Budget Flashcards
Won’t Be the Last Time Close
I agree, and this isn’t the first time and won’t be the last time that you spend more money than you expected to. I need your OK here and here.
Do it Anyway Close
I understand that it’s more money than you had budgeted, do it anyway.
I need your approval here and here.
Disease
I know it’s more than you need and more than you wanted to spend, but it’s not a disease. It’s not like you will die from it; let’s do this, OK?
Sign here, please.
Budget Close 1: We are over budget now
Everyone who buys from here is over budget, but we all still work it out. We have a support group that meets here every Monday night…
I need your approval here and here.
Budget Close 2
And sir, you can probably say that about your credit cards, your car payments, insurance, taxes, groceries, restaurants, heating bill, and electric bill. They are all more than you want them to be, but you still do it.
I need your OK here and here.
Budget Close 3
I understand and would expect that this decision will have plenty of company at home and won’t be by itself.
(Answer: “What do you mean?”)
This won’t be the first purchase that you make that is too much and over your budget.
I need your OK here and here.
Budget Close 4
So, assuming that you can afford your house note, present car note, car insurance, utilities, groceries, medical, clothes, baby sitters, school, entertainment, Visa, MasterCard, alimony, child support, retirement contributions, health clubs, you continue to save monthly and would have room in your monthly budget to enjoy owning your new car. Assuming you could afford all that, then certainly you’d have no other reservations, correct? Good. What is your house payment? Your present car payment?
(Figure out their budget and shows how the new additional payments would work)
Budget Close 5
90% of the people I work with are over budget when they arrive here. Just because you may have made some decisions in the past that didn’t make sense or purchased things you really didn’t need should not mean you would penalize yourself today from getting those things that do make sense and that you do need.
Let’s do this… Sign here and here
Down to the Penny Close
We are within $48.50 of getting you exactly what you want. In comparison to the price and length of time you will own it, $48 is a miniscule amount. Let’s do this.
I need your OK here and here.
Reduce to Ridiculous Close
$1000 a month is only $30 a day. You will live in your home, wake up in your home and go to sleep here every day and night. You will build a life here and your family will be safe here for only $30 a day
Ex: An additional $48.50 monthly is 1.62 a day. You will drive this car every day, your family will go on adventures with this car for the price of a cup of coffee.
I need your OK here and here.
Better to Live Rich Close
Better to pay a little extra and get what you want than pay a little less and make a mistake. Better to live rich than to die rich. I need your OK here, and I will get your new product ready so you can start enjoying it right away
I need your OK here and here.
Can’t take it with you
I agree it’s a lot of money, but you can’t take it with you. Let’s do this.
I need your OK here and here.
No Shortage of Money Close
I agree it’s a lot of money, but there is no shortage of money on this planet. There is a shortage of people who are happy and love their lives. Let’s do this.
I need your OK here and here.
Treat Yourself Close
Of course it’s a lot and this isn’t some- thing you do every day. Treat yourself.
I need your OK here and here.
Work Hard to Earn This Close
I know it’s a lot! And this is actually why someone like you works so hard, so that he can earn the right to have something this nice.
I need your approval here and here.