Insurance, etc. Flashcards
Objectification/Dehumanizations
Using pt as teaching tool in teaching hospital in direct view of pt, discussing case w/ colleagues in listening range of pt
Allostatic Overload
The wear and tear on the body and brain caused by chronically increased allostasis
*McEwen, 1998
Payment per patient (capitation)
Unit of payment = sum of pt’s tx (monthly or yearly)
- pt registers w/ physician group
- emphasis on primary care
- fixed sum of $ per pt, regardless of # of services provided
Age/Gender Effects
Be aware of gender differences in communication styles
Transference
Relationship schemas
Beliefs, expectations, perceptions from the past informing the present
Who pays most healthcare financing in the US?
Government (46%)
Hospital payment per episode of hospitalization
Unit of payment = diagnosis-related groups (DRGs)
- single (bundling) of payment of all services for 1 pt for entire stay
- lump sum depends on pt dx
- started in 1983 for Medicare pt’s
Physician Impairment
75% of cases are drug/ETOH related, 20% involve mental health
Fee-for-service
Unit of payment = procedure (inpt or output)
- private insurance (UCR) gave way to payer determined fee schedules
- Medicare (RBRVS) vary by geographic area
- managed care PPOs: discounted fees
- incentive for medical inflation
Hospital payment per institution
Unit of payment = global budget
- complete (bundling) of services: hospitals receive fixed budget per yr
- staff =-model HMOs w/ integrated hospitals
- some public sector hospitals
Healthcare in Canada
Single-payer model, Canada Health Act (1984) - comprehensive, accessible, portable, universal, publicly administered
*paid by “fee for service” and fees are negotiated
Allostatic load types
- Repeated “hits” from multiple stressors (e.g. - child abuse @ same time every day, etc.)
- Lack of adaptation
- Prolonged response due to delayed shut down
- Inadequate response that leads to compensatory hyperactivity of other mediators
Countertransference
Physician’s relationship schemas
Boundary Crossings
Deviation from therapeutic activity that is harmless, non-exploitative, possibly supportive of therapy, slippery slope to boundary violation
E.g. - hug, excessive personal disclosure
Healthcare in Japan
Social insurance which is mandated
- large employers: mandated to operate their own plans
- smaller firms: employees enrolled in gov-managed insurance
- community-based insurance: self-employed and retirees known as “national health insurance” administered by municipal gov
Consolidated Omnibus Budget Reconciliation Act (COBRA)
Job loss, still have the right to continue under group coverage up to 18mo after, must continue to pay premium
*1985
4 parts of Medicare
A: hospitAl insurance
B: Basic medical Bills
C: (parts A + B) delivered by private Companies
D: rx Drugs (the “donut hole”)
UK Health System
National Health Service (NHS) - primary/secondary/tertiary care triangle structure, general practitioner (GP) as “gate-keeper” is essential component, “pay for performance” has increased GP incomes
State Children’s Health Program (SCHIP)
Created in 1997 to provide fed funds to states for child health, Medicaid expansion, provides coverage to children @ or below 200% poverty level
Cognitive impairment
Provide written instructions for memory impaired pt’s, determine pt competency to understand and comply with tx rec’s, refer for eval if needed
Reporting Misconduct
AMA mandates that you must report in accordance w/ legal requirements in each state
Payment per episode of illness
Unit of payment = global surgical and other fees for an illness or episode
- single (bundling) of payments for multiple services
- shifts financial RISK from payer to provider