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THE REAL ESTATE BROKER’S EXAMINATION > 2016 - SET D - Feb. 28, 2016 > Flashcards

2016 - SET D - Feb. 28, 2016 Flashcards

1
Q
  1. As a major participant in the real estate industry, the Consumers provide the _________ chain in the real estate market –

a. Funding
b. Supply
c. Service
d. Demand

A

d. Demand

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2
Q
  1. Three of the following comprise the consumers in the real estate market. Which one does not belong?

a. Investors
b. Homebuyers
c. Dealers and developers
d. Renters or lessees

A

c. Dealers and developers

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3
Q
  1. Every Peso of capital invested in real estate is eventually converted into multiple transactions thereby creating what we call the –

a. Gross domestic product
b. Multiplier effect of real estate
c. Real estate bubble
d. Economic displacement in real estate

A

b. Multiplier effect of real estate

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4
Q
  1. This is basically a result of the interplay of supply and demand of a certain product such as real estate housing.

a. Cost
b. Real estate financing
c. Price
d. Purchasing power

A

c. Price

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5
Q
  1. In the real estate business, Demand is characterized and affected by the following, except:

a. Availability of credit
b. Population growth patterns
c. Availability of capital for developers
d. Purchasing power of prospective buyers or renters

A

c. Availability of capital for developers

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6
Q
  1. In a situation when there are few real estate properties available in the market, this particular state is called –

a. Buyer’s market
b. Seller’s market
c. Bull run
d. Inflationary condition

A

b. Seller’s market

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7
Q
  1. In this economic condition, the price of real estate has a tendency to go down in view of the excess in supply vs. the actual demand of the market.

a. Recession
b. Buyer’s market
c. Depression
d. Seller’s market

A

b. Buyer’s market

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8
Q
  1. The production side of real estate financing is normally identified with –

a. Lessees or renters
b. Investors
c. Developers and dealers
d. Consumers

A

c. Developers and dealers

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9
Q
  1. Entails the detailed process of determining the location and area of land required for the implementation of social & economic development policies, plans, programs and projects.

a. Subdivision
b. Land use planning
c. Hazard mapping
d. Zoning

A

b. Land use planning

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10
Q
  1. It is an official public document adopted by the LGU, embodying specific proposals for guiding and regulating the spatial growth and development of a city or municipality.

a. Comprehensive land use plan
b. zoning
c. ordinance
d. none of the above

A

a. Comprehensive land use plan

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11
Q
  1. Provides that the State shall regulate the acquisition, ownership, use and disposition of property to promote common good.

a. The Local Government Code (RA
b. Philippine Constitution of 1987
c. Tax Code of the Philippines
d. Comprehensive Land Use Plan

A

b. Philippine Constitution of 1987

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12
Q
  1. Mandated to review and approve the CLUPs of component cities and municipalities to ensure compliance to national standards and guidelines.

a. HLURB
b. HDMF
c. HUDCC
d. Local Government Units

A

a. HLURB

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13
Q
  1. Defined as : “development that meets the needs of the present without compromising the ability of future generations to meet their own needs”

a. Sustainable Development
b. Zoning
c. Land Use Planning
d. Mapping

A

a. Sustainable Development

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14
Q
  1. The Philippines is signatory to a International Commitment to climate change adaptation and disaster risk assessment known as :

a. Kyoto Protocol, 1998
b. Geneva Convention
c. Treaty of Paris
d. None of the above

A

a. Kyoto Protocol, 1998

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15
Q
  1. A serious disruption of the functioning of the community or a society involving widespread human, material, economic or environmental losses & impacts;

a. disaster
b. earthquake
c. Floods
d. hazard

A

a. disaster

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16
Q
  1. A dangerous phenomenon, substance, human activity or condition that may cause: life, injury or other health impacts, property damage, loss of livelihood & social services & economic disruptions or environmental damage.

a. chemical
b. hazard
c. landslide
d. disaster

A

b. hazard

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17
Q
  1. A change in the climate that persists for decade or longer, arising from either natural causes or human activity.

a. weather events
b. extreme weather
c. climate change
d. hydrometrological events

A

c. climate change

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18
Q
  1. It is the ability of a system, community or society exposed to hazards to resist, absorb, accommodate and recover from the effects of a hazard in a timely and efficient manner, including through the preservation and restoration of its essential basic structures and functions

a. resilience
b. mitigation
c. adaptation
d. recovery

A

a. resilience

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19
Q
  1. The adjustment of human and city systems in response to actual or expected climatic changes or their effects to reduce and/or moderate the negative impacts of them. Adaptation does not mean that the negative impacts will be avoided, only that they will be less severe than if no planning had occurred.

a. rehabilitation
b. adaptation
c. resilience
d. none of the above

A

b. adaptation

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20
Q
  1. The structural and non-structural measures undertaken to limit the adverse impact of natural hazards, environmental degradation, and technological hazards and to ensure the ability of at-risk communities to address vulnerabilities aimed at minimizing the impact of disasters. Such measures include, but are not limited to, hazard-resistant construction and engineering works, the formulation and implementation of plans, programs, projects, etc.

a. Preparation
b. Adaptation
c. Mitigation
d. Rehabilitation

A

c. Mitigation

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21
Q
  1. The potential disaster loses in lives, health status, livelihood, assets and services, which could occur to a particular community or a society over some specified future time period.

a. Disaster
b. Disaster Risk
c. Hazard
d. None of the above

A

b. Disaster Risk

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22
Q
  1. The concept and practice of reducing disaster risks through systematic efforts to analyze and manage the casual factors of disasters, including through reduced exposures to hazards, lessened vulnerability of people and property, wise management of land and the environment, and improved preparedness for adverse events.

a. Prevention
b. Disaster Risk Reduction
c. Mitigation’
d. Preparation

A

b. Disaster Risk Reduction

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23
Q
  1. The process by which climate risks to city plans, programs, activities and policies reconsidered and adjusted to address these risk.

a. Mainstreaming
b. Zoning
c. Mapping
d. None of the above

A

a. Mainstreaming

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24
Q
  1. This physical set-up enabled the Spaniards to effectively manage and control the natives and to bring the closer to Catholicism

a. plaza complex
A. ciudades
c. walled city
d. none of the above

A

a. plaza complex

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25
Q
  1. Leading Exponent of City Beautiful Movement In America who drew the plans for the cities of Chicago, Washington, Cleveland and San Francisco.

a. Howard Taft
b. Daniel Burnham
c. Michael Parson
d. None of the above

A

b. Daniel Burnham

26
Q
  1. A reform movement in North American architecture and urban planning flourished in the 1890s and 1900s with the intent of using beautification and monumental grandeur in cities. (e.g. Washington DC, New Delhi, Canberra).

a. City Beautiful Movement
b. Heritage Conservation
c. Urban Planning Movement
d. None of the above

A

a. City Beautiful Movement

27
Q
  1. “An Act Strengthening the Philippine Disaster Risk Reduction and Management System, Providing for the National Disaster Risk Reduction and Management Framework, Institutionalizing the National Disaster Risk Reduction and Management Plan, Appropriating Funds Therefore and for Other Purposes. “

a. National Risk Reduction Act of 2009
b. Local Government Code of 1991
c. Climate Change Act of 2009
d. None of the above

A

a. National Risk Reduction Act of 2009

28
Q
  1. An Act Mainstreaming Climate Change into Government Policy Formulations, Establishing The Framework Strategy And Program On Climate Change, Creating For This Purpose The Climate Change Commission, And For Other Purposes.

a. Climate Change Act of 2009
b. Philippine Climate Reduction of 2010
c. Climate and Climate Change System of 2009
d. None of the above

A

a. Climate Change Act of 2009

29
Q
  1. Processes at or near the earth’s surface that pose potential threat or cause negative impact to man, property and the environment.

a. geologic hazard
b. trenching
c. mining
d. none of the above

A

a. geologic hazard

30
Q
  1. Natural processes or phenomena of atmospheric, hydrological or oceanographic nature, which may cause the loss of life or injury, property damage, social and economic disruption or environmental degradation

a . hydrometeorologic hazards
b. geologic hazard
c. tectonic movement
d. none of the above

A

a . hydrometeorologic hazards

31
Q
  1. Earthquakes, volcanic eruptions, mass movements, landslides, floods, mudflows; tsunamis, sinkholes, erosion are known as :

a. extreme events
b. accidents
c. geologic hazards
d. none of the above

A

c. geologic hazards

32
Q
  1. A measure of the total energy released at the earthquake’s point of origin (below earth’s surface) based on information derived from a seismograph (Reported in Arabic numerals ex.6.3, 7.5)

a. magnitude
b. longtitude
c. intensity
d. none of the above

A

a. magnitude

33
Q
  1. Perceived strength of an earthquake based on relative effect to people and structures (on the earth’s surface); generally higher near the epicenter (Reported as Roman numerals ex. VII,X)

a. magnitude
b. longitude
c. intensity
d. none of the above

A

c. intensity

34
Q
  1. Which is not an earthquake related hazard?

a. ground shaking
b. landslides
c. tsunami
d. flooding

A

d. flooding

34
Q
  1. Which is not a hydro-meteorological hazard?

a. tropical cyclones thunderstorms, hailstorms,
b. coastal storm surges
c. flash flood
d. tsunami

A

d. tsunami

35
Q
  1. An offshore rise of water associated with a low pressure weather system, typically a tropical cyclone.

a. storm surge
b. sea level rise
c. tsunami
d. none of the above

A

a. storm surge

36
Q
  1. The rise in the level of a body of water until it overflows its natural or artificial confines, such as a river or lake exceeds its total capacity and submerges land in surrounding areas.

a. storm surge
b. sea level rise
c. flooding
d. none of the above

A

c. flooding

37
Q
  1. Level of the surface of the sea with respect to the land, taken to be the mean level between high and low tide, and used as a standard base for measuring heights and depths

a. sea level rise
b. storm surge
c. tsunami
d. flood

A

a. sea level rise

38
Q
  1. Human activities that cause increases the concentration of greenhouse gases that contribute to climate change.

a. burning of fossil fuels
b. forest fires
c. fishing
d. none of the above

A

a. burning of fossil fuels

39
Q
  1. Highlights areas that are affected or vulnerable of a particular hazard. They are typically created for natural hazards, such as earthquakes, volcanoes, landslides, flooding and tsunamis.

a. hazard maps
b. zoning maps
c. land use maps
d. none of the above

A

a. hazard maps

40
Q
  1. Divides the community into districts and imposes different land use controls on each district, specifying the allowed uses of land and buildings, the intensity or density of such uses and the bulk of building on the land.

a. zoning
b. mapping
c. planning
d. none of the above

A

a. zoning

40
Q
  1. Agency tasked to deliver the core functions in disaster management

a. DILG
b. NDRRMC
c. PHIVOLCS
d. none of the above

A

b. NDRRMC

41
Q
  1. Refers to a document embodying specific proposals for guiding, regulating growth and development of a city or municipality

a. comprehensive land use plan
b. mapping
c. zoning
d. none of the above

A

a. comprehensive land use plan

42
Q
  1. Refers to the inherent or implied right of the state to interfere with or regulate private rights in the interests of public health, public safety, peace and order , public morals, public comfort and convenience and general welfare.

a. police power
b. demolition
c. infrastructure developments
d. none of the above

A

a. police power

43
Q
  1. It promotes and protects the health, safety, peace comfort, convenience and general welfare of the population within the community. The location of activities is made on the basis of what would be convenient for the population and would safeguard them from danger to life and safety.

a..zoning
b. taxation
c. expropriation
d. all of the above

A

a..zoning

44
Q
  1. It is the translation of a land use plan into a legally enforceable document complete with penal provisions and adopted by the Sanggunian Bayan in accordance with law.

a. Comprehensive Land Use Plan
b. Zoning Ordinance
c. Environmental Development Plan
d. Ecological Development Program

A

b. Zoning Ordinance

45
Q
  1. A CLUP is prepared by –

a. Housing and Land Use Regulatory Board
b. Department of Environment & Natural Resources
c. City/Municipal Development Council / Planning Office
d. Land Registration Authority

A

c. City/Municipal Development Council / Planning Office

46
Q
  1. Open spaces in a subdivision should be non-buildable, non-saleable, non-alienable and reserved for:

a. Parks and playgrounds, roads and sidewalks
b. Communal wells
c. Electrical and mechanical facilities
d. Barangay or homeowner’s structures

A

a. Parks and playgrounds, roads and sidewalks

47
Q
  1. The mortgage of a subdivision or condominium project by an owner / developer requires the prior written approval of –

a. LRA
b. HLURB
c. Local city or municipal government
d. DENR

A

b. HLURB

48
Q
  1. Condominium ownership is evidenced by –

a. OCT
b. TCT
c. CCT
d. Master Deed

A

c. CCT

49
Q
  1. An interest in real property consisting of separate interest in a unit in a residential, commercial or industrial properties and co-ownership on the common areas and an undivided interest in the land where it is located.

a. Joint Venture
b. Stewardship Concept of Ownership
c. Condominium
d. Subdivision Development

A

c. Condominium

50
Q
  1. Condominium unit owners are mandated to form a –

a. Condominium Administration
b. Condominium Corporation
c. Social Club
d. Cooperative Association

A

b. Condominium Corporation

51
Q
  1. A petition may be filed by one or more unit owners of condominium project when damage to the project has rendered one-half or more of the units untenantable and unit owners holding more than ___ percent interest in the common areas are opposed to repair or restoration of the project:

a) 60%
b) 50%
c) 40%
d) 30%

A

d) 30%

52
Q
  1. The document which provides guidelines, rules and regulations regarding the right of condominium unit owners in the use, occupation, ownership and disposition of units is called:

a. Declaration of Restrictions
b. Master Deed
c. Condominium Articles of Incorporation
d. Condominium Association Rules and Regulation

A

b. Master Deed

53
Q
  1. In financing, the cost of money is known as –

a. Principal
b. Interest rate
c. Interest
d. Amortization

A

c. Interest

54
Q
  1. The amendments in the Condominium Act legislated under R.A. 7899 involves the following –

a. Sections 3 & 5
b. Sections 4 & 6
c. Sections 4 & 16
d. Sections 10 & 12

A

c. Sections 4 & 16

55
Q
  1. The amortization factor in real estate financing is based on –

a. Loan term and age of borrower
b. Loan term and rate of interest
c. Loan term and principal amortization
d. Loan term and discount rate

A

b. Loan term and rate of interest

56
Q
  1. Condominium projects which have 6 floors up to 12 floors are considered as –

a. High rise condominium
b. Medium rise condominium
c. Low rise condominium
d. None of the above

A

b. Medium rise condominium

57
Q
  1. At the “macro” level, it tries to describe, explain and predict patterns of price, supply and demand. At the “micro” level, it focuses on the economic impact of the market upon the individual homeowner, buyer, renter or investor.

a. Real Estate Financing
b. Real Estate Development
c. Real Estate Economics
d. Real Estate Multiplier Effect

A

c. Real Estate Economics

58
Q
  1. In a regime of low interest rates where there is easy access to financing hence more demand for housing loans, this economic condition is called –

a. Buyer’s Market
b. Inflationary regime
c. Recessionary condition
d. Seller’s Market

A

d. Seller’s Market

THE REAL ESTATE BROKER’S EXAMINATION (44 decks)

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