ACE Chapter 16-18

Question 1

Spine: Cervical Curve

Answer 1

Upper 7 Vertebrae

Question 2

Spine: Thoracic Curve

Answer 2

12 Vertebrae

Question 3

Spine: Lumbar Curve

Answer 3

5 Vertebrae

Question 4

Spine: Sacrum & Coccyx

Answer 4

Bottom 9 fused vertebrae

Question 5

Sole proprietorships

Answer 5

business owned and operated by one person

Question 6

Partnerships

Answer 6

two or more agree to operate a business and share profits and losses

Question 7

Corporations

Answer 7

creates a separate entity from the investors and operators of a business

Question 8

Independent contractors

Answer 8

Hired on short-term basis

Question 9

Vicarious Liability

Answer 9

Employers are responsible for the employment actions of their employees

Question 10

Gross Negligence

Answer 10

Recklessness or willful disregard for the safety of others

Question 11

Contributory Negligence

Answer 11

When a client fails to notify trainer or potential hazards

Prevents clients from recovering any money

Question 12

Agreement to participate

Answer 12

Trainers should have a process to formally warn their clients about the potential dangers of exercise

Question 13

Informed Consent

Answer 13

A written statement that informs the client of testing purposes, processes, and all potential risks and discomforts.

Question 14

Inherent Risks

Answer 14

Risks that can occur through normal participation in the stated activity. Only avoided by declining to participate.

Question 15

Professional Liability Insurance

Answer 15

insurance to protect a trainer against professional negligence or failure to peform

Question 16

Product Liability Insurance

Answer 16

Insurance that covers damages occurring due to product failure.

Question 17

Risk Management: Avoidance

Answer 17

Remove the possibility of danger and injury by eliminating activity

Question 18

Risk Management: Transfer

Answer 18

Move the risk to others through waivers, insurance policies

Question 19

Risk Management: Reduction

Answer 19

Modify the risks by removing part of the activity

Question 20

Risk Management: Retention

Answer 20

Retaining a risk because the removal also eliminates the benefits

Question 21

Professional Services personal trainers need: (6)

Answer 21

1) Attorney
2) Accountant
3) Web developer or graphic designer
4) Insurance Broker
5) Real-Estate Broker
6) Contractor