Inspection - Level 1 Flashcards

1
Q

Explain a key issue raised by RICS Surveying Safely.

A

Guidance note - so a recommendation for accepted good practice.

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2
Q

How do you ensure you make appropriate access arrangements for inspections?

A

The National Operations centre book the appointments following an approved script in advance. Any special access arrangements are to be organised with me to see if they are feasible. Closer to the date, typically the night before I will contact the vendor/tenant/occupant and organise an ETA and run through some Covid questions.

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3
Q

What things would you check before attending site for an inspection?

A

How long it will take to travel so that I am not rushing to get to site and putting myself at risk.

Is parking available?

Lone working options - eg. What to do if things go wrong. Stay safe, who knows where I am?

Site Condition - Are we visiting a building site/new build development? Different PPE requirement.

Does the vendor/tenant know when we are coming if occupied. Do they know we are going if a key job. Tenant given 24 hours notice.

Who are we meeting on site? For example an adult (above 18).

Do they have animals and how will they be secured?

Is the vendor vulnerable? For example health conditions, think COVID.

Weather conditions - eg snow, ice.

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4
Q

Tell me about how you collect, store and retrieve information for different purposes when carrying out property inspections.

A

Collect site notes and photographs using industry specific software - Q-Mobile which is then transferred and stored in another industry specific software - Dataweb.

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5
Q

Briefly explain the construction of a recent building you have inspected.

A

Victorian terrace built circa 1900. Pitched and slated roof, rafter and purlin roof structure, internally masonry walls/lath and plaster (as built), timber suspended floors).

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6
Q

What is the size of a brick?

A

Metric - 215mm(l) x 102.5mm(w) x 65mm(h)

Imperial - 225-230mm(l) x 110mm(w) x 68mm(h)

225mm - 9inch which is why solid walls are sometimes refer to as a 9 inch wall as headers are 9 inch.

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7
Q

How do you take good inspection notes when on site?

A

Tailor according to level of inspection, but tend to follow a consistent inspection methodology and capture data using standardised field sheets. Detail on site plans and floor plans vary according to inspection requirements.

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8
Q

Tell me about how you would ensure safe working at height / on a site
with working machinery.

A

Limited application in current role, but think safe use of ladders. Assessing risk on site. E.g. Loft inspection to loft hatches above stairwell. Inspection of flat roof from flat roof (think balcony) without guardrails.

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9
Q

What building characteristics do you look for when inspecting a property?

A

Depends on the building?

Is this a question about ageing of the property, identification of the construction, identification of defects?

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10
Q

What is an easement?

A

An easement is a right enjoyed by one property over another property. The property enjoying the right is normally referred to as ‘the dominant land’ or ‘the benefited land’. The other property is normally called ‘the servient land’ or ‘the burdened land’.

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11
Q

How would you find out about the existence of an easement?

A

In theory against the land registry record of the title deeds.

Could ask the owner?

Ask the solicitor to investigate.

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12
Q

How can you tell if a wall is of solid or cavity construction?

A

Solid wall should have headers and stretcher bond not present in cavity wall. In stone walls key/thru stones are present along with possible random courses. Age, cavity wall popular from the late 20’s/30’s onwards.

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13
Q

What is a hidden valley gutter?

What problems can arise because of one?

A

Where two main roofs meet or a change in roof direction. Hidden behind paraphet, sometimes called butterfly/london/inverted pitched roof.

Can easily become blocked by leaves from surrounding trees etc.

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14
Q

Where does surface water drain into?

How does this compare to foul water?

A

Highway drain or road gulley then into sewers. Alternatively, a soakaway in the garden where rainwater from gutters, driveways, conservatories etc diverted to hole in ground when it seeps into the ground.

The foul sewer carries used wastewater to a sewage works for treatment. The surface water sewer carries uncontaminated rainwater directly to a local river, stream or soak away.

Only rainwater run off should be connected to a surface water sewer. All other waste water from sinks/toilets/baths/showers/washing machines/dishwashers/process water should be connected to a foul sewer.

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15
Q

What is a deleterious/hazardous material?

Give an example of each.

A

Deleterious - materials dangerous to health or which are the causes of failures in buildings.

Health/Hazardous examples

Asbestos or asbestos containing materials (ACM’S)
Lead

Damaging to buildings

Mundic (West Country-made from quarry shale), lose integrity in the damp.
Calcium silicate bricks(shrinkage).

High Alumina Cement - Strength can reduce in high temps/high humidity.

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16
Q

What do dry and wet rot look like?

A

Wet Rot - Coniophora puteana

Surface damage - Cracks follow the line of the grain. Minor cracks only across the grain. Less pronounced cracking than dry rot.

Identification - Thread like strands (hyphae extend as opposed to mycelium), yellowish becoming darker brown with age. Fruiting body rarely found. Surface of any fruiting body is knobbly.

Rate of Growth - Can cause 40% weight loss in four months.

Light - No recorded reaction.

Dampness - Death after 94 days at 49%, so lower levels show it can survive for a limited period. 50-60% - very wet.

Temperature - -30-+40 degree C. Optimum 23degree C.

Dry Rot - Serpula lacrymans.

Surface damage - Cuboidal cracking and darkening of wood. Deep cross cracking.

Identification - strands (mycelium) grey, become brittle when dried. Silver grey growth similar to cottonwool, slight yellow tinges to edges. Fruiting body, white edged, rusty middle.

Rate of growth - Typically a metre a year. Flash growth of mycelium can be greater.

Light - Reactive to light. Required for growth of fruiting body.

Dampness - 20-35%(damp not wet)

Temperature - 0>26 degrees C. Optimum growth at 22 degree C. Will die if exposed to short periods of 40 degree C.

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17
Q

What is rising damp?

A

The process by which moisture rises vertically up a wall as a result of capillary action.

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18
Q

What is Japanese Knotweed?

How would you identify it?

Why is it a problem?

A

Invasive plant species not native to the UK which has no natural predators in our eco systems.

1 the leaf - Shield like with flattened basde
2 the zigzag leaf stems or ‘petioles’
3 the bamboo main stems, start green, develop purple specs, in clumps
4 the flowers - creamy white towards end of growing season (Sep-Oct)

Included in the Wildlife and Countryside Act 1981 which made it an offence to plant or otherwise cause it to grow in the wild. Also classified as controlled waste under the Environmental Protection Act 1990.

Public perception of it’s ability to damage properties skewed through damage it can cause to lightweight structure and hard standings. Effects marketability and saleability.

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19
Q

What does the RICS say about Japanese Knotweed?

A

Japanese knotweed and residential property- RICS GUIDANCE NOTE
UK- 1st edition, January 2022- Effective from March 23rd 2022.

Five points for valuers to consider;

Five factors are listed in a 2017 paper titled Assessing diminution in value of residential properties
affected by Japanese knotweed. The world of Japanese knotweed has moved on since 2017 but
the principles outlined in the paper are still relevant. The five factors are:
• impact in the market prior to remediation
• restrictions on use of the property
• impact during remediation
• impact of infestation present on adjoining land
• post-remediation impact on future saleability.

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20
Q

When was the latest RICS guidance relating to Japanese Knotweed published?

What are the key principles mentioned in this Guidance Note?

A

Japanese knotweed and residential property- RICS GUIDANCE NOTE
UK- 1st edition, January 2022- Effective from March 2022

Update of the 2012 guidance to reflect a more current understanding of the risk of JK.

Increased focus on management as opposed to eradication which is difficult to achieve.

Thinking now seems to be that structural damage to structures on sound foundations unlikely.

New Assessment Framework -

ONSITE

Management Category A - JK seen. On site. Causing damage. Significant impact so seek advice from independent specialist. Recommend retention, pending report. ACTION.

Management Category B - JK seen. On site. Not causing damage. Likely to prevent use of or restrict access to amenity space. Significant impact so seek advice from independent specialist. Recommend retention, pending report. ACTION.

Management Category C - JK seen. On site. Not causing damage. Unlikely to prevent use of or restrict access to amenity space. Low impact so no action and no mortgage retention for lending purposes. MANAGE. When advising for non lending purposes recommend advice from independent specialist about management.

OFFSITE

Management Category D - JK seen. Visible on adjoining land or with 3m of the boundary . Limited impact, so no action and no mortgage retention for lending purposes except in exceptional circumstances. REPORT. When advising for non lending purposes recommend advice from independent specialist about encroachment.

JK seen. Visible on adjoining land but not within 3m of the boundary. Record presence in site notes - but no action required for lending purposes. By exception, if loads and marketability affected then Management Category D. When advising for non lending purposes the detail of any reporting determined by level of inspection and nature of infestation.

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21
Q

What does the law say about Japanese Knotweed?

A

The Environmental Protection Act 1990 contains legal provisions that designate Japanese knotweed-contaminated soil as ‘controlled’ waste. Only properly licensed organisations may remove this waste from a property, and they must take it to appropriately licensed waste
facilities.

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22
Q

What are your duties in relation to Japanese Knotweed?

A

Judgments in recent court cases have confirmed that Japanese knotweed is an actionable nuisance, and neighbouring owners have been required to implement control and management measures to prevent spread of Japanese knotweed from their land onto that of neighbours (see Network Rail Infrastructure Limited v Stephen Williams and Robin Waistell [2018] EWCA Civ 1514 and Hardwicke (2018), Japanese knotweed nuisance in the light of Waistell and Smith v Line).

The presence of Japanese knotweed must be declared on the Law Society Property Information Form TA6.

A significant issue usually facing valuers considering the effect Japanese knotweed has had on the value of a property is the dearth of comparable evidence of similarly affected properties in the locality.

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23
Q

How can you treat Japanese Knotweed?

A

Root barriers - Could be expensive due to deep excavations, boundary issues, party wall etc. Will need to be supported by a monitoring/herbicide treatment.

JKMP (MP-Management Plan) - Accurate plan with location, photos, details of contractor and method use, treatment schedule, completion certificate with a 2 year no growth period.

Two main types are chemical control or excavation of contaminated soil.

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24
Q

What is the worst case scenario for Japanese Knotweed damage?

A

Damages typically to lightweight structures.

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25
Q

How can Japanese Knotweed impact upon value in your experience?

A

Blight via public perception/misconception of possible risk/knowledge that some lenders have a risk adverse approach to it.

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26
Q

Can you tell me about any RICS guidance on contamination or environmental risk?

What is the general principle relating to contamination?

What signs would indicate that a site is contaminated?

A

RICS GN - Environmental risks and global real estate - 1st edition, November 2018.

Contamination may affect value as affects remediation costs of a site before use.

Remove contaminants from

  • subsurface strata
  • soil
  • sediment
  • surface water
  • groundwater and/or
  • coastal waters.

It may also involve carrying out measures to control ground gas eg Radon.

Irregular topography, vegetation cutback, previous use, nearby use (brownfield?), flood zone, history of flooding, etc

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27
Q
What do you understand by Government guidance, Land Contamination:
Risk Management (LCRM)?
Who published the LCRM?
A

Use land contamination risk management (LCRM) to:

identify and assess if there is an unacceptable risk
assess what remediation options are suitable to manage the risk plan and carry out remediation
verify that remediation has worked.

Environment agency.

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28
Q

What is an Environmental Impact Assessment?

Why and when would you need one?

A

The aim of Environmental Impact Assessment is to protect the environment by ensuring that a local planning authority when deciding whether to grant planning permission for a project, which is likely to have significant effects on the environment, does so in the full knowledge of the likely significant effects, and takes this into account in the decision making process.

Infrastructure projects, large projects (hotels/leisure), factory’s, minerals.

Not residential as a rule.

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29
Q

What is radon?
Where is radon typically found?
How can you reduce radon risk?

A

Radon is a colourless, odourless radioactive gas. It is formed by the radioactive decay of the small amounts of uranium that occur naturally in all rocks and soils.

Radioactive elements decay and emit radiation. Any exposure to this type of radiation is a risk to health - radiation is a form of energy and can cause damage in living tissues increasing the risk of cancer.

BRE211

New Build - Radon resisting membrane across whole building footprint- Basic Protection. Sub floor ventilation and or/radon sump system.

Existing Buildings - Can get in through cracks and service ducts.

Radon Sump - Under building and radon fan extract via cowled duct.

Active/passive ventilation - fans and ducts

Positive Input Ventilation (PIV) is a whole house air ventilation system that works by drawing in fresh, filtered air into a property from outside.

Air Bricks

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30
Q

Tell me about what an inherent/latent defect is.

A

Inherent defect - Problem arising from when property built (poor design, materials used, workmanship).

A Latent Defect (or Inherent Defect) is a fault in the property that could not have been discovered by a reasonably thorough inspection before the completion or sale of building structure. eg concealed plumbing, wiring.

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31
Q

Why are building warranties important?

A

Can provide deposit protection if your builder becomes insolvent, warranty cover from your builder and insurance cover until the end of the policy. Typically 6-10 years.

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32
Q

Tell me about your understanding of structural movement.

What is subsidence/heave?

A

Heave is the phenomenon of the soil beneath a property expanding and pushing the ground upwards, which can cause structural damage to a building.

Subsidence occurs when the ground underneath your house sinks. As the ground moves lower, the foundations of your house can become misaligned. It is particularly problematic when the ground under your property is sinking at different rates.

Whereas settlement is “downward movement as a result of the soil being compressed by the weight of the building.

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33
Q

Tell me about housing policy and law relating to maintenance and repair.

A

Housing Act - 1988

What is Section 11 of the Landlord and Tenant Act 1988?

Section 11 under the Landlord and Tenant Act 1985 provides an obligation on landlords to maintain the exterior and structure of the rentals property. This includes installations for the provision of water, heating systems, drainage, sanitary appliances and gas and electricity.

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34
Q

Tell me about any risks relating to air conditioning.

A

Air conditioning: building managers responsible for managing air conditioning systems need to be aware of the banned R22 refrigerant. Existing equipment containing the substance can still be used, but it can no longer be repaired or topped up.

Depletes the ozone.

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35
Q

Explain the potential implications of the Hart v Large case.

A

The key take-aways from this case are relevant to the requirements set out in the new RICS Home Survey Standard, coming into effect on 1st March 2021, namely:

Being clear on the report about the scope of inspection including limitations, caveats and actions available to the client;
Recommending justifiable further investigation;
Taking all reasonable steps to ensure clients understand the differences between the levels of service, including the extent and limitations of each option

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36
Q

How have you inspected safely during Covid-19?

A

Pre-inspection call to confirm if people are isolating/have Covid 19 or live with any who does, if they don’t are they shielding, vulnerable. Confirm we don’t have. Ask them to ventilate. Wear masks and gloves (disposable) on site and maintain a sensible distance.

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37
Q

Explain your understanding of the inspection principles established in
McGlinn v Waltham Contractors.

A

The inspections carried out need to stand the best chance they can of ensuring any defects are actually picked up and can be rectified. Not enought for the inspecting architect/building control inspection to say that important works were covered up between inspections.

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38
Q

Tell me about social issues relating to residential property (and inspection).

A

?

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39
Q

What does Section 11 of the LTA 1985 say about repairs?

A

Section 11 under the Landlord and Tenant Act 1985 provides an obligation on landlords to maintain the exterior and structure of the rentals property. This includes installations for the provision of water, heating systems, drainage, sanitary appliances and gas and electricity.

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40
Q

What does the Defective Premises Act 1972 say about duties of care?

A

Under section 4 of the Defective Premises Act 1972, a landlord who has an implied or express obligation to repair or maintain a property, or has a right to enter the property to carry out certain repairs, owes a duty of care to ensure that all people who could reasonably be affected by ‘relevant defects’ in the state of the premises are reasonably safe from personal injury or damage to their property resulting from the defects. This is a fact specific question which must be answered in the context of all the circumstances of the individual case.

The landlord’s duty is owed to:

the tenant

members of the tenant’s household, and

visitors to the property

It is uncertain whether an action arises only if personal injury or damage to the property has occurred, or if economic loss is sufficient.

When the duty of care is triggered
The duty is triggered if the landlord ‘knows or ought to know of the relevant defect’ regardless of whether or not the occupier had informed the landlord of it.[7] This is in contrast to section 11 of the Landlord and Tenant Act 1985 where the landlord is not liable to carry out a repair until they have been put on notice of the need for the repair.

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41
Q

How could a conservation area/historic centre designation impact upon your inspection and advice?

A

Properties situated within conservation areas historic centre designation, whether listed or not, are subject to a stricter planning regime than those lying outside the boundary, including the removal of permitted development rights via the Article 4 Directions within the Town and Country Planning (General Permitted
Development) Order 1995 (‘the Article 4 Directions’).

42
Q

How would you identify general environmental issues and how would this impact upon your advice?

A

Pre inspection checks.

Irregular topography, vegetation cutback, previous use, nearby use (brownfield?), flood zone, history of flooding, etc.

Client dependent.

43
Q

What is the mundic problem?

What does the RICS guidance say about mundic?

A

The Cornish word mundic is now used to describe a cause of deterioration in concrete due to the decomposition of mineral constituents within the aggregate. A typical source of such aggregates is metalliferous mine waste.

RICS Professional guidance describes all of Cornwall and an area within 15 km of Tavistock as being areas where routine testing for mundic is required. The notes go on to state that testing should be confined to buildings which contain concrete elements (blocks or in situ) and that were built in or prior to 1950.

44
Q

Does RICS provide any guidance in relation to flooding (relating to residential property)?

A

RICS standards and guidance - Flooding: issues of concern to RICS surveyors and valuers (Residential property)

45
Q

Tell me about the insurability of property at risk of flooding.

A

Should be covered if built before 2009 in private ownership * note there is additional detail in

https://www.floodre.co.uk/can-flood-re-help-me/eligibility-criteria/

46
Q

What types of flooding exist?

A

Tidal - sea/river defences beached

Fluvial - floodplains

Ground water - Low lying areas over aquifers may flood as ground water levels rise

Pluvial - Surface water rainwater run off

Sewers - May flood when combined storm and foul overflow due to surface water run off

Flooding from man made infrastructure (dams, canals etc)

47
Q

What is the Flood Re scheme and the Water Act 2014?

What property is covered by Flood Re?

A

The Water Act enshrined Flood Re as a replacement for the statement of principles.

For residential surveyors, the salient issue is the provision of flood insurance from 2015 through a mechanism expected to be called Flood Re whereby insurance companies will have access to a pooled fund to enable risk to be equitably shared. In place till 2039.

Residential private properties built before 1st Jan 2009 and insured on an individual basis, or flats no more than 3 separate resi units insured by the freeholder.

48
Q

How do you assess flood risk in relation to valuation/survey instructions?

How has this impacted upon your advice / valuation practice?

A

Although detailed commentary on their effects will normally be outside the realm of the valuer’s expertise, their presence, or potential presence, is something that can often be established in the course of a valuation inspection through normal enquiries or by local knowledge. The valuer should state the limits that will apply to the extent of the investigations and the assumptions that will be made in relation to environmental matters

Inspections and investigations must always be carried out to the extent necessary to produce a valuation that is professionally adequate for its purpose.

Flood risk is important as one of a number of locational factors, to be recorded and reported appropriately. The valuer must consider both the inherent risk to the property and the possible implications if that risk is realised

49
Q

What is a retention on a mortgage valuation?

A

A mortgage retention is where the lender holds back some of the funds until you’ve completed essential work

50
Q

When might one be applied and why?

A

Essential work to protect the security for the lender, duty of care scenario, remedy issues that affect value.

51
Q

When and why might a mortgage be declined?

A

If if doesn’t meet the lenders requirements?

Saleability and marketability?

Some lenders won’t want some construction types, projects, buy to lets in poor condition, poor position, limited demand etc.

52
Q

What is the difference between a lender’s valuation and a survey?

A

Whilst a property valuation determines the value of a property for the benefit of your mortgage provider to ensure their investment is worth it before they approve your mortgage, a survey is a detailed and thorough assessment of the condition of your property which highlights defects, cost of repairs, and offers advice

53
Q

What additional responsibilities in relation to repair and inspection relate to HMOs?

A

Inspection of properties should be in accordance with the Red Book Global Standards, VPS 2 Inspections, investigations and records and RICS Valuation - Global Standards: UK national supplement, UK VPGA 11, section 11.3, where the property has been purchased singularly as a buy-to-let investment

Market rent should be the figure that is attainable on the date of inspection reflecting the condition of the property on that date with no assumptions regarding repairs or improvements for instance, to the kitchen or bathroom, unless otherwise instructed by the lender. See also Red Book Global Standards, VPS 4, sections 5 and 8.

54
Q

How are repair issues most effectively dealt with in relation to a flying freehold?

Can you enter your neighbour’s property and recover the cost of works from them?

A

Via positive covenants in the title deeds that agree access for repairs. If one doesn’t exist, then create a mutual agreement with the neighbouring property when purchasing to document reciprocal obligations and rights.

Could change the flying freehold to a leasehold structure which would have positive covenants etc included.

55
Q

What does the Access to Neighbouring Land Act 1992 say?

A

Under the Neighbouring Land Act 2002, property owners are given the right to access neighbouring land in order to carry out repairs to their own property. However, the 1992 Act does not enable a property owner to carry out works to their neighbour’s property. If such repairs are required, it may be possible to obtain a court order under the 1992 Act. As a prerequisite of the order, the court may request the person carrying out the work to indemnify the other owner against any loss, damage or injury.

56
Q

How do lenders view flying freeholds from your experience?

A

On a lender by lender basis.

57
Q

How do you use IT systems to record accurate site inspection notes?

A

Q-Mobile data capture. Has the ability to draw site plans, floor plans and hand written notes. Also standardised site notes which much be completed prior to report sign off.

58
Q

Tell me about a tool you have used during a site inspection.

A

Protimeter - Electrical capacitance tester measuring moisture between two points to give a WME%. Can take surface readings or sub surface readings using probs, but unlikely owner will grant permission to dril into the wall.

59
Q

How do you use a moisture meter to identify damp?

A

Take several readings to establish a profile.

Rising damp for example, will usually have a series of very high readings towards the base of the wall with a sudden drop off at the point of evaporation.

Condensation will often have high readings only upon the surface of the plaster but very low readings beneath.

60
Q

What are the limitations of a damp meter?

A

Calibrated for timber. Wood moisture equivalent.

Can pick up on salts, foil back plasterboard, electrical conduit in the wall.

61
Q

How can you calibrate a moisture meter?

A

Protimeter pin type meters are sold standard with a calibration check device. This device is placed across the pins and should give a reading of 18.1+ or -1%. The check device can also be used to test the hammer electrode and other plug-in accessories for WME pin mode.

62
Q

What materials can you use a moisture meter on?

A

A number of materials, including wood, plaster, brick, wallpaper as long as we understand that we are establishing a profile of readings.

63
Q

What guidance exists in relation to the use of moisture meters / damp?

A

TBC

64
Q

What advice would you provide if you took a high moisture meter reading?

A

Dependent upon scenario.

65
Q

How would you identify the cause of the damp?

What advice might you provide as a result?

A

Damp profiling to see if pattern of rising damp -high at base, reducing up the wall, damp spots (high readings to middle of “spot” and low to edge) indicative of penetrating damp. Rising damp not typical above 1.2m high.

66
Q

Tell me about a way you can remedy damp from your experience.

A

Identify the source of damp first and eradicate if possible.

Dry the damp affected areas first.

Could involve removal of inappropriate materials (think impermeable sand cement pointing externally, new 2 coat sand cement backing coat) and repointing in lime pointing, limelite renovating plasters).

If appropriate and not debonded, dry in place.

Reduce ground levels for rising damp.

Reduce moisture content of ground for rising damp.

Replace rainwater goods etc for penetrating.
Stormdry in prevailing conditions

Retroinstall new dpc;

electro osmosis
plastic DPC
chemical injection
damp proof injection with silicane based liquids(cream).

67
Q

How can you undertake further investigations into damp?

A

Thermal imaging.

Taking samples of mortar and of bricks and or blocks to get an accurate measure of moisture content and hygroscopic salts that may be present. - Qualitative - an indication of moisture content - WME.

Gravimetric methods - Quantitative - indicative of free water content by measuring difference between total weight of sample and dried sample with only hygroscopic salts remaining.

Calcium Carbide Test/Speedy meter - Measures actual moisture content of the entire sample.

68
Q

From your experience, tell me about when a lender’s requirements have impacted upon your inspection.

Do you feel that the differing requirements affect the level of service /due diligence you provide/carry out?

A

Various lenders don’t require loft inspections, although will still follow the trail.

Not really.

69
Q

Why is it important to record accurate information during a building inspection?

A

Data capture for a variety of reasons;

Measures
Construction elements
Service elements
Grounds

Valuation issues (location, structure, JK etc).

BCIS

Accurate information recording supports our findings, conclusion and decision making.

70
Q

What is the primary purpose of a condition-based residential survey?

What other matters might be commented upon in a condition-based survey?

A

The service applies to houses, bungalows and flats that are conventional in type and construction. This would typically include property conversions and properties that:

• use conventional building materials and
construction methods; and
• have service systems commonly used in
domestic residential properties.

Although there is no restriction on the type of
property, because the CR is objective and concise, it is better suited to more modern properties.

Does not include valuation, inspection of drains, head and shoulders inspection only.

71
Q

Can you include a valuation in a survey?

What RICS guidance must you comply with if you do so?

A

A valuation inspection is focused on identifying the key attributes and factors that affect the value of the subject property. It is necessarily much more superficial than a survey, which involves an assessment of the physical structure of a property and factors that may affect its
condition.

Where the surveyor is also providing a valuation of the property, they have the skills, knowledge and experience to provide such a valuation and are a member of the RICS Valuer Registration Scheme.

Where RICS members or RICS regulated firms wish to incorporate a property valuation into their service, the valuation must be in accordance with the current edition of RICS Valuation – Global Standards and RICS Valuation – Global Standards: UK national supplement.

72
Q

Explain the key principles of the Home Survey Standard.

A

The new RICS Home survey standard came into effect on 1 March 2021. Mandatory from September 1st.

Establish a clear framework that sets minimum expectations at each level, provide mandatory requirements for RICS members and regulated firms, replace and harmonise previous RICS publications.

73
Q

What are the three levels of service for the Home Survey Standard?

What is survey level 1/2/3 and how do these differ in practice?

What is the scope of inspection for level 1, 2 and 3?

A

Level 1, 2 and 3.

Level 1 - For each element of the building, the RICS member should:• describe the part or element in enough detail so it can be properly identified by the client• describe the condition of the part or element that justifies the RICS member’s judgement and• provide a clear and concise expression of the RICS member’s professional assessment of each part or element.

Level 2 - Although it will provide more information, it should still be short and to the point, avoiding irrelevant or unhelpful details and jargon. Material defects should be described and the identifiable risk of those that may be hidden should be stated. A level two report will have the following additional characteristics:• it should include comments where the design or materials used in the construction of a building element may result in more frequent and/or more costly maintenance and repairs than would normally be expected• the likely remedial work should be broadly outlined and what needs to be done by whom and by when should be identified• concise explanations of the implications of not addressing the identified problems should be given and• cross-references to the RICS member’s overall assessment should be included. Survey level two reports should also make it clear that the client should obtain any further advice and quotations recommended by the RICS member before they enter into a legal commitment.

Level 3 - should reflect the thoroughness and detail of the investigation. It should address the following matters: • the form of construction and materials used for each part of the building should be described in detail, outlining any performance characteristics. This is especially important for older and historic buildings where the movement of moisture through building materials can be critical to how the building performs• obvious defects should be described and the identifiable risk of those that may be hidden should be stated• remedial options should be outlined along with, if considered to be serious, the likely consequences if the repairs are not done• a timescale for the necessary work should be proposed, including (where appropriate and necessary) recommendations for further investigation • future maintenance of the property should be discussed, identifying those elements that may result in more frequent and/or more costly maintenance and repairs than would normally be expected• the nature of risks of the parts that have not been inspected should be identified and• prioritisation of issues should be outlined.

74
Q

When should you report / not report on repair costs?

A

Advise on costs if the member has the level of competence and technical knowledge to deliver it. Usually level 3. Where costings are included this must be reflected in level 3.

75
Q

Tell me about when you have recommended a specific level of service to a client and why.

A

Recommended upgrade on Listed Building, older building when significantly altered from a previous use. Also, advised on suitable level of survey for vendors on their next purchase.

76
Q

Tell me about the differing levels of inspection you would carry out between the survey levels.

Why do the levels of inspection differ?

What factors would you consider in a level 1/2/3 survey?

A

Level 1 - Economic price report - less extensive as a result. Visual inspection. No test of building fabric or services are undertaken.

Level 2 - Another economic report, but more intensive than the level 1. Still no tests. Concealed areas opened or used by owners inspected if safe to do so.

Level 3 - Detailed assessment, therefore more intensive than Level 1 and 2. Services not tested, but observed in operation if occupier has given permission. Turned on and off. Water run, toilets flushed and drains observed.

77
Q

In a level 1 survey, would you advise on repairs or ongoing maintenance?

A

No. A survey level one report does not include advice on repairs or ongoing maintenance and this, combined with the less extensive inspection, usually means it is better suited to conventionally built, modern dwellings in satisfactory condition. It will not suit older or complex properties, or those in a neglected condition.

78
Q

What type of properties would you use a level 1/2/3 survey for?

Who are the different types of report designed for?

What types of properties should each be used for?

A

Level 1 - better suited to conventionally built, modern dwellings in satisfactory condition. It will not suit older or complex properties, or those in a neglected condition.

Level 2 - This level of service suits a broader range of conventionally built properties, although the age and type will depend on the knowledge and experience of the RICS member.

Won’t suit;

complex buildings, for example those that have been extensively extended and altered•
unique or older historic properties – although survey level two services may be appropriate for some older buildings, the decision will depend on the RICS member’s proven competence and knowledge and the nature of the building itself. For example, a survey level two report on homes with traditional timber frames or those built much before 1850 is likely to be inconclusive and be of little use to the client or

• properties in neglected condition.

Level 3 - This level of service will suit any domestic residential property in any condition depending on the competence and experience of the RICS member.

79
Q

Would you inspect concealed areas in a level 2 or 3 survey?

A

Level 2 - Inspected if used by the occupiers and safe to do so. Roof spaces/cellars.

Level 3 - Inspected if used by the occupiers and safe to do so. Roof spaces/cellars.

80
Q

What are your professional obligations when providing a Home Survey?

A

Provide an accurate summary and overall opinion of the property.

81
Q

How would you adjust your advice for a leasehold property?

A

The inspection is usually restricted to the subject property and the accessible common parts and grounds. Onerous repairing liabilities may exist independently from the property, for example where the lease imposes a liability on the property owner/occupier to pay a proportion of the total estate repair costs.

The RICS member should set out the limitations of any advice given, such as stating that no due diligence has taken place in relation to the true legal effect of the lease – this is exclusively the responsibility of the client’s legal advisers.

However, legal advisers will not have inspected the property and so the RICS member should:
• be aware of issues that typically arise with leasehold tenures
• identify any obvious and relevant matters that may affect the client’s responsibility for carrying out repairs and liability to pay towards their cost and
• recommend that the client obtains independent legal advice on the terms and interpretation of the lease and any issues arising, particularly relating to ground rents and service charge obligations.

82
Q

What would your scope of inspection include?

A

TBC

83
Q

How would you assess services/equipment?

A

Level 1 - Visual inspection sample of different services that can be seen.

Level 2 - Visual inspection all parts of the services that can be seen within normal course of inspection.

Level 3 - As above and observed in normal operation including identified sample of lights, fans and asking occupier to operate the heating.

84
Q

For a flat, what would your inspection include/exclude?

A

Includes inspection of general condition of the outside surfaces of the buildings, access areas and roof spaces accessible from the flat only.

Don’t inspect drains, lifts, fire alarms and security systems.

External wall systems are not inspected.

85
Q

What would you not make enquiries about in a Home Survey?

A

Don’t make enquiries about contamination or other environmental dangers unless suspect a problem and then can recommend further investigation.

86
Q

What are the key sections of your report?

A

A - About the inspection

B - Overall opinion including CR’s

C - About the property - Type, location, facilities, EPC

D - Outside the property

E - Inside the property

F - Services

G - Grounds

H - Issues for legal advisors

I - Risks

J - Valuation and reinstatements cost if agreed.

K - Surveyors declaration

L - What to do now

M - Description and terms of engagement

87
Q

How does energy impact upon your Home Surveys?

A

Level 1 – where the EPC has not been made available by others, the RICS member should obtain the most recent certificate from the appropriate central registry where practicable. The relevant energy and environmental rating should be reviewed and stated.•

Level 2 – in addition to that described for level 1, checks should be made for any obvious discrepancies between the EPC and the subject property and the implications explained to the client.•

Level 3 – in addition to that described for levels 1 and 2, at this level the RICS member should give advice on the appropriateness of any energy improvements recommended by the EPC.

Appropriately qualified and/or experienced RICS members and regulated firms may wish to offer more additional energy services and these must be reflected in the terms and conditions. Where additional energy services are offered for older and/or complex properties, historic buildings and those in a neglected condition, RICS members must have the level of competence and technical knowledge to deliver them.

88
Q

How might your advice be used by a legal advisor?

A

Further investigation of legal matters relevant to the property and generally. And how these may affect ownership of the property.

Check for leases, guarantees, planning permission, permitted development, conservation areas etc.

TPO
Rights of way
Flying freeholds
Tenure
Maintenance liabilities
easements
building insurance claims
Green deal measures etc.
89
Q

What maintenance tips might you give within a Home Survey?

A

Level 1 - Not really.

Level 2 - Areas that might need more cost maintenance - Retaining walls for example. Roof’s getting to end of life span.

Level 3 - As above. Plus if the access to repair is complex.

90
Q

For a Condition Report, what guidance does RICS provide?
What is a Condition Report (CR)?

What is a Condition Report (CR)?

How does it differ from a Level 2 Home Survey?

What is included/excluded in a CR?

A

Been harmonised into the new Home Survey Standards.

In line with the new Level 1. This service is designed for clients (buyers, sellers and owners) seeking a professional and objective report on the condition of the property at an economic price. As a result, it is less comprehensive than survey level two and survey level three.

A survey level one report does not include advice on repairs or ongoing maintenance and this, combined with the less extensive inspection, usually means it is better suited to conventionally built, modern dwellings in satisfactory condition

Level 2 - This level of service is for clients who are seeking a professional opinion at an economic price. It is, therefore, less comprehensive than a level three service. The focus is on assessing the general condition of the main elements of a property.

At this level, although it is concise, the report does include advice about repairs and any ongoing maintenance issues. Where the surveyor is unable to reach a conclusion with reasonable confidence, a recommendation for further investigations should be made.

This level of service is for clients who are seeking a professional opinion based on a detailed assessment of the property. The service consists of a detailed visual inspection of the building, its services and the grounds and is more extensive than a survey level two.

91
Q

Tell me about the RICS guidance for a Building Survey (BS).

What is a BS?

What is included/excluded within a BS?

What desk-top research/enquiries should you undertake?

What type of properties is a BS suitable for?

What is the scope of your inspection for a BS?

What are the condition ratings you would include?

How is a BS similar to a CR or Home Survey?

How does it differ?

Does it include a valuation?

A

Been harmonised into the new Home Survey Standards.

In line with the new Level 3.

92
Q

What would a mortgage valuation include/exclude?

Who would instruct a mortgage valuation?

Who can rely on it?

A
93
Q

What is a test under the RICS Home Survey guidance?

Is using a moisture meter an example of a test?

A

Measures to check the quality, performance or reliability of parts of the building. For example, taking samples of the building fabric (plaster, brick and concrete) or checking the performance of a service system (checking the safety and performance of heating appliances, electrical systems or underground drainage).

The use of a moisture meter and the opening and closing of windows and doors are not tests.

94
Q

What are the component stages of carrying out a condition-based survey?

How do you manage client’s expectations when carrying out a condition based survey?

What information would you ask the client for?

What would you include in your terms of engagement?

A

Regardless of the level of service, the terms of engagement must address the following matters:
• the client’s name, address and appropriate contact details
• the RICS member’s name (where known at the time of instruction) and appropriate contact details
• the subject property’s address and postcode• the nature and type of service required• the nature and the intended future use of the property
• the details of any special instructions and/or additional services
• the likely inspection date (if known) and the anticipated date the report will be published• the style and delivery format of the report
• the agreed fee and the fees for any additional work (including VAT)
• details of any referral fees, inducements and potential conflicts of interest• the payment arrangements, payment period• cancellation rights • forewarning of any restrictions due to health and safety implications that may arise on the day of inspection• evidence that the client has confirmed acceptance of the terms and conditions• confirm that as an RICS regulated firm their files may be subject to monitoring and will need to be provided to RICS upon request
• confirm that any fees taken in advance are not client money and not subject to the RICS client money protection scheme and
• the RICS regulated firm operates a complaints-handling procedure, details of which are available upon request.

Must confirm that doesn’t include asbestos survey which fall under the Control of asbestos regulations 2012 (CAR2012) but does identify asbestos.

95
Q

Would you undertake any additional due diligence for a leasehold inspection?

A

The RICS member should set out the limitations of any advice given, such as stating that no due diligence has taken place in relation to the true legal effect of the lease – this is exclusively the responsibility of the client’s legal advisers.

96
Q

Would you take any different inspection equipment on a level 3 vs. level 1 inspection?

A

Don’t think so.

97
Q

What is a trail of suspicion?

What are your duties in relation to following this?

How does this differ between survey levels?

A

Trail of suspicion means the surveyor must take reasonable steps to follow this.

Level 1 and 2 - However, where there is ‘a trail of suspicion’ the surveyor must take reasonable steps to follow the ‘trail’. These ‘reasonable steps’ may include increasing the extent of the inspection and/or recommending further investigation.

Level 3 - Where there is ‘a trail of suspicion’, the surveyor must take reasonable steps to follow this. As level three services include a more extensive inspection, ‘reasonable steps’ will go further than those for levels one and two.

98
Q

How does your inspection of windows/roofs/floors/furniture/services/grounds differ between survey levels?

In relation to one of these aspects, tell me about what you would do.

How would you ensure your H&S in doing so?

A

Windows -

Level 1 - Inspect one on each elevation
Level 2 - One on each elevation and one of each different type of window
Level 3 - Open all windows where possible.

All subject to safely doing, owner permission. Allowed to reposition items on level 3 to access the windows.

Roof Space -

Inspection of roof spaces not above three metres if safe to do so.

Level 1 - Head and shoulders inspection only. Will not remove secured panels.

Level 2 - Enter the roof space if safe and investigate parts vulnerable to deterioration and damage.

Level 3 - As level 2 plus lifting of insulation to identify thickness, and underlying ceiling. With permission, items can be moved to aid investigation.

Services -

Level 1 - Visual inspection sample of different services that can be seen.

Level 2 - Visual inspection all parts of the services that can be seen within normal course of inspection.

Level 3 - As above and observed in normal operation including identified sample of lights, fans and asking occupier to operate the heating

Floors -

Level 1 - Surfaces of exposed boards, but will not lift carpets, move furniture. Will not lift hatches or carry out inverted head and shoulders inspection. Will heel-drop test floors for deflection.

Level 2 - In addition to above will, where floors have unfixed hatches/panels/floorboards will carry out inverted head and shoulders inspection. Will heel-drop test floors for deflection. Will not enter subfloor area.

Level 3 - In addition, will lift corners of loose or unfitted carpets where practicable. Will heel-drop test floors for deflection. Will measure significant slope deflection.

Will enter subfloor area where possible.

Inspection Chambers and underground drainage -

Level 1 - Will not lift inspection chambers to drains or septic tanks

Level 2 - Lift where safe to do so to septic tanks and drains

Level 3 - Lift and observe the normal operation.

The Grounds -

All inspections from within boundaries of subject property and from adjoining public property.

Level 1 - Cursory inspection of the grounds, all permanent outbuildings not attached to the property. Roofs not accessible from window or another part of the building inspected with a 3 metre ladder.

Level 2 - More through inspection noting limitations.

Level 3 - As level 2 but should be prepared follow trail of suspected to a greater level. Especially retaining walls, sunken paths, driveways etc.

99
Q

How would you deal with risks to occupants/legal

matters/regulations/guarantees/other matters in your report?

A

In section H and I of the report which sums up contents of the report into risks and issues.

100
Q

How would you provide cost advice post inspection?

Under what survey level would you do this?

What actions would you take post-inspection?

A

Level 3 mainly.

Cost can be given if agreed with client. Limitations of advice to be clearly stated to the client and client should be advised to get formal quotations before legal commitment to buy.

Various cost services such as BCIS (Housing Repair Cost Guide) can be used.

Clear reference to likely scale of maintenance and a clear reference to cost advice with Overall Opinion.

Summarise the main repair items, focusing the worst condition ratings and cross referenced against the main body of the report.

101
Q

How would you inspect to determine the thickness of a liquid applied roof covering?

A

Use a mil gauge?

102
Q

What would you use a magnet / plumb bob / spirit level for during an inspection?

A

Spirit level and plumb bob used to indicate how perpendicular a surface is relative to earth,