HCM 411- Section 3 Flashcards
Define the Baby Boom Generation
the generation of Americans born between 1946, the end of World War 2, and 1964. They are the largest generation of Americans born in the US history
Know Life Expectancy Patterns (Differences by gender and race)
Women can expect to live, on average, 7 years longer than men. As of 1990, women’s life expectancy was 79.3. Projections for 2020 are 81.8. The greater longevity is due to the fact that heart attacks, cancer, and stroke are more prevalent in men. Other factors may have to do with a woman’s sensitivity to changes in her body condition, which makes a woman more likely to seek out earlier medical intervention.
Define Ageism
“the prejudiced behavior of individuals and systems within the culture against older adults, including the negative consequences of inaccurate stereotyping of the elderly.” Ageism has been called the third “ism” following racism and sexism. Whereas racism and sexism prevent racial minorities and women and in what is called “reverse sexism” men from developing full potential as people, ageism limits the potential development of individuals based on age.
Causes of accidents in older adults
- In the US, one of 3 people are age 65 and older experience falls each year resulting in hospital admissions.
- Falls are the most common cause of accidental death among those 65 and over, following closely by motor vehicle accidents, suffocation from an object that has been ingested, surgical and medical mishaps, fires, and burns are also major causes of accidental death among elders.
- The 90 and over group has an alarming disproportionate share of deaths due to falls, and suffocation by ingestion of food
Know how the decline in number of children per family in the U.S. impacts retirement
- In 1945, 42 workers paying into Social Security supported one retiree, whereas today just three tax payers support one retiree.
- In about 30 years, the baby boomer generation will begin to retire, creating greater strains.
- In the year 2035, only two workers will support every retiree.
Women have longer life expectancy than men: True or False
True
The gap in life expectancy between men and women is:
Getting smaller
Life expectancies in developing countries have increased over the years because of better nutrition, vaccination and sanitation: True or False
True
According to your text, retirement in the US is a person’s definitive economic inactivity, with income replaced by:
pension, assets, Social security earning, and other sources
What are the origins of Social Security
- began in 1935 as a social welfare program to counteract the effects of the Great Depression. It was designed to provide, it the words of President Roosevelt, “some measure of protection against poverty-ridden old age”.
- Its intent was to provide a safety net for those most vulnerable to desperate poverty.
- The social Security act of 1935 required that employers and employees each pay one percent of the first $3000 of the worker’s wages.
Medicare is
was created in 1965 under Title XVII of the Social Security Act. It provides health insurance to people over the age of 65 or older regardless of income or medical history. Those who are eligible for Social Security are also eligible for Medicare. Medicare is the main insurer of people over 65 years of age.
Parts of Medicare
Part A- hospital coverage
Part B- supplementary coverage
Part C- allows private plans to provide benefits
Part A Medicare is
helps pay for inpatient care received in a hospital, skilled nursing facility, or hospice, and for home health care under certain condition. Covers up to 100 days of SNF services following a hospitalization
What percentage of people are covered under Part A?
95% of older people are covered under part A Medicare insurance
What percentage of people insured under part A Medicare also have Part B coverage as well?
98% of those people
