Federal Trade Commission - Glossary Flashcards

1
Q

unfinished wood box or other non-metal receptacle or enclosure, without ornamentation or a fixed interior lining, which is designed of the encasement of human remains and which is made of fiberboard, pressed-wood, composition materials (with or without an outside covering) or like materials

A

alternative container

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2
Q

price lists which may be prepared for use in certain limited situations such as children/infants, for government agencies to provide for indigent persons, for agreements with religious groups, burial or memorial societies for members of their group

A

alternative price lists

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3
Q

any item of service or merchandise described to a purchaser as a “cash advance,” “accommodation,” “cash disbursement,” or similar term

also any item obtained from a third party and paid for by the funeral provider on the purchaser’s behalf

may include, but are not limited to: cemetery or crematory services; pallbearers; public transportation; clergy honoraria; flowers; musicians or singers; nurses; obituary notices; gratuities; and death certificates

A

cash advance items

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4
Q

rigid container which is designed for the encasement of human remains and which is usually constructed of wood, metal, fiberglass, plastic, or like material, and ornamented and lined with fabric

A

casket

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5
Q

charge, fee, or surcharge applied to consumers who purchase their casket elsewhere from a source other than the price list/funeral provider

A

casket handling fees

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6
Q

printed or typewritten list of the casket and alternative containers normally offered for sale by the funeral provider which does not require special ordering

must include retail price and enough descriptive information to enable consumers to identify the merchandise

A

casket price list (CPL)

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7
Q

refers to the Federal Trade Commission

A

commission

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8
Q

heating process which incinerates human remains

A

cremation

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9
Q

any person, partnership, or corporation that performs cremation and sells funeral goods

A

crematory

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10
Q

disposition of human remains by cremation without formal viewing, visitation, or ceremony with the body present

A

direct cremation

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11
Q

situation requiring immediate action or urgency; FTC recognizes that funeral provider might embalm with permission

A

exigent circumstances

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12
Q

agency of federal government created in 1914 to promote free and fair competition by prevention of trade restraints, price fixing, false advertising, and other unfair methods of competition

A

Federal Trade Commission (FTC)

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13
Q

one of the 16 items specified required on the GPL (if the funeral provider offers the service); this involves services of the funeral provider in the locale where death occurs and preparation for transfer to another funeral provider as selected by the family (consumer); funeral rule requires package pricing of this service with a description of the components included

A

forwarding of remains

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14
Q

none of the 16 specified items required to be separately itemized on the GPL; items not required by the rule can be listed as _____

A

free items

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15
Q

service commemorating the deceased with the body present

A

funeral ceremony

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16
Q

goods which are sold or offered for sale directly to the public for use in connection with funeral services

A

funeral goods

17
Q

any person, partnership, or corporation that sells or offers to sell funeral goods and funeral services to the public

A

funeral provider

18
Q

any services which may be used to:

  1. care for and prepare deceased human bodies for burial, cremation, or other final disposition
  2. arrange, supervise, or conduct the funeral ceremony or the final disposition of deceased human bodies
A

funeral services

19
Q

printed or typewritten list of goods and services offered for sale by a funeral provider with retail prices; considered the keystone of the funeral rule

A

general price list (GPL)

20
Q

ceremony commemorating the deceased at place of final disposition

A

graveside service

21
Q

disposition of human remains by burial, without formal viewing, visitation, or ceremony with the body present, except for a graveside service

A

immediate burial

22
Q

method of price quotation by which each unit of service and/or merchandise is priced separately

A

itemization

23
Q

statements required by the Rule which cannot be modified or edited and must appear in a clear and conspicuous manner

A

mandatory disclosures

24
Q

ceremony commemorating the deceased without the body present

A

memorial service

25
Q

the only fee which the consumer cannot decline (unless state or local law requires otherwise); funeral provider should recover expenses for service, facilities, or unallocated overhead in this charge

A

non-declinable service fee

26
Q

any container which is designed for placement in the grave around the casket including, but not limited to, container commonly known as burial vaults, grave boxes, and grave liners

A

outer burial container

27
Q

printed or typewritten list of outer burial containers normally offered for sale by the funeral provider which does not require special ordering; must include retail price and enough descriptive information to enable consumers to identify the merchandise

A

outer burial container price list (OBC PL)

28
Q

use of a single dollar amount to identify the charge for a group or bundle of goods and/or services

A

package pricing

29
Q

any individual, partnership, corporation, association, government or governmental subdivision or agency, or other entity

A

person

30
Q

one of the 16 specified items required on the GPL (if the funeral provider offers the service); this involves services of the funeral provider after initial services have been provided by another firm at the locale of death; funeral rule requires package pricing of this service with a description of the components included

A

receiving remains

31
Q

basic services, not to be included in prices of other categories in section, that are furnished by a funeral provider in arranging any funeral, such as conducting the arrangement conference, planning the funeral, obtaining necessary permits, and placing obituary notices

A

services of funeral director and staff

32
Q

itemized written statement provided for retention to each person who arranges a funeral or other disposition; it must include the goods and services selected and prices paid for each, itemization of cash advance items and the total cost

A

statement of funeral goods and services selected

33
Q

funeral provider must give consumers who call accurate information from the price lists and answer questions about offerings and prices with readily available information

A

telephone price disclosure

34
Q

funeral goods consumer purchase from a source other than the price list/funeral provider

A

third party merchandise

35
Q

also referred to as removal; one of the 16 specified items required on the GPL; defined as the moving of the dead human body from the place of death to the funeral home or other designated place

A

transfer of remains

36
Q

occurrence of situation that requires certain action (i.e. giving out the GPL is face-to-face meeting)

A

triggering event

37
Q

exist when a seller requires the purchase of unwanted items/services in order to obtain the desired item/service

A

tying arrangements

38
Q

time set aside for friends and relatives to pay respect for the deceased prior to the funeral service

A

viewing / calling hours / visitation / visiting hours / wake