The Extent Of Poverty Flashcards
Children
27% living in low income families in 2013
66% in poverty live with a working person
Born too small (130g)
Miss out on activities
Educational development
FSM 1.7 grades lower at GCSE
Ethnic minorities
Live in high areas of unemployment Lower qualifications Language barriers Discrimination Lower paying jobs
Elderly
16% pensioners are in poverty
900,000 in severe poverty
Earns less in their working lives
Elderly women smaller pensions (children)
Benefits - proud/unaware
Fuel poverty - 2mil
Reduced recently due to free bus travel, winter fuel allowance
The homeless
185,000 in 2013
Concealed housing (62%)
52% under 25
6 in 10 NEETS
Low paid
Retail, hospitality and cleaning 30% of poverty are in a job Few educational skills Low job dense areas Single parents Female workers 1 in 5 earn less than the living wage 0 hour contracts Self employment Precariat
Sick/Disabled
11mil 2014 19% of families with a disabled member Can't work Discrimination Less qualifications High living costs Cuts in government spending Smaller job pool
One parent families
90% of single parents are women Combine childcare with employment Workless when children are young, part time work Lower average income 43% are social tenants Problem estates (cycle) Stigma
Women
Other groups more likely to be women
Single parents
Elderly
Glass roof theory
The unemployed
75% live in poverty 1.91mil - 2015 Long term Exhaustion of savings Accumulation of debt Deterioration of possessions After 3 months ADI drops by 59% Physiological effects Self employment?
What are the 6 risks of being in poverty?
Intergenerational poverty, stigma and blame, punishing the poor, debt, health and fragmented hostile communities.
Risks of poverty: stigma and blame
Dysfunctional families (poor parenting, promiscuity, drugs)
Culture if worklessness, anti work ethic, excessive wage expectations, absence of educational adequateness
Poor blame themselves - failure
Risks of poverty: punishing the poor
“Getting something for nothing”
Sanctions and benefits cuts
Risks of poverty: debt
240 lenders in the UK
Difficult to keep up with repayments - high interest rates
Hugh street stores in deprived neighbourhoods
FCA announced you should only pay back double what you borrow 2014
Risk of poverty: health
Food poverty
Poor housing
20% of children in damp housing 2012
Risks of poverty: fragmented hostile communities
Social problems