Chapter 4: Cost of health care in the united states Flashcards

1
Q

By 2025 the CMS estimates the projected national health expenditures will rise from __% to __%

A

17.8% to 19.9%

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2
Q

Rosenthals economic rules?!

A
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3
Q

What reasons is the ballooning in healthcare costs due to

A

Waste in the healthcare system
Unhealthy lifestyle
Uneducated personal healthcare choices
Social determinants
Our desire for the latest treatments and specialized hospital equipment
consumer ignorance of healthcare costs
government mandates
aging population

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4
Q

waste in healthcare system

A

-inefficient claims processing
-wasted spending on defensive medicines (unneeded tests)
-spending on preventable diseases or disorders such as obesity

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5
Q

unhealthy lifestyle

A

we the consumers drive up the cot by engaging in unhealthy things
-smoking, alcohol, illegal drugs, eating poorly, no exercise

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6
Q

uneducated personal healthcare choices

A

instead of treatment some individuals may rush to the ER, raising healthcare costs, or may not go to doc until life threatening illness

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7
Q

Social determinants

A

the medical model drives up costs (medicalization of society)

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8
Q

our desire for the latest treatments and specialized hospital equipment

A

new drugs new technology which may or may not be better, is more expensive and people want them

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9
Q

consumer ignorance of healthcare costs

A

people who have health insurance dont know how much their visit truly. costs

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10
Q

government mandates

A

required mandate benefits which premiums increase like HIPAA (health insurance portability and accountability)

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11
Q

Agining population

A

medical care gets very expensive as people age
between ages of 70-90 medical expenses more than double

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12
Q

Review major healthcare expenditures page

A
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