Insurance, etc. Flashcards

1
Q

Objectification/Dehumanizations

A

Using pt as teaching tool in teaching hospital in direct view of pt, discussing case w/ colleagues in listening range of pt

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2
Q

Allostatic Overload

A

The wear and tear on the body and brain caused by chronically increased allostasis
*McEwen, 1998

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3
Q

Payment per patient (capitation)

A

Unit of payment = sum of pt’s tx (monthly or yearly)

  • pt registers w/ physician group
  • emphasis on primary care
  • fixed sum of $ per pt, regardless of # of services provided
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4
Q

Age/Gender Effects

A

Be aware of gender differences in communication styles

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5
Q

Transference

A

Relationship schemas

Beliefs, expectations, perceptions from the past informing the present

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6
Q

Who pays most healthcare financing in the US?

A

Government (46%)

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7
Q

Hospital payment per episode of hospitalization

A

Unit of payment = diagnosis-related groups (DRGs)

  • single (bundling) of payment of all services for 1 pt for entire stay
  • lump sum depends on pt dx
  • started in 1983 for Medicare pt’s
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8
Q

Physician Impairment

A

75% of cases are drug/ETOH related, 20% involve mental health

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9
Q

Fee-for-service

A

Unit of payment = procedure (inpt or output)

  • private insurance (UCR) gave way to payer determined fee schedules
  • Medicare (RBRVS) vary by geographic area
  • managed care PPOs: discounted fees
  • incentive for medical inflation
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10
Q

Hospital payment per institution

A

Unit of payment = global budget

  • complete (bundling) of services: hospitals receive fixed budget per yr
  • staff =-model HMOs w/ integrated hospitals
  • some public sector hospitals
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11
Q

Healthcare in Canada

A

Single-payer model, Canada Health Act (1984) - comprehensive, accessible, portable, universal, publicly administered
*paid by “fee for service” and fees are negotiated

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12
Q

Allostatic load types

A
  1. Repeated “hits” from multiple stressors (e.g. - child abuse @ same time every day, etc.)
  2. Lack of adaptation
  3. Prolonged response due to delayed shut down
  4. Inadequate response that leads to compensatory hyperactivity of other mediators
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13
Q

Countertransference

A

Physician’s relationship schemas

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14
Q

Boundary Crossings

A

Deviation from therapeutic activity that is harmless, non-exploitative, possibly supportive of therapy, slippery slope to boundary violation
E.g. - hug, excessive personal disclosure

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15
Q

Healthcare in Japan

A

Social insurance which is mandated

  • large employers: mandated to operate their own plans
  • smaller firms: employees enrolled in gov-managed insurance
  • community-based insurance: self-employed and retirees known as “national health insurance” administered by municipal gov
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16
Q

Consolidated Omnibus Budget Reconciliation Act (COBRA)

A

Job loss, still have the right to continue under group coverage up to 18mo after, must continue to pay premium
*1985

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17
Q

4 parts of Medicare

A

A: hospitAl insurance
B: Basic medical Bills
C: (parts A + B) delivered by private Companies
D: rx Drugs (the “donut hole”)

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18
Q

UK Health System

A

National Health Service (NHS) - primary/secondary/tertiary care triangle structure, general practitioner (GP) as “gate-keeper” is essential component, “pay for performance” has increased GP incomes

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19
Q

State Children’s Health Program (SCHIP)

A

Created in 1997 to provide fed funds to states for child health, Medicaid expansion, provides coverage to children @ or below 200% poverty level

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20
Q

Cognitive impairment

A

Provide written instructions for memory impaired pt’s, determine pt competency to understand and comply with tx rec’s, refer for eval if needed

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21
Q

Reporting Misconduct

A

AMA mandates that you must report in accordance w/ legal requirements in each state

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22
Q

Payment per episode of illness

A

Unit of payment = global surgical and other fees for an illness or episode

  • single (bundling) of payments for multiple services
  • shifts financial RISK from payer to provider
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23
Q

Affect (MSE)

A

The observable emotional state of the pt, short time scale (as opposed to mood which is longer)

24
Q

Preferred Provider Organization (PPOs)

A

PPO payer receives monthly premiums from subscribers and employers, pt req to select dr/hospital approved (“preferred”) by payer

25
Q

Race Effects

A

Understand how a long h/o racism in countries like US have led to racial disparities in tx and minority distrust of healthcare professionals

26
Q

2 Tier Capitation

A

Health plan must pay fee to referral service to register w/ the physician group your health plan then pays the physician by means of capitation

27
Q

Report to who?

A

Med student? Dean of med school
Resident? Residency director
Physician? Division/hospital chief
If conduct violates state licensing laws? Report to state licensing board
If conduct violates criminal statutes? Report to law enforcement

28
Q

Yerkes-Dodson Law

A
  • performance and adaptive learning are optimal under moderate levels of stress
  • learning new/difficult tasks is optimal with low/moderate arousal levels
  • performance of well-learned tasks is optimal w/ moderate/high arousal levels
29
Q

Sexual Violations

A

Sexual contact or inapprop sexual behavior in the room w/ a pt, etc

30
Q

Pt Self-Determnination Act

A

Est that pt’s must be given written info about their health care decision making rights and the institutional policy on advanced directives
*1991

31
Q

MedicaiD

A

Is for the Destitute

  • public assistance program jointly administered by fed gov and states
  • eligible if “low income”, have young children, pregnant, or disabled
32
Q

EMTALA

A

All hospitals receiving fed payments must screen and stabilize ER pt’s, to prevent hospitals from dumping indigent pt’s
*1986

33
Q

Payment per time

A

Unit of payment = salary of physician

  • payment per # of hrs
  • staff model HMO
  • public sector physicians, community clinic staff
34
Q

Boundary Violations

A

Behavior that transgresses the limits of the professional relationship and has potential to cause harm
E.g. - should not treat self, loved ones, not accept gifts from pt’s, avoid relationships w/ pt or pt family, etc

35
Q

Hospital payment per diem

A

Unit of payment = daily costs of pt

  • single (bundling) of payment of services for 1 pt for 1 day
  • usually includes utilization reviews on behalf of insurer
36
Q

First-gen HMOs

A

Full-time salaried (“staff model”)

- vertical integration, consolidated model, salaried physicians, global budget hospitals

37
Q

Accountable Care Organizations (ACOs)

A

Authorized by ACA, bring together physician practices, labs, etc.; create budget targets

38
Q

Language and Cultural Differences

A

Enlist interpreters/translators, be receptive to cultural beliefs, explanations and prohibitions

39
Q

MedicarE

A

Is for the Elderly

  • Americans 65+ are eligible, covers spouse as well one they turn 65, also covers Americans w/ permanent disability
  • individuals pay into Social Security until age 65
40
Q

Pt’s Bill of Rights

A

Right to receive complete info, to refuse tx, and to know about hospital’s financial conflicts of interest
*1972

41
Q

Dysregulation of HPA axis

A

Abnml cortisol levels found in:

  • anxiety disorders (high levels)
  • depression (high levels)
  • PTSD (high and low levels)
  • h/o child abuse (high levels)
  • professional burnout (high levels)
42
Q

Healthcare in Germany

A
Social insurance (Bismarck model), "Sickness Funds" which every citizen must join, 90% are mandatory and 10% are voluntary
- "Concerted Action" to control costs
43
Q

Sexual Harassment

A

Unwanted and repeated verbal or physical advances, derogatory statements or sexually explicit remarks, or sexually discriminatory comments made by someone in the workplace

44
Q

Sexual Impropriety

A

Performing intimate exam w/ no explanation, using the dr-pt relationship to solicit a date, discussing personal sexual experiences, prefs or fantasies

45
Q

Dispersed model (US health care)

A

Multiple access points (pt choice or dr referral), more fluid roles for providers, less distinction in hospital care, higher value on tertiary care

46
Q

ASEPTIC (for MSE)

A
Appearance
Stream of mental activity
Emotion
Psych sx
Thought
Insight
Cognition
47
Q

Mental Health in physicians

A

Depression/anxiety elevated in medical students, suicide in physicians elevated compared to general public

48
Q

Cost of healthcare in US per capita?

A

$7000, 2X as much as other developed/rich countries

49
Q

Allostasis

A

Process of maintaining stability (homeostasis)

*Sterling and Eyer, 1988

50
Q

Hospital payment per procedure

A

Unit of payment = fee for a procedure

  • traditional model (Blue Cross)
  • (reasonable cost) formula
  • itemized bill for procedures and charges: heavy administrative costs
51
Q

Independent Practice Associations (IPAs)

A

Loose collection of private dr’s who work in their own practices, contracts w/ HMO on behalf of the dr’s
- receives capitation payment from HMO and pays through capitation or fee-for-service

52
Q

Capitation

A

Pt registers w/ physician group, fixed sum of $ per pt regardless of # of services provided

53
Q

Sensory Impairment

A

Be prepared to utilize sign language interpreter or written materials

54
Q

Protocol for conveying bad news to pt’s

A
SPIKES:
Setting up interview
Perception of pt
Invitation
Knowledge
Emotions/Empathy
Strategy/Summary
55
Q

Second-gen HMOs

A

Virtual integration, group model (prepaid group practice, contracts w/ IPAs), network model (mix of IPAs, home health agencies, pharmacies, etc.)