Banking And Personal Finance

Question 1

Net

Answer 1

Take home

the amount that’s left over after you deduct expenses, taxes, and other liabilities

Question 2

Invoice

Answer 2

صورتحساب, فاکتور

Question 3

To set up a standing order

It is a standing order

Answer 3

تنظیم کردن یک دستور ثابت

یک دستور پرداخت ثابت تنظیم شده است

Question 4

Debt

det

Answer 4

بدهی

Question 5

Exorbitant

iɡˈzôrbəd(ə)nt

Answer 5

گزاف

high - huge

Question 6

To default on a payment

Answer 6

پرداخت های به طور پیش فرض تنظیم شده

Question 7

steady

Answer 7

ˈstedē

ثابت و یکنواخت

Question 8

bonds

Answer 8

اوراق قرضه

is a promise by a borrower to repay a lender the principal and interest on a loan

Question 9

a bridging loan

Answer 9

is secured short term loan that can help fund a house purchase while you wait to sell your existing home

a short term loan used to help you ‘bridge the gap’ when you want to buy something, but you’re waiting for funds to become available from the sale of something else

Question 10

joint venture

Answer 10

سرمایه گذاری مشترک

Question 11

earnings

Answer 11

the amount of money that someone is paid for working

حقوق-درامد

Question 12

deductions

Answer 12

money to be taken off

کسورات

Question 13

pension

Answer 13

حقوق بازنشستگی

Question 14

gross pay

Answer 14

what employees earn before taxes, benefits and other payroll deductions are withheld from their wages

پرداخت (حقوق)ناخالص

آنچه کارکنان قبل از کسر مالیات، مزایا و سایر کسرهای حقوق و دستمزد به دست می‌آورند از دستمزد آنها کسر می‌شود

Question 15

net pay

Answer 15

خالص پرداختی

Question 16

taxable pay

Answer 16

پرداخت مشمول مالیات

ممکن است بخشی از حقوق کلی برای بیمه و عمر و .. برود که از آن مالیات کسر نمیشود

Question 17

pay slip

/ˈpeɪ.slɪp/

Answer 17

paper showing salary

فیش حقوقی
Employees may still receive a pay slip

Question 18

teething problems

Answer 18

problems that happen in the early stages of doing something new

initial difficulties

Question 19

inconsistency

Answer 19

a situation in which two things do not match and are opposed
نا هماهنگی

Question 20

bear with me

Answer 20

be patient with me

Question 21

quarterly

payments

Answer 21

four times a year

Question 22

as opposed to

Answer 22

rather than

when you want to make it clear that you are talking about one particular thing and not something else
به جای

Question 23

for reasons of practicality

Answer 23

به دلایل عملی

Question 24

in arrears

əˈrirz

Answer 24

paid after work has been done

They were in arrears with the rent. [=they had failed to pay the rent when it was due]

با تاخیر- معوقه
I’m paid a week in arrears
یک هفته حقوق معوقه دارم

Question 25

the figure reported

Answer 25

رقمِ گزارش شده

Question 26

payroll

Answer 26

حقوق و دستمزد

Question 27

….times a day

much/many

Answer 27

many

Question 28

a…..advice

little/few

Answer 28

little

Question 29

bottom line

Answer 29

The bottom line is that we need another ten thousand dollars.
the final result or the most important fact in a situation
نکته مهم.نتیجه نهایی. سطر آخر حسابهای شرکت

Question 30

we are taking out a loan

Answer 30

we are borrowing money from a lender

Question 31

Grammar

ما قبض های خود را به طور منظم پرداخت می کنیم

Answer 31

we pay our bills regularly

Question 32

G

سال مالی دو هفته دیگر به پایان می رسد

Answer 32

the financial year finishes in two weeks
(Explain timetable in the future with verbs such as finish, start, etc)

Question 33

G

داریم وام میگیریم

Answer 33

we’re taking out a loan

Question 34

G

آنها در ماه ژوئن بخش مالی خود را به ژنو منتقل می کنند.

Answer 34

they’re relocating their finance department to Geneva in June.
(Events in the future that were arranged in the past)

Question 35

G

there are too ….. bills
1. Many
2. Much

Answer 35

there are too many bills

صورت حساب ها خیلی زیاد است

Question 36

G

هزینه زیادی دارد

Answer 36

it costs too much money

Question 37

G

فقط چند روز فرصت داریم

Answer 37

we only have a few days left

Question 38

G

ما به کمی زمان بیشتر نیاز داریم

Answer 38

we need a little more time

Question 39

G

آیا در ماه آینده به تعطیلات می روید؟

Answer 39

Are you taking a vacation next month?

Question 40

G

میانگین بدهی به ازای هر نفر، هر سال افزایش می یابد

Answer 40

the average debt per person rises every year

Question 41

G

یک آمریکایی معمولی فکر می کند که این یک روال عادی است

Answer 41

the average American thinks it’s just normal practice

Question 42

G

ما همیشه تبلیغاتی را می بینیم که به ما می گویند خوب است (اشکالی ندارد)😠

Answer 42

We’re always seeing ads telling us it’s ok
(To complain about a repeated action)

Question 43

G

چند بار در روز؟

Answer 43

how many times a day?

Question 44

G

اگر کمی راهنمایی می خواهید

Answer 44

If you want a little advice

Question 45

running total

Answer 45

the cumulative sum of a value and all previous values in the column
جمع مقادیر در یک ستون یا جدول

Question 46

what’s the opposit?

fixed rate mortgage

an installment loan that has a fixed interest rate for the entire term of the loan

Answer 46

variable rate mortgage

a type of home loan in which the interest rate is not fixed.

Question 47

enterprise

ˈen-tə-ˌprīz

Answer 47

trade (BUSINESS) - سرمایه گذاری

Question 48

choos the right one

They are always interested in ….. growing markets

1. rapidly
2. rapid

Answer 48

rapidly

to modify an adjective (not a noun)

Question 49

choos the right one

Experts are divided over how …. advice investors should attempt
1. many
2. much

Answer 49

much

uncountable

Question 50

glean

Answer 50

to collect information in small amounts and often with difficulty

اینسو و آنسو جمع کردن اطلاعات(جسته گریخته)

Question 51

If you want to make your bonus

Answer 51

اگر می خواهید پاداش خود را دریافت کنید

Question 52

maybe I will mention it in passing

Answer 52

شاید گذرا به آن اشاره کنم

Question 53

IPO
(Stock market)

Answer 53

initial public offering
When a private company first sells shares of stock to the public, this process is known as an IPO

عرضه اولیه عمومی