UNITS 13&14 • TOPIC Flashcards

1
Q

abundant

uk |əˈbʌn.dənt| us |əˈbʌn.dənt|

adjective

A

1. more than enough
* “an abundant supply of food”
* “There is abundant evidence that cars have a harmful effect on the environment.”
* “Cheap consumer goods are abundant (= exist in large amounts) in this part of the world.”

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2
Q

ample

uk |ˈæm.pəl| us |ˈæm.pəl|

adjective

A

1. more than enough
* “[ample evidence] There’s ample evidence that the lawyer knew exactly what she was doing.”
* “[ample opportunity] You’ll have ample opportunity to ask questions after the talk.”
* “[ample space] There is ample space in the basement for a ping-pong table.”
* “[ample time] Both workshops will allow ample time for questions.”
* “They had ample warning of the factory closure.”

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3
Q

area

uk |ˈeə.ri.ə| us |ˈer.i.ə|

noun

A

1. a particular part of a place, piece of land, or country [C]
* “[all areas] All areas of the country will have some rain tonight.”
* “The area of New York to the south of Houston Street is known as Soho.”
* “Houses in the London area (= in and around London) are very expensive.”
* “[remote area] It can be difficult getting supplies to more remote areas.”
* “urban/rural areas”
* “He’s an area manager (= is responsible for business in a particular area) for a computer company.”
* “This is a very poor area.”
* “Dogs are not allowed in the children’s play area.”

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4
Q

average

uk |ˈæv.ər.ɪdʒ| us |ˈæv.ɚ.ɪdʒ|

noun

A

1. the result you get by adding two or more amounts together and dividing the total by the number of amounts [C/U]
* “The average of the three numbers 7, 12, and 20 is 13, because the total of 7, 12, and 20 is 39, and 39 divided by 3 is 13.”
* “[average of] Prices have risen by an average of four percent over the past year.”
* “[on average] My income’s rather variable, but I earn £175 a day on average.”

2. in cricket, the average number of runs scored by a batter in each innings, or the average number of runs scored from a bowler for each time they end a batter’s turn to hit the ball [C/U]
* “With two centuries in the season, she had the best average of all the players on the team.”
* “The spinner has a relatively high average but took a lot of wickets.”

3. in baseball, a number that shows how good a player is at hitting the ball, that is calculated by dividing the number of times the player hit the ball by the number of times they have been at bat [C/U]
* “He has raised his average and home run totals every year.”
* “With an average of .280, he’s one of the most reliable hitters on the team.”

4. a standard or level that is considered to be typical or usual [S/U]
* “The audience figures were lower than average for this sort of film.”
* “[the average] In western Europe, a seven to eight-hour working day is about the average.”
* “[on average] On average, people who don’t smoke are healthier than people who do.”
* “[below average] The quality of candidates was well below average.”
* “[above average] The quality of the wedding cake was well above average.”
* “[an average of] I expect to spend an average of $50 to $60 on a meal in a restaurant.”

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5
Q

average

uk |ˈæv.ər.ɪdʒ| us |ˈæv.ɚ.ɪdʒ|

verb

A

1. to reach a particular amount as an average
* “Enquiries to our office average 1,000 calls a month.”
* “Many doctors average (= work an average of) 70 hours a week.”
* “Trainee accountants average (= earn an average of) £32,000 per year.”

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6
Q

average

uk |ˈæv.ər.ɪdʒ| us |ˈæv.ɚ.ɪdʒ|

adjective

A

1. An average number is the number you get by adding two or more amounts together and dividing the total by the number of amounts [before noun]
* “[average earnings] average earnings”
* “[average income] average income”
* “[average rainfall] average rainfall”
* “[average age] The average age of the US soldiers who fought in the Vietnam War was 19.”

2. typical and usual
* “The average person on the street is a lot better off than they were 40 years ago.”
* “a student of average ability”
* “The food was fairly average (= not excellent, although not bad).”

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7
Q

batch

uk |bætʃ| us |bætʃ|

noun

A

1. a group of things or people dealt with at the same time or considered similar in type
* “The cook brought in a fresh batch of homemade cupcakes.”
* “We looked at the job applications in two batches.”

2. a group of students who are taught together at school, college, or university [Indian English]

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8
Q

bulk

uk |bʌlk| us |bʌlk|

noun

A

1. something or someone that is very large [C usually singular]
* “She eased her large bulk out of the chair.”

2. large size or mass [U]
* “It was a document of surprising bulk.”

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9
Q

considerable

uk |kənˈsɪd.ər.ə.bəl| us |kənˈsɪd.ɚ.ə.bəl|

adjective

A

1. large or of noticeable importance
* “The fire caused considerable damage to the church.”

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10
Q

countless

uk |ˈkaʊnt.ləs| us |ˈkaʊnt.ləs|

adjective

A

1. very many, or too many to be counted
* “There are countless arguments against this ridiculous proposal.”
* “[countless times] I’ve heard it played countless times on the radio.”

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11
Q

dimension

uk |ˌdaɪˈmen.ʃən| |ˌdɪˈmen.ʃən| us |ˌdɪˈmen.ʃən| |ˌdaɪˈmen.ʃən|

noun

A

1. a measurement of something in a particular direction, especially its height, length, or width [C often plural]
* “[dimensions of] Please specify the dimensions (= the height, length and width) of the room.”
* “a building of vast dimensions (= size)”

2. a part or feature or way of considering something [C]
* “His personality has several dimensions.”
* “[new dimension] These weapons add a new dimension to modern warfare.”
* “There is a spiritual dimension to her poetry.”

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12
Q

diminish

uk |dɪˈmɪn.ɪʃ| us |dɪˈmɪn.ɪʃ|

verb

A

1. to reduce or be reduced in size or importance
* “I don’t want to diminish her achievements, but she did have a lot of help.”
* “These memories will not be diminished by time.”
* “What he did has seriously diminished him in many people’s eyes.”
* “[diminish greatly] We’ve seen our house diminish greatly in value over the last six months.”
* “[diminish significantly] Pumpkins must be harvested and sold before Halloween or their value diminishes significantly.”

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13
Q

equation

uk |ɪˈkweɪ.ʒən| us |ɪˈkweɪ.ʒən|

noun

A

1. a mathematical statement in which you show that two amounts are equal using mathematical symbols [C]
* “In the equation 3x - 3 = 15, x = 6.”
* “[solve an equation] The students were learning to solve simple equations, such as 6 + x = 18.”

2. a statement containing chemical symbols, used to show the changes that happen during a particular chemical reaction [C (also chemical equation)]

3. a difficult problem that can only be understood if all the different influences are considered [C usually singular]
* “Managing the economy is a complex equation of controlling inflation and reducing unemployment.”

4. the act of considering one thing to be the same as or equal to another, or the fact that they are the same or equal [U]
* “[equation between] The equation between higher education and higher earnings still holds true.”
* “These drugs have broken the equation between AIDS and death.”
* “[make an equation] There is a tendency in movies to make an equation between violence and excitement.”

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14
Q

equidistant

uk |ˌek.wɪˈdɪs.tənt| |ˌiː.kwɪˈdɪs.tənt| us |ˌiː.kwəˈdɪs.tənt| |ˌek.wəˈdɪs.tənt|

adjective

A

1. Places or points that are equidistant have equal distances between them.
* “Along the avenue, all the trees were of the same height and were equidistant.”
* “He checked the other two meters, positioned at equidistant points around the edge of the building.”
* “[equidistant from] Australia is roughly equidistant from Africa and South America.”
* “[equidistant between] Milton Keynes is equidistant between Birmingham and London.”

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15
Q

expand

uk |ɪkˈspænd| us |ɪkˈspænd|

verb

A

1. to increase in size, number, or importance, or to make something increase in this way
* “The air in the balloon expands when heated.”
* “They expanded their retail operations during the 1980s.”

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16
Q

extent

uk |ɪkˈstent| us |ɪkˈstent|

noun

A

1. area or length; amount
* “[the extent of] We don’t yet know the extent of his injuries (= how bad his injuries are).”
* “[the full extent of] From the top of the Empire State Building, you can see the full extent of Manhattan (= the area it covers).”
* “Rosie’s teacher was impressed by the extent of her knowledge (= how much she knew).”
* “The River Nile is over 6,500 kilometres in extent (= length).”

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17
Q

finite

uk |ˈfaɪ.naɪt| us |ˈfaɪ.naɪt|

adjective

A

1. having a limit or end
* “The funds available for the health service are finite and we cannot afford to waste money.”
* “[finite amount] We only have a finite amount of time to complete this task - we can’t continue indefinitely.”

2. in a form that shows the tense and subject of a verb, rather than the infinitive form or a participle [language specialized]
* “In the following sentence “go” is finite: “I often go to the cinema.””

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18
Q

force

uk |fɔːs| us |fɔːrs|

noun

A

1. physical, especially violent, strength or power [U]
* “The force of the wind had brought down a great many trees in the area.”
* “She slapped his face with unexpected force.”
* “Teachers aren’t allowed to use force in the classroom.”
* “[force of numbers] The police were able to control the crowd by sheer force of numbers (= because there were more police than there were people in the crowd).”

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19
Q

force

uk |fɔːs| us |fɔːrs|

verb

A

1. to make something happen or make someone do something difficult, unpleasant, or unusual, especially by threatening or not offering the possibility of choice
* “[force someone/something to do something] You can’t force her to make a decision.”
* “[be forced to] Hospitals are being forced to close departments because of lack of money.”
* “[force yourself to do something] I really have to force myself to be nice to him.”
* “[force something back] You could tell he was having to force back the tears (= to stop himself from crying).”
* “[force something down] The food tasted nasty, but I managed to force it down (= to make myself swallow it).”
* “[force something on someone] I didn’t actually want any more dessert, but Julia forced it on me (= made me accept it).”
* “[force yourself on someone] I couldn’t stay at their flat - I’d feel as if I was forcing myself on them (= making them allow me to stay).”
* “[force something out of someone] You never tell me how you’re feeling - I have to force it out of you (= make you tell me)!”

2. If plants or vegetables are forced, they are made to grow faster by artificially controlling growing conditions such as the amount of heat and light [biology, food & drink specialized]
* “forced strawberries”

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20
Q

fraction

uk |ˈfræk.ʃən| us |ˈfræk.ʃən|

noun

A

1. a number that results from dividing one whole number by another
* “¼ and 0.25 are different ways of representing the same fraction.”

2. a small part of something, or a small amount
* “[only a tiny/small fraction of] Although sexual and violent crimes have increased by 13 percent, they remain only a tiny/small fraction of the total number of crimes committed each year.”
* “[at a fraction of] They can produce it at a fraction of the cost of (= much more cheaply than) traditional methods.”
* “Could you just move a fraction to the right, so I can get by?”

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21
Q

heap

uk |hiːp| us |hiːp|

noun

A

1. an untidy pile or mass of things
* “a heap of clothes/rubbish”

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22
Q

heap

uk |hiːp| us |hiːp|

verb

A

1. to put things into a large, untidy pile
* “[heap something onto something] He heaped more food onto his plate.”

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23
Q

imbalance

uk |ˌɪmˈbæl.əns| us |ˌɪmˈbæl.əns|

noun

A

1. a situation in which two things that should be equal or that are normally equal are not
* “[imbalance between] There is huge economic imbalance between the two countries.”

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24
Q

immense

uk |ɪˈmens| us |ɪˈmens|

adjective

A

1. extremely large in size or degree
* “immense wealth/value”
* “[immense amount] They spent an immense amount of time getting the engine into perfect condition.”

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25
Q

intensity

uk |ɪnˈten.sə.ti| us |ɪnˈten.sə.t̬i|

noun

A

1. the quality of being felt strongly or having a very strong effect [U]
* “The explosion was of such intensity that it was heard five miles away.”

2. the strength of something that can be measured such as light, sound, etc. [C/U]
* “measures of light intensity”

3. the quality of being very serious and having strong emotions or opinions [U]
* “The intensity of their relationship was causing problems.”

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26
Q

magnitude

uk |ˈmæɡ.nɪ.tʃuːd| us |ˈmæɡ.nə.tuːd|

noun

A

1. the large size or importance of something
* “They don’t seem to grasp the magnitude of the problem.”

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27
Q

mass

uk |mæs| us |mæs|

adjective

A

1. having an effect on or involving a large number of people or forming a large amount
* “weapons of mass destruction”
* “a mass murderer”
* “mass starvation”
* “Opposition groups plan to stage mass demonstrations all over the country.”

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28
Q

mass

uk |mæs| us |mæs|

noun

A

1. a large amount of something that has no particular shape or arrangement [S]
* “The explosion reduced the church to a mass of rubble.”
* “The forest is a mass of colour in autumn.”

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29
Q

mass

uk |mæs| us |mæs|

verb

A

1. to come together in large numbers
* “Thousands of troops have massed along the border in preparation for an invasion.”

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30
Q

meagre

uk |ˈmiː.ɡər| us |ˈmiː.ɡɚ|

adjective

A

1. (of amounts or numbers) very small or not enough
* “[meagre salary] The porters relied on tips, rather than their meagre salary, to earn a living.”
* “[meagre diet] The prisoners existed on a meagre diet.”

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31
Q

minor

uk |ˈmaɪ.nər| us |ˈmaɪ.nɚ|

adjective

A

1. having little importance, influence, or effect, especially when compared with other things of the same type
* “[minor operation] Last year he went into hospital for a minor operation.”
* “[minor problem] It’s only a minor problem - we’ll soon find a solution.”
* “[minor offence] There’s been an increase in minor offences, such as traffic violations and petty theft.”
* “[minor injury] She suffered only minor injuries.”
* “It requires a few minor adjustments.”
* “a minor poet of the 16th century”

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32
Q

minor

uk |ˈmaɪ.nər| us |ˈmaɪ.nɚ|

noun

A

1. someone who is too young to have the legal responsibilities of an adult [law specialized]
* “He was accused of having sex with a minor.”

33
Q

minor

uk |ˈmaɪ.nər| us |ˈmaɪ.nɚ|

verb

A
34
Q

minute

uk |ˈmɪn.ɪt| us |ˈmɪn.ɪt|

noun

A

1. one of the 60 parts that an hour is divided into, consisting of 60 seconds [C (written abbreviation min.)]
* “a 20-minute bus ride”
* “It takes me 20 minutes to get to work.”
* “The train leaves at three minutes to eight, so we’d better get there a few minutes before then.”

2. used in spoken English to mean a very short time [C]
* “Hang on/Wait a minute - I just have to get my bag.”
* “Just a minute - I’ll be with you when I’ve finished this.”
* “I won’t be a minute (= I will be ready soon).”
* “When you’ve got a minute, I’d like a brief word with you.”

35
Q

minute

uk |ˈmɪn.ɪt| us |ˈmɪn.ɪt|

verb

A

1. to make a written record of what is said at a meeting
* “The chairman is minuted as having said that profits had fallen to an all-time low.”

36
Q

minute

uk |maɪˈnjuːt| us |maɪˈnuːt|

adjective

A

1. extremely small
* “a minute amount/quantity”
* “I’ve never seen a man with such tiny hands - they’re minute!”
* “The documentary showed an eye operation in minute detail (= showing every small detail).”

37
Q

multiple

uk |ˈmʌl.tɪ.pəl| us |ˈmʌl.tə.pəl|

adjective

A

1. very many of the same type, or of different types
* “The young man died of multiple burns.”
* “We made multiple copies of the report.”
* “We offer multiple (= many different) payment options.”

38
Q

multiple

uk |ˈmʌl.tɪ.pəl| us |ˈmʌl.tə.pəl|

noun

A

1. a number that can be divided by a smaller number an exact number of times
* “18 is a multiple of 3, because 18 = 3 x 6.”

2. a large company that has shops in many towns

39
Q

quantify

uk |ˈkwɒn.tɪ.faɪ| us |ˈkwɑːn.t̬ə.faɪ|

verb

A

1. to measure or judge the size or amount of something
* “It’s difficult to quantify how many people will be affected by the change.”

40
Q

rate

uk |reɪt| us |reɪt|

noun

A

1. the speed at which something happens or changes, or the amount or number of times it happens or changes in a particular period
* “Although she’s recovering from her illness, her rate of progress is quite slow.”
* “I told my assistants to work at their own rate.”
* “The taxi was going at a tremendous rate.”
* “the growth/inflation/mortality/unemployment, etc. rate”
* “The drug has a high success/failure rate.”

2. an amount or level of payment
* “We agreed a rate with the painter before he started work.”
* “What’s the going (= standard) rate for this type of work?”
* “Do you pay your mortgage on a fixed or variable rate (= of interest)?”

41
Q

rate

uk |reɪt| us |reɪt|

verb

A

1. to judge the value or character of someone or something
* “How do you rate him as a football player?”
* “She is rated very highly by the people she works for.”
* “[informal] “What do you think of her as a singer?” “I don’t really rate her (= I do not think that she is very good).””
* “I rate cars as one of the worst polluters of the environment.”
* ”[+ obj + noun] On a scale of one to ten, I’d rate his book a five.”
* “Traffic accidents are so frequent that they don’t rate a mention (= are not considered to be worth reporting) in the newspaper unless a lot of people are killed.”

42
Q

ratio

uk |ˈreɪ.ʃi.əʊ| us |ˈreɪ.ʃi.oʊ|

noun

A

1. the relationship between two groups or amounts that expresses how much bigger one is than the other
* “The ratio of men to women at the conference was ten to one/10:1.”
* “The school is trying to improve its pupil-teacher ratio (= the number of teachers compared with the number of students).”

43
Q

ration

uk |ˈræʃ.ən| us |ˈræʃ.ən|

noun

A

1. a limited amount of something that one person is allowed to have, especially when there is not much of it available
* “During the war, no one was allowed more than their ration of food, clothing and fuel.”

44
Q

ration

uk |ˈræʃ.ən| us |ˈræʃ.ən|

verb

A

1. to limit the amount of a particular thing that someone is allowed to have
* “Do you remember when petrol was rationed to five gallons a week?”
* “My children would watch television all day long, but I ration it.”

45
Q

shrink

uk |ʃrɪŋk| us |ʃrɪŋk|

verb

A

1. to become smaller, or to make something smaller [I/T]
* “Your sweater will shrink if you wash it at too high a temperature.”
* “The company’s profits have shrunk from $5.5 million to $1.25 million.”
* “The productivity improvements have shrunk our costs by 25 percent.”

46
Q

shrink

uk |ʃrɪŋk| us |ʃrɪŋk|

noun

A

1. a psychiatrist
* “I was so depressed that I ended up going to see a shrink.”

47
Q

sufficient

uk |səˈfɪʃ.ənt| us |səˈfɪʃ.ənt|

adjective

A

1. enough for a particular purpose
* “[sufficient for] This recipe should be sufficient for five people.”
* “[sufficient evidence/time/funds/etc. to] It was thought that he’d committed the crime but there wasn’t sufficient evidence to convict him.”

48
Q

sum

uk |sʌm| us |sʌm|

noun

A

1. an amount of money [C]
* “[sum of] Huge sums of money are spent on national defence.”
* “[tidy sum] He sold the house for a tidy (= large) sum.”
* “[humorous] [princely sum] I worked for three whole weeks for which I received the princely (= very low) sum of $100.”

2. the whole number or amount when two or more numbers or amounts have been added together [S]
* “The sum of 13 and 8 is 21.”

49
Q

uneven

uk |ʌnˈiː.vən| us |ʌnˈiː.vən|

adjective

A

1. not level, equal, flat, or continuous
* “Be careful on that path - the paving stones are uneven.”
* “There is an uneven distribution of wealth across the country from the north to the south.”
* “The contest was very uneven - the other team was much stronger than us.”

2. different in quality; often used to avoid saying bad
* “Your work has been a little uneven this term, Matthew.”

50
Q

vast

uk |vɑːst| us |væst|

adjective

A

1. extremely big
* “A vast audience watched the broadcast.”
* “The amount of detail the book contains is vast.”
* “The people who have taken our advice have saved themselves vast amounts/sums of money.”
* “The vast majority of children attend state schools.”

51
Q

volume

uk |ˈvɒl.juːm| us |ˈvɑːl.juːm|

noun

A

1. the amount of space that is contained within an object or solid shape [C/U]
* “Which of these bottles do you think has a greater volume?”

2. the number or amount of something in general [U]
* “It’s the sheer volume of traffic in the city that is causing the problems.”

3. the level of sound produced by a television, radio, etc., or the switch or other device controlling this [U]
* “Could you turn the volume down, please, I’m trying to sleep.”
* “I’ll turn it up if you tell me which one is the volume (= switch).”

4. one in a set of related books [C]
* “The second volume of his memoirs will be published later this year.”

5. a book [C formal]
* “She took a slim volume down from the shelf.”
* “a volume of poetry”

52
Q

widespread

uk |ˌwaɪdˈspred| us |ˌwaɪdˈspred|

adjective

A

1. existing or happening in many places and/or among many people
* “There are reports of widespread flooding in northern France.”
* “Malnutrition in the region is widespread - affecting up to 78 percent of children under five years old.”
* “The campaign has received widespread support.”

53
Q

benefit

uk |ˈben.ɪ.fɪt| us |ˈben.ə.fɪt|

noun

A

1. a helpful or good effect, or something intended to help [C/U]
* “The discovery of oil brought many benefits to the town.”
* “One of the many benefits of foreign travel is learning how to cope with the unexpected.”
* “He’s had the benefit of an expensive education and yet he continues to work as a waiter.”
* “I didn’t get much benefit from school.”
* “[with the benefit of hindsight] With the benefit of hindsight (= helped by the knowledge learned later) it is easy for us to see where we went wrong.”
* “[formal] [to the benefit of] She drinks a lot less now, to the benefit of her health as a whole.”

2. an advantage such as medical insurance, life insurance, and sick pay, that employees receive from their employer in addition to money [C usually plural]
* “In addition to my salary, I get a pension and medical benefits.”

3. the money given by the government to people who need financial help, for example because they cannot find a job [C/U UK (US usually benefits)]
* “unemployment benefit”
* “[on benefit] I’m on benefit at the moment.”
* “If they could not prove they were looking for work, they could lose their benefit.”
* “We can help you find out if you can claim benefits.”

4. something such as a pension or health insurance that an employee receives in addition to their salary (= money) [C]
* “[pay and benefits] Management is trying to cut employee pay and benefits.”
* “[retirement benefits] There are many ways you can use retirement benefits to recruit the best workers.”

5. an event such as a concert, performance, etc. that is organized in order to raise money for people in need [C]
* “[benefit concert] benefit concert”

54
Q

benefit

uk |ˈben.ɪ.fɪt| us |ˈben.ə.fɪt|

verb

A

1. to be helped by something or to help someone
* “[benefit from] I feel that I have benefited greatly from her wisdom.”
* “How can we benefit those who most need our help?”

55
Q

compensation

uk |ˌkɒm.penˈseɪ.ʃən| us |ˌkɑːm.penˈseɪ.ʃən|

noun

A

1. money that is paid to someone in exchange for something that has been lost or damaged or for some problem [U]
* “[in compensation for] She received £40,000 in compensation for a lost eye.”
* “[in compensation] We were given five hundred pounds in compensation, which isn’t much, but at least it’s something.”
* “[claim compensation] You should claim compensation.”
* “[seek compensation] He is seeking compensation for wrongful imprisonment.”
* “[compensation claim] The victims made a compensation claim against the company for damages.”

2. something that makes you feel better when you have suffered something bad [C/U]
* “I have to spend three months of the year away from home - but there are compensations like the chance to meet new people.”
* “Free food was no compensation for a very boring evening.”

3. the combination of money and other benefits (= rewards) that an employee receives for doing their job [U]
* “[annual compensation] Annual compensation for our executives includes salary and bonus under our incentive plan.”

56
Q

damages

phrase

A

1. money that is paid to someone by a person or organization who has been responsible for causing them some injury or loss
* “[be awarded something in damages] The politician was awarded £50,000 in damages over false allegations made by the newspaper.”
* “The police have been ordered to pay substantial damages to the families of the two dead boys.”
* “They are seeking damages of $100,000.”
* “The company was ordered to pay punitive damages to landowners for its role in causing the disaster.”
* “The doctor is claiming damages against the health authority.”

57
Q

debt

uk |det| us |det|

noun

A

1. something, especially money, that is owed to someone else, or the state of owing something
* “[pay off a debt] He managed to pay off his debts in two years.”
* “[run up a debt] The company ran up huge debts.”
* “[in debt to] They are in debt to (= owe money to) the bank.”
* “[get into debt] He got into debt (= borrowed money) after he lost his job.”
* “[deep in debt] The company is deep in debt (= owes a lot of money).”

58
Q

deduct

uk |dɪˈdʌkt| us |dɪˈdʌkt|

verb

A

1. to take away an amount or part from a total
* “[deduct points] The player had points deducted from his score for arguing with the referee.”
* “[be deducted from] Money is deducted from your account each time your car passes through the toll booths.”
* “[deduct tax] Employers deduct the tax from employee salaries.”

59
Q

deposit

uk |dɪˈpɒz.ɪt| us |dɪˈpɑː.zɪt|

verb

A

1. to leave something somewhere [T usually + adv/prep]
* “The flood waters fell, depositing mud over the whole area.”
* “The bus deposited me miles from anywhere.”
* “The cuckoo deposits her eggs in other birds’ nests.”
* “I deposited my luggage in a locker at the station.”

2. to put something valuable, especially money, in a bank or safe (= strong box or cupboard with locks) [T]
* “There’s a night safe outside the bank, so you can deposit money whenever you wish.”
* “[deposit something in something] I deposited £500 in my account this morning.”

3. to pay someone an amount of money when you agree to pay for or buy something, either as part of the total payment, or as an amount that will be returned to you later, if you keep the agreed arrangement [T]
* “You deposit 20 percent now and pay the rest when the car is delivered.”
* “[deposit something with someone] When we moved in, we had to deposit $1,000 with the landlord in case we broke any of his things.”

60
Q

deposit

uk |dɪˈpɒz.ɪt| us |dɪˈpɑː.zɪt|

noun

A

1. a substance or layer that is left, usually after a liquid is removed [C/U]
* “Decant the wine carefully, so that you leave the deposit in the bottom of the bottle.”
* “In hard-water areas, a chalky deposit often forms in pipes and kettles.”
* “[deposit of] The flood left a thick deposit of mud over the entire ground floor of the house.”

2. a layer that has formed under the ground, especially over a long period [C geology specialized]
* “mineral/oil/coal deposits”

3. a payment, especially into a bank account [C]
* “[deposit of] To enter the country, they have to show bank statements with deposits of at least $2,500.”
* “[make a deposit] To open an account, you need to make a minimum deposit of $500.”
* “She had made a deposit into the campaign bank account.”

4. an amount of money that you pay as the first part of the total payment for something [C]
* “[deposit on] Their parents wanted them to use the money for a deposit on a flat.”
* “[deposit of] A deposit of 25% is required to secure the deal.”
* “[pay a deposit] We paid a deposit of £5,000 on the house, and paid the balance four weeks later.”
* “[leave something as a deposit] The shop assistant says if I leave £10 as a deposit, they’ll keep the dress for me.”
* “[put a deposit on something] I put a £500 deposit on a car at my local showroom.”
* “[put down a deposit] They asked us to put down a deposit.”

5. an amount of money that you pay when you rent something, and is returned to you when you return the thing you have rented [C]
* “It costs $2,000 a week to rent the yacht, with a $200 refundable deposit.”
* “We always take one month’s rent as a returnable deposit.”
* “[deposit of] There’s a 10p deposit/deposit of 10p on the bottle, which you get back when you return the empty bottle.”

61
Q

direct debit

uk |ˌdaɪ.rekt ˈdeb.ɪt| us |ˌdaɪ.rekt ˈdeb.ɪt|

noun

A

1. an arrangement for making payments, usually to an organization, in which your bank moves money from your account into the organization’s account at regular times
* “[by direct debit] I pay my electricity bill by direct debit.”

62
Q

dividend

uk |ˈdɪv.ɪ.dend| |ˈdɪv.ɪ.dənd| us |ˈdɪv.ə.dend| |ˈdɪv.ə.dənd|

noun

A

1. (a part of) the profit of a company that is paid to the people who own shares in it
* “Dividends will be sent to shareholders.”

63
Q

down payment

uk |ˌdaʊn ˈpeɪ.mənt| us |ˌdaʊn ˈpeɪ.mənt|

noun

A

1. an amount of money that you pay at the time that you buy something but is only a part of the total cost of that thing. You usually pay the rest of the cost over a period of time
* “[make a down payment on] I made a down payment on a new smart TV.”
* “[put a down payment on] She used the money to put a down payment on a car.”

64
Q

finance

uk |ˈfaɪ.næns| us |ˈfaɪ.næns|

noun

A

1. (the management of) a supply of money [U]
* “corporate/personal/public finance”
* “the minister of finance/the finance minister”
* “[finance department] You need to speak to someone in the finance department.”
* “[finance committee] The finance committee controls the school’s budget.”

65
Q

finance

uk |ˈfaɪ.næns| us |ˈfaɪ.næns|

verb

A

1. to provide the money needed for something to happen
* “The city council has refused to finance the project.”

66
Q

insurance

uk |ɪnˈʃɔː.rəns, ɪnˈʃʊə.rəns| us |ɪnˈʃɝː.əns|

noun

A

1. an agreement in which you pay a company money and they pay your costs if you have an accident, injury, etc. [U]
* “car/travel insurance”
* “[take out insurance] I’ll need to take out extra car insurance for another driver.”
* “The insurance doesn’t cover you for (= include) household items.”
* “[insurance claim] In the past 10 years, natural disasters caused £105 billion in insurance claims.”
* “[claim on the insurance] When my bike was stolen, I claimed on the insurance.”

67
Q

insurance

uk |ɪnˈʃɔː.rəns| |ɪnˈʃʊə.rəns| us |ɪnˈʃɝː.əns|

adjective

A

1. In sport, an insurance run, point, goal, etc. is one that you score when you already have a small lead to make it more difficult for the other team to catch up
* “Kelly scored a huge insurance goal to put the Puffins up by 2, with 3 minutes left.”
* “They might regret not being able to score an insurance run in that inning.”

68
Q

interest

uk |ˈɪn.trest| us |ˈɪn.trɪst|

noun

A

1. the feeling of wanting to give your attention to something or of wanting to be involved with and to discover more about something [S/U]
* “I’ve always had an interest in astronomy.”
* “He never seems to show any interest in his children.”
* “Unfortunately, I lost interest half way through the film.”
* “She takes more of an interest in politics these days.”
* “[informal] Just out of interest, how old is your wife?”

2. Your interests are the activities that you enjoy doing and the subjects that you like to spend time learning about [C]
* “On his form he lists his interests as cycling and cooking.”

3. the quality that makes you think that something is interesting [U]
* “Would this book be of any interest to you?”

4. something that brings advantages to or affects someone or something [C usually plural, U]
* “A union looks after the interests of its members.”
* “It’s in his interests to keep careful records.”
* “In the interests of safety, please do not smoke.”
* “Despite what you think, I’m only acting in your best interests (= doing what is best for you).”

69
Q

interest

uk |ˈɪn.trest| us |ˈɪn.trɪst|

verb

A

1. If someone or something interests you, you want to give that person or thing your attention and discover more about him, her, or it
* “Sport has never really interested me.”

70
Q

investment

uk |ɪnˈvest.mənt| us |ɪnˈvest.mənt|

noun

A

1. the act of putting money, effort, time, etc. into something to make a profit or get an advantage, or the money, effort, time, etc. used to do this
* “The government wanted an inflow of foreign investment.”
* “Stocks are regarded as good long-term investments.”
* “The account requires a minimum investment of €1,000.”
* “There’s been a significant investment of time and energy in order to make the project a success.”

71
Q

lump sum

uk |ˌlʌmp ˈsʌm| us |ˌlʌmp ˈsʌm|

noun

A

1. an amount of money that is paid in one large amount on one occasion
* “Her divorce settlement included a lump sum of $2 million.”

72
Q

mortgage

uk |ˈmɔː.ɡɪdʒ| us |ˈmɔːr.ɡɪdʒ|

noun

A

1. an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself
* “They took out a £400,000 mortgage (= they borrowed £400,000) to buy the house.”
* “a monthly mortgage payment”

73
Q

mortgage

uk |ˈmɔː.ɡɪdʒ| us |ˈmɔːr.ɡɪdʒ|

verb

A

1. to borrow money to buy a house
* “Their home was mortgaged up to the hilt (= the full value of their home had been borrowed).”

74
Q

overdraft

uk |ˈəʊ.və.drɑːft| us |ˈoʊ.vɚ.dræft|

noun

A

1. an amount of money that a customer with a bank account is temporarily allowed to owe to the bank, or the agreement that allows this
* “to run up/pay off an overdraft”
* “[UK] The bank offers overdraft facilities.”

75
Q

pension

uk |ˈpen.ʃən| us |ˈpen.ʃən|

noun

A

1. an amount of money paid regularly by the government or a private company to a person who does not work any more because they are too old or have become ill
* “[US] a government pension”
* “[UK] a state pension.”
* “He won’t be able to draw (= receive) his pension until he’s 65.”

76
Q

share

uk |ʃeər| us |ʃer|

verb

A

1. to have or use something at the same time as someone else [I/T]
* “She’s very possessive about her toys and finds it hard to share.”
* “Bill and I shared an office for years.”
* “I share a house with four other people.”

2. to divide food, money, goods, etc. and give part of it to someone else [I/T]
* “Will you share your sandwich with me?”
* “Let’s share the sweets (out) among/between everyone.”
* “We should share (in) the reward.”

3. If two or more people share an activity, they each do some of it [I/T]
* “Shall we share the driving?”
* “We shared the preparation for the party between us, so it wasn’t too much work.”

4. If two or more people or things share a feeling, quality, or experience, they both or all have the same feeling, quality, or experience [I/T]
* “We share an interest in sailing.”
* “All hospitals share some common characteristics.”
* “I don’t share your views/beliefs.”
* “The management and the union both share in the responsibility for the crisis.”
* “She knew that he was the person she wanted to share her life with.”

5. to tell someone else about your thoughts, feelings, ideas, etc. [T]
* “He’s not very good at sharing his worries.”
* “It’s nice to have someone you can share your problems with.”
* “Come on, Bob, share the joke (with us).”

6. to put something on a social media website so that other people can see it, or to let other people see something that someone else has put on a website [T]
* “You might even recommend an article to other readers or share it on Facebook.”

77
Q

share

uk |ʃeər| us |ʃer|

noun

A

1. a part of something that has been divided between several people [C/U]
* “The total bill comes to €80, so our share is €20.”
* “We ought to make sure that everyone gets equal shares of the food.”
* “His share of the vote rose by 15 percentage points among Hispanics.”

2. a part of something that several people are involved in [C/U]
* “She’s not doing her share of the work.”
* “We must all accept some share of the responsibility.”

3. one of the equal parts that the ownership of a company is divided into, and that can be bought by members of the public [C]
* “The value of my shares has risen/fallen by eight percent.”
* “We have some shares in Apple.”
* “He invests in stocks and shares.”
* “share prices”

4. an occasion when someone shares something on a social media website [C]
* “Her post has had over a thousand shares on Facebook.”

78
Q

speculate

uk |ˈspek.jə.leɪt| us |ˈspek.jə.leɪt|

verb

A

1. to guess possible answers to a question when you do not have enough information to be certain
* “I don’t know why she did it - I’m just speculating.”
* “A spokesperson declined to speculate on the cause of the train crash.”
* “Journalists are speculating about whether interest rates will be cut.”
* ”[+ that] The newspapers have speculated that they will get married next year.”

2. to buy and sell in the hope that the value of what you buy will increase and that it can then be sold at a higher price in order to make a profit
* “He made his money speculating on the London gold and silver markets.”
* “The company has been speculating in property for years.”

79
Q

withdraw

uk |wɪðˈdrɔː| us |wɪðˈdrɑː|

verb

A

1. to take or move out or back, or to remove [I/T]
* “This credit card allows you to withdraw up to £200 a day from ATMs.”
* “The UN has withdrawn its troops from the country.”
* “Eleven million bottles of water had to be withdrawn from sale due to a health scare.”
* “Once in court, he withdrew the statement he’d made to the police (= he claimed it was false).”
* “All charges against them were withdrawn after the prosecution’s case collapsed.”
* “[formal] After lunch, we withdrew into her office to finish our discussion in private.”
* “She had to withdraw from the competition because of a leg injury.”
* “Following his nervous breakdown, he withdrew from public life and refused to give any interviews.”

2. to stop talking to other people and start thinking thoughts that are not related to what is happening around you [I]
* “As a child, she frequently withdrew into her own fantasy world.”
* “After the accident, he withdrew into himself and refused to talk to family or friends.”