Payment For Services Terms & Medicare Flashcards

1
Q

Capitation

A

Payment system under which provider is paid prospectively a set fee for each member of a specific pop regardless if no covered health care is delivered. PMPM-per member per month. The healthier the enrollees the more the provider retains of the total PMPM payment

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2
Q

Co-insurance

A

$ paid by pt; % of tot charge

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3
Q

Clinical/Critical Pathway

A

Standardized recommended tx protocol for specific dx

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4
Q

Deductible

A

Amt pt must pay provider before insurance benefits will pay

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5
Q

Diagnostic Related Groups (DRGs)

A

Descriptive categories established by CMS that determine the level of payment at a per case rate

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6
Q

Fee for Service

A

payment system under which the provider is paid the same type rate per unit of service. Traditionally payer pays 80% and pt/provider pays 20%.

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7
Q

Health Insurance Marketplace

A

Created by ACA. Allows customers to compare cost of insurance plans in area. AKA HC exchanges.

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8
Q

HMOs

A

Health Maintenance Org: most common form of mng-ed care. Maintains control over services by requiring enrollees to see only MDs w/in network & obtain referrals b4 specialty care.

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9
Q

Manages Care (MCO’s)

A

Include HMOs/PPO’s: Method of maintaining some control over cost/utilization of services while providing quality care.

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10
Q

Per diem

A

Negotiated, per day fee for services; SNFs & inpt

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11
Q

PPOs

A

Preferred Provider Org: similar to HMO but usually offers greater choice of providers-however as choices increase, % of payment decreases.

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12
Q

PPS

A

Protective Payment System; nationwide payment schedule that determines medicare payment for each inpt stay of a medicare beneficiary based on DRGs

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13
Q

3rd Party Payers

A

Orgs prim responsible for reimbursement for HC in US. HMOs/PPOs

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14
Q

TAR

A

Tx Authorization Request: Medicaid form of PCP must complete to doc the need for requested medically covered services & supporting rationale.

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15
Q

UCR

A

Usual & customary rate; ave cost of specific HC procedures in geographic area. Max amt insure will pay for a service/covered expense.

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16
Q

Fed Regs for Private Insurance Coverage: Must provide essential benefits to participants in their plan..

A

Under ACA; MH, sub abuse, behavioral health, rehab, habilitative, chronic, mngt services/devices & preventative/wellness services.

17
Q

Fed Regs for Private Insurance Coverage

A

Under ACA: insurers can no longer refuse coverage to ppl w per-existing conditions, insurers cannot raise interest/premiums based on occ, gender, pre-existing condition, health status or claim hx. Must allow young adults until 26 under parents if covered as dependents & Insurers cannot set caps on annual/lifetime coverage

18
Q

Medicare Gen Facts

A

Largest single payer for OT services, admin-ed by CMS, intermediaries determine if services provided are w/in Medicare guidelines.

19
Q

Persons Eligible for Medicare Coverage

A

Ppl 65+; ppl w end stage renal disease/permanent kidney failure that may req dialysis/kid transplant; ppl w lT disabilities (ALS/MS) who have received gov’t funded disability benefits for 24mo may be eligible

20
Q

Medicare Part A

A

Pays for inpt, SNF, HHC, rehab & hospice (term ill, less than 6mo to live). Automatically provided to all who are covered by SS & meet above criteria. Services provided in acute care receive prospective/predetermined rate on DRGs-covers all services including OT. Covered services have specific time limits & also req deductible/co-insurance payments by beneficiary (annual deductible/HHC 20% payed by pt).

21
Q

Medicare Part B

A

Pays for outpt physical & other professional services inc OT provided by I practitioners. Considered Supplemental Insurance & must be purchased by beneficiary at monthly premium. No specific time limit & have 20% co-payment.

22
Q

Medicare Criteria for Coverage of OT Services

A

Prescribed by physician/furnished according to physician-approved plan of care. Performed by qualified OT/OTA w S. Service is reasonable/necessary for tx of dx. No diagnositic restrictions for coverage. OT must result in signif/practical improvement of fx’ing

23
Q

Prim Diff Between Medicare A & B

A

Frequency in which pt receives services. Inpt A req services for a min of 5days per wk. Part B typically covers 3 days per wk outpt services.

24
Q

Medicare does NOT cover

A

Most chronic illnesses, LT supportive care or medical expenses incurred when ill. OT in SNF is covered if pt req skilled nursing/rehab daily (5x/wkly)

25
Q

In 2013 the restorative potential of a person was determined to NOT be the sole payment criteria for skilled services…

A

Services to prevent/slow deterioration & maintain person at highest level of fx must be recog as skilled - covered if reasonable/necessary. If can be performed by non-skilled person, its not covered.

26
Q

Medicare & Home Care

A

Covered if person is home bound & needed intermittent skilled nursing care, PT or ST before OT began. Homebound criteria: “confined” d/t AD, assistance of others or special transportation; if person leaves it requires “considerable/taxing effort,” & may leave for medical appts and non-med short/infrequent appts like hair/church

27
Q

HHA reimbursement under Medicare

A

PPS. This rate per episode system applies to all HH services inc all forms of therapy/med supplies. DME excluded. PPS uses HH Resource Groups (HHRGs) to determine pay rate. Episode=60day beginning w first payable visit and ending 60 days after start of care

28
Q

Medicare & OASIS

A

Initial assessment visit/comprehensive assessment using Outcome & Assessment Info Set must be completed to verify eligibility for Medicare HH benefits, cont need for HHC & plan for nursing, medical, social, rehab & d/c needs.
OT Can complete initial OASIS need for OT establishes program eligibility - initial assessment must be completed w/in 48hrs of referral/return home. OT can conduct follow up, transfer & d/c evals. **OT is NOT an initial qual service for HHC

29
Q

OTIP & Medicare

A

OT in I Practice: can be covered if Medicare certified OT & services are provided in office or pt home. Payment according to fee schedule.

30
Q

Medicare & PHP

A

Partial Hospitalization Program; services in hosp-affiliated or comm MH psych day program. Covered under general Medicare guidelines w prescription, reasonable/necessary & fx expected to improve. -not soc/rec/diversional cover

31
Q

Medicare & DME

A

Rental/purchase expenses for DMA are covered if used in home. & necessary/reasonable to treat illness or injury. MD prescription needed & must include dx, prognosis & reason for DME.

32
Q

Medicare Criteria for DME

A

Repeated used can be withstood, prim/customarily used for medical purpose, gen not useful to a person in absence of dx. Self help items: grab bars, RTS not reimbursable because others use them and not considered medically necessary