable] American English the main person in a business or organization, who can make important business decisions and is legally responsible for them
The principal of the business has an office in New York.
4 PERFORMER [countable] the main performer in a play or in a group of musicians, dancers etc
She later became a principal with the Royal Ballet.
5 MONEY [singular] technical the original amount of money that is lent to someone, not including any of the interest
mortgage
گرو، رهن، گرونامه
- he took out a mortgage in order to buy the house.
- او برای خرید خانه وثیقه گذاشت.
- paying the mortgage is a big worry for many people.
- پرداخت وثیقه برای بسیاری از افراد دغدغهی بزرگی است.
(Verb - transitive) گرو گذاشتن، وثیقه گذاشتن
- to mortgage one’s future
- آیندهی خود را وثیقه قرار دادن
1 a legal arrangement by which you borrow money from a bank or similar organization in order to buy a house, and pay back the money over a period of years
Your building society or bank will help arrange a mortgage.
They’ve taken out a 30-year mortgage (=they will pay for their house over a period of 30 years).
We decided to use Fred’s redundancy money to pay off the mortgage (=pay back all the money we borrowed for a mortgage).
Mortgage rates are set to rise again in the spring.
She was having trouble meeting her mortgage payments.
2 the amount of money you borrow in the form of a mortgage
If you earn £20,000 per year, then you may be able to get a mortgage of £60,000.
COLLOCATIONS
VERBS
have a mortgage
They have a mortgage on a small house in North London.
take out a mortgage (=borrow money to buy a house)
We took out a 25-year mortgage.
get a mortgage
We couldn’t get a mortgage.
pay/repay a mortgage
If I lose my job, we won’t be able to pay the mortgage.
pay off a mortgage (=finish paying all the money you owe)
They paid off their mortgage five years early.
fall/get behind with the mortgage (=be unable to pay enough money each month)
He fell behind with the mortgage when he lost his job.
ADJECTIVES
big/high
They both need to work full-time because their mortgage is so big.
cheap (=with a low interest rate)
Homebuyers are eager to take advantage of the cheap mortgages on offer.
MORTGAGE + NOUN
a mortgage payment
If interest rates go down, your mortgage payments will fall.
the mortgage rate (=the rate of interest you will pay on a mortgage)
You need to shop around for a good mortgage rate.
a mortgage lender (=a bank that provides mortgages)
Nearly all mortgage lenders plan to raise their interest rates.
term
term1 /tɜːm $ tɜːrm/ ●●● S1 W1 noun
1 → in terms of something
2 → in general/practical/financial etc terms
3 WORD [countable] a word or expression with a particular meaning, especially one that is used for a specific subject or type of language
term for
‘Multimedia’ is the term for any technique combining sounds and images.
in no uncertain terms (=in very clear and angry language)
Journalists were told in no uncertain terms that they were not welcome.
→ a contradiction in terms► see thesaurus at word
4 PERIOD OF TIME [countable] a fixed period of time during which someone does something or something happens
term of/in office (=the time someone spends doing an important job in government)
The mayor was coming to the end of his term in office.
term of
the maximum term of imprisonment
The lease runs for a term of 99 years.
prison/jail term
The men each received a 30-year prison term.
→ fixed-term
لفظ، اصطلاح، دوره، شرط
(Noun) (Verb - transitive) مدت، دوره، دوره انتصاب، جمله، اصطلاح، عبارت، نیمسال، پایان واحد، ثلث تحصیلی، شرایط، روابط، فصل، موقع، هنگام، نامیدن
- according to the terms of the contract
- طبق شرایط قرارداد
- They are no longer on friendly terms with each other.
- آنها دیگر با هم روابط دوستانه ندارند.
- to be on speaking terms with someone
- با کسی روابط مکالمهای داشتن
- a dictionary of medical terms
- فرهنگ واژههای پزشکی
- “spore” is a botanical term.
- «هاگ» یک واژهی گیاهشناسی است.
- technical terms
- اصطلاحات فنی
- a colloquial term
- اصطلاح عامیانه
- to speak in derogatory terms
- با لحن خفتآور حرف زدن
- He was determined to overcome what he termed his hellish selfishness.
- او مصصم بود بر آنچه که آن را خودخواهی جهنمی مینامید، چیره شود.
- They termed him naive but he did not care.
- او را ساده لوح خواندند؛ ولی او توجهی به این حرفها نداشت.
- a term of five years in prison
- دوران پنجسالهی زندان
- during the term of an insurance policy
- طی مدت قرارداد بیمه
- the spring term
- نیمسال بهاری
- the first term
- ثلث اول
- She was elected to a four-year term.
- او را برای یک دورهی (نمایندگی) چهارساله انتخاب کردند.
fees
an amount of money that you pay to do something or that you pay to a professional person for their work
You can use the gym and pool for a fee of £35 a month.
► see thesaurus at cost
COLLOCATIONS
ADJECTIVES
small/low
Some companies will sell the items for you, for a small fee.
high/large/big
The school fees are extremely high.
a hefty/fat fee informal (=a very large fee)
Customers are being charged a hefty fee for their telephone service.
an annual/a monthly fee
An annual fee of £150 has been introduced.
an entrance/entry fee (=a fee to enter a place)
The gallery charges an entrance fee.
a membership fee (=a fee to become a member of a club or organization)
The gym’s yearly membership fee is £250.
a subscription fee (=a fee to receive copies of a newspaper or magazine)
You can pay the subscription fee by cheque.
school/college/university fees
She paid for her college fees by taking a part-time job as a waitress.
tuition fees (=money paid for being taught)
Many universities now charge tuition fees for these courses.
doctor’s/lawyer’s/accountant’s etc fees
We need to find the money for the doctor’s fees somehow.
legal/medical fees
She received £300 compensation after legal fees had been deducted.
a flat/fixed/set fee (=a fee that is the same in every case)
You pay a flat fee for all the services that are provided.
a booking fee (also a service fee American English) (=a charge you pay when buying a ticket)
Tickets for the concert are £45, plus a booking fee.
a cancellation fee (=a charge for ending an agreement you have made to travel on a train, stay at a hotel etc)
A 10% cancellation fee will be charged if the booking is cancelled.
a licence fee British English (=the money a television licence costs)
The licence fee is set to rise again.
VERBS
charge a fee
The accountant charged a big fee for his services.
pay a fee
You have to pay a small fee to rent a locker.
line of credit
حداکثر اعتبار (حداکثر مبلغی که میتوان از کارت اعتباری برای خرید یا وام استفاده کرد)
another name for credit line
an arrangement with a bank for a loan or a number of loans
The auto maker is currently negotiating a new $1.8 billion credit line that would replace a much bigger, existing $2.6 billion credit.
vault
طاق، گنبد، قپه، سردابه، هلال طاق، غار، مغاره، گنبد یا طاق درست کردن، جست زدن، پریدن، جهش
- cranial vault
- گنبدهی جمجمه
- Peyman put his hands on the fence and vaulted over it.
- پیمان دستان خود را روی نرده گذاشت و از روی آن پرید.
- Rustam vaulted into the saddle.
- رستم به روی زین جست.
- They vaulted into the position of world leadership.
- آنان بهسرعت به مقام رهبری جهان رسیدند.
1 a room with thick walls and a strong door where money, jewels etc are kept to prevent them from being stolen or damaged
2 a room where people from the same family are buried, often under the floor of a church
3 a jump over something
4 a roof or ceiling that consists of several arches that are joined together, especially in a church
Examples from the Corpus
vault
• The willows had crowded closer to the shore, a swamp of them; their branches formed a vault.
• Just breathing, deep in a vault.
• a bank vault
• Beneath the floor is the family vault of the Kolowrats.
• But how many generations of the women who had gone to her making had descended bandaged to the family vault?
• The groined vault is carried on grouped piers.
• It is stone vaulted throughout, with massive piers to support the vaults.
• Apparently, the casket would fit down into the vault especially purchased to house it underground.
vault2 verb
1 [transitive] (also vault over) to jump over something in one movement, using your hands or a pole to help you
The robber vaulted over the counter and took $200 in cash.
► see thesaurus at jump
2 [intransitive] to move quickly from a lower rank or level to a higher one SYN leap
vault from/to
On Sunday Michigan vaulted from No. 4 to the nation’s top team.
→ See Verb table
safety deposit box
Related topics: Banking
ˈsafety-deposit ˌbox (also safe-deposit box) noun [countable]
a small box used for storing valuable objects usually kept in a special room in a bank
Examples from the Corpus
safety-deposit box
• Her solicitor had said it might fit a safety-deposit box at the Venetian bank.
• The old woman had a safety-deposit box in a bank somewhere, but Zbigniew did not know where.
• He kept the film in his safety-deposit box.
float
1 ON WATER
a) [intransitive] to stay or move on the surface of a liquid without sinking
I wasn’t sure if the raft would float.
She spent the afternoon floating on her back in the pool.
float along/down/past etc
A couple of broken branches floated past us.
b) [transitive] to put something on the surface of a liquid so that it does not sink
The logs are trimmed and then floated down the river.
2 IN THE AIR [intransitive always + adverb/preposition] if something floats, it moves slowly through the air or stays up in the air
I looked up at the clouds floating in the sky.
Leaves floated gently down from the trees.
3 MUSIC/SOUNDS/SMELLS ETC [intransitive always + adverb/preposition] if sounds or smells float somewhere, people in another place can hear or smell them
The sound of her voice came floating down from an upstairs window.
4 WALK GRACEFULLY [intransitive] to walk in a slow light graceful way SYN glide
Rachel floated around the bedroom in a lace nightgown.
5 IDEAS [transitive] to suggest an idea or plan in order to see if people like it
We first floated the idea back in 1992.
6 MONEY [transitive] technical if the government of a country floats its money, the value of the money is allowed to change freely in relation to money from other countries
Russia decided to float the rouble on the foreign exchange market.
7 COMPANY [transitive] to sell shares in a company or business to the public for the first time
float something on something
The company will be floated on the stock market next year.
→ flotation(1)
8 CHEQUE [transitive] American English to write a cheque when you do not have enough money in the bank to pay it
9 → whatever floats your boat
→ float around
→ See Verb table
Examples from the Corpus
float
• Ice is less dense than water, which is why it floats.
• And mostly I am like this, floating and remote.
• She turned, her hair floating around her face.
• They are back in play now at 88p, but were floated at a quid each in 1983.
• It doesn’t need brakes so much as mooring ropes to stop it floating away.
• Ace floated back to the doorway.
• If the egg floats in a glass of water, it’s not fresh.
• Speck was a drifter who had floated in and out of trouble for most of his life.
• The pitch came, and the ball floated in as big as a basketball.
• They could see something pale and white floating in the water.
• The empty boat floated off down the river.
• Annie was floating on her back in the water.
• Tim was floating on his back in the pool.
• a cup of coffee with black bits floating on the surface
• Butler floated proposals for a number of films.
• Children were floating small boats made of banana leaves.
• For example, Wynns floated the idea of eliminating surface street parking near the museum in exchange for a parking garage.
• The administration had floated the idea of increased taxes on beer, spirits and tobacco.
• The following month, David floated the possibility of launching a new TV company.
• The drizzle was the ash of his burned offerings floating up into the sky.
