GEN MATH 2ND PERIO Flashcards

1
Q
  1. What interest remains constant throughout the investment term?
A

D. Simple Interest

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2
Q
  1. What kind of interest is computed from the principal and accumulated past interests?
A

B. Compound Interest

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3
Q
  1. If you would like to invest money, which bank offer would you prefer if you do not plan to withdraw your money in 2 years?
A

D. 4% compounded interest quarterly

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4
Q
  1. What kind of interest is illustrated by the table below?
A

B. Compound Interest

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5
Q

For 5 and 6, suppose you invested Php 20,000.00 in a bank for 5 years given a 3% annual interest.

  1. How much will you get after 5 years if the bank offers a simple interest?
A

B. 23,000

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6
Q
  1. How much will you get after 5 years if the bank offers a compound interest?
A

B. 23,185.48

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7
Q
  1. It is an amount after t years that the lender receives from the borrower on the maturity date.
A

C. maturity value

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8
Q
  1. How much interest will P70000 earn for 1 ½ years if invested at 8% compounded semi-annually?
A

D. 78,740.48

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9
Q
  1. What annuity is illustrated by the cash flow diagram below? (down lahat, annually at up sa 10)
A

D. Simple Annuity

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10
Q
  1. What annuity is illustrated by the cash flow diagram below? (down lahat, semi annually at up sa 10)
A

B. General Annuity

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11
Q
  1. A purchase of a 1.5HP inverter Dual Cool Air Conditioner in cash would cost P55,998. Martin is a credit card holder subscribed to 9% compounded monthly interest. The most practical scheme he found was the offer of no down payment, but a monthly payment of P4,897.11 must be made. What type of annuity is illustrated?
A

B. General Annuity

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12
Q
  1. A 10-year Educational plan is offered by a financial institution who gives 6% compounded semi-annually. However, clients are requesting for monthly payment options. So, it is monthly payment of P3,000 with 6% compounded semi-annually interest.
A

B. General Annuity

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13
Q
  1. Which solution shows a diagram of a future value?
A

A.
200
200(1.02)
200(1.02)2
200(1.02)3
824.32

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14
Q
  1. Which solution shows a computation of a present value?
A

B.
200
200(1.02)-1
200(1.02)-2
200(1.02)-3
776.78

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15
Q
  1. Which is equal to the future value of an annuity?
A

Future value of the present value of annuity

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16
Q
  1. Which refers to the present value of all cash inflows to the bondholder?
A

B. Term of a Bond

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17
Q
  1. What type of annuity does not begin collecting regular payment until a given time interval has passed?
A

A. Deferred Annuity

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18
Q
  1. Monthly payments of P50,000 for 3 years that will start 8 months from now. What is the period of deferral in the deferred annuity?
A

C. 8 periods

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19
Q
  1. What investment allows investors to share in the ownership of the company?
A

D. Stocks

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20
Q
  1. What investment has a long- term promissory note issued by a corporation in exchange for a sum of money?
A

A. Bonds

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21
Q
  1. What earning is distributed to shareholders of a corporation so that investment will become exciting?
A

C. Dividend

22
Q
  1. Which bond-related term refers to the per share amount value printed in a certificate?
A

D. Par Value

23
Q

For numbers 23 – 26, use the choices below to fill in the blanks.
A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250

  1. Market Value per bond
A

Php 2,220

24
Q

For numbers 23 – 26, use the choices below to fill in the blanks.
A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250

  1. Total Cost
A

Php 15,525

25
Q

For numbers 23 – 26, use the choices below to fill in the blanks.
A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250

  1. Total
A

Php 16250

26
Q

For numbers 23 – 26, use the choices below to fill in the blanks.
A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250

  1. Price
A

Php 350

27
Q
  1. What method of paying a loan is secured by an asset?
A

A. Mortgage

28
Q
  1. What method of paying a loan in installment basis, usually of equal amounts of regular intervals?
A

B. Amortization

29
Q
  1. Mr. Samson owns a siomai food cart business. He wants to put another food cart on a new mall in the other city. He decided to have a loan to establish the new business.What type of loan will Mr Samson apply for?
A

A. Business Loan

30
Q
  1. Mr. and Mrs. Caraig want to borrow money from the bank to finance the college education of their son. What type of loan will Mr. and Mrs. Caraig avail?
A

B. Consumer Loan

31
Q
  1. How much is the regular payment in the amortization of the table presented?
A

A. Php 79,010.48

32
Q
  1. How much is the principal loan?
A

B. Php 53,032.66

33
Q
  1. How much is the interest component of the 6th payment if the principal component is Php54,824.14?
A

A. Php 24,186.34

34
Q
  1. Which of the following is a translation of the statement “Life shrinks or expands in proportion to one’s courage” into symbol?
A

A. p⋁q

35
Q
  1. Which of the following is NOT a proposition?
A

A. Wait a second.

36
Q
  1. What proposition has no logical connectives?
A

D. simple

37
Q
  1. Which of the following is a simple proposition?
A

A. You are a child of the universe.

38
Q
  1. Which of the following is a negation of the statement of “Ang jeep ay patigil-tigil?”
A

D. Ang jeep ay hindi patigil-tigil.

39
Q
  1. Which of the following has a conjunction as logical connective?
A

D . I am the master of my fate, and the captain of my soul.

40
Q
  1. Which of the following logical connective is used in the statement “Kapag ang jeep ay patigil-tigil, ako ay mahuhuli sa klase?”
A

D. Conditional

41
Q
  1. Knowing that not all math teachers are advisers, what is the truth value of the statement: Ang lahat ng Math teachers ay gurong-tagapayo at sila ay “terror”?
A

B. False

42
Q
  1. What is the value of a conditional whose hypothesis is false while the conclusion is true?
A

A. True

43
Q
  1. Which of the forms of conditional proposition is the inverse of the converse of a proposition?
A

A. The proposition itself

44
Q
  1. Which of the following pairs of conditionals are logically equivalent?
A

A. A proposition and its contrapositive

45
Q
  1. Which characterizes the statement “You will win, or you will not win?”
A

B. It is a tautology.

46
Q
  1. Which characterizes the statement p ^ ~p
A

A. It is a contradiction.

47
Q
  1. Which possible tautology characterizes a valid argument?
A

B. (p1 ⋀ p2 ⋀ p3⋯⋀p_n )→q

48
Q
  1. Which of the following is NOT a valid argument?
A

A. Affirming the disjunct

49
Q
  1. Consider the argument below. Is it a valid argument?

I: If you are a member of the Boy Scout of the Philippines, then you are responsible.
II: Isaiah is responsible.
III: Isaiah is a member of the Boy Scout of the Philippines.

A

B. It is not valid.

50
Q
  1. Consider the two statements below. What conclusion can be drawn?

I: If you are a Technite, then you are a responsible student.
II: If you are a responsible student, then you study your lesson.

A

A. No conclusion can be made.