Lecture 13 done Flashcards
What is medicaid?
a join federal/state health insurance plan
What is the largest single source of health coverage?
Medicaid. covers 70 million people(1 in 5)
How is medicaid structured?
jointly funded by federal and state government. Optional program but all states participate!
True or False: medicaid finances nearly 1/5 of healthcare spending
true. about 18%
Who is eligible for medicaid?
1)mandated categorically needy
2)optionally categorically needy
3)medically needy
What is mandated categorically needy?
required coverage in medicaid that includes SSI recipients, low income seniors, AFDC enrollees, welfare recipients
What is optionaly categorically needy?
option coverge in medicaid that includes low income children, and pregnant women that don’t meet the criteria for mandated categorically needy
What is medically needy?
optional coverage in medicaid that includes elderly, blind, disabled, and children with high OOP expenses
What is the Children’s Health Insurance Program(CHIP)?
covers children that are ineligible for medicaid, covers a broad range of services, out of pocket cost vary
What services could CHIP cover?
preventative care, immunizations, doctor visits, emergency care, perscription drugs, dental and vision
True or false: adults with medicaid poorer but equally sick as those with private health insurance.
False. Both sicker and poorer
What mandatory services are covered under medicaid?
Inpatient, outpatient, Lab & x-ray, nursing home and home health, fammily planning, pregnancy services, midwife, physician, nurse practitioner services
What optional services are covered under Medicaid?
podiatry, optometry, perscription drugs, dental, hospice, clinical services
What is required of medicaid?
same coverage throughout the state, obtain services from any participatibg provider
How does cost sharing work within medicaid?
Many states require cost sharing but it cannot be a serious barrier to recieving services(low copays)