Unit 18

Question 1

Equal Opportunity in Housing

Answer 1

Intended to create a marketplace in which personas of similar financial means have a similar range of housing choices

Question 2

Civil Rights Act of 1866

Answer 2

Prohibits all racial discrimination in real estate transactions with no exemptions. Jones vs Mayer 1968

Question 3

Federal Fair Housing Act

Answer 3

Title VIII of Civil Rights Act of 1967. Prohibits descrimintaion in housing based on race, color, national origin, religion, sex, familial status, or disability

Question 4

Steering

Question 5

Blockbusting

Question 6

Redlining

Question 7

Housing and Community Development Act of 1974

Answer 7

Added sex to protected classes.

Question 8

Fair Housing Amendments Act of 1988

Answer 8

Added disability and familial status to protected classes

Question 9

HUD

Answer 9

Enforces the Fair Housing Act. A complaint must be brought within 1yr of alleged act. Within 100 days of filing a complaint that is not referred by HUD to a local enforcement agency, HUD dismisses or goes forward with a charge of illegal discrimination.

Question 10

Exemptions from Fair Housing Act

Answer 10

-Rentals in owner occupied buildings with no more than 4 units
-Housing operated by organizations and privates clubs that limit occupancy to members
-Sale or rental of a single family home when fewer than 3 homes are owned by an individual, discriminatory advertisements is not used, and a real estate pro is not involved

Question 11

Housing for Older Persons Act of 1995 (HOPA)

Answer 11

Repealed facilities and services requirements for housing intended for persons 55 or older. Exempt from familial status protection if its restricted to persons aged 62 or older, or if 80% of units are occupies by persons aged 55 or older

Question 12

Familial Status

Answer 12

Extends fair housing protections to families with children

Question 13

Conciliation

Answer 13

The resolution of a complaint within 100 days of filing when a respondent promises to remedy a violation

Question 14

Administrative Law Judge (ALJ)

Answer 14

Hears complains brought to HUD

Question 15

Remedies

Answer 15

Fine or Injunction. A civil action my be brought in federal court by the complaint within 2yrs of the alleged act. The attorney general my bring a civil action in federal court. Complaints under Civil Rights Act of 1866 go directly to federal court.