Healthcare Delivery Models Flashcards
What are government plans?
Medicare: over 65
Part A Hospitalization
Part B Office Visits
Part D Medications
Medicaid: cant pay, low income
TriCare
Active duty service / family
CHAMPVA
Veteran’s Affairs
Private Plans thru Employer
Group/ individual
Oldest -BCBS
Worders Comp
Paid by employer for incidents at work
Insurance Terminology
Allowed amount
Max amount third party will pay
CoPay
set amount patient pays at time of service
CoInsurance
Member & insurance company split cost, usually 80/20%
Deductible
Amount of money paid out of pocket, before insurance company begins paying
Billing FORM
CMS 1500
Direct Billing
Provider submit direct to insurance
ClearingHouse
Submit claims using software, house audits, sorts, scrubs for mistakes
Medicare / Medicaid
Invoice cannot exceed 12 months from service
Key Terms