Residential Segregation Flashcards
Residential segregation
the condition where different groups of people are sorted into and reside in different residential areas within a given space
Index of dissimilarity
index measure that captures the degree in which the racial composition of neighborhoods within the city are similar or different to the racial composition of the overall city
Causes of segregation
Great Depression and federal Housing Agency, Home Owners’ Loan Corporation, racist threats and violence, great migration, racist real estate practices
Sundown towns
official policy or understood practice that Black Americans had to be out of the city limits by sundown
great migration
massive domestic migration of southern black americans to american cities
racially restrictive land covenants
clauses added to deeds that prohibited sellers from selling to non-white buyers
Blockbusting
real estate agents stoke panic that a non-white family was moving into neighborhoods causing inflated prices
Redlining
established to identify and map area of cities based on level of risk for defaulting home mortgage; almost exclusively based on race
Fair Housing Act of 1968
prohibited discrimination on the basis of race, religion, national origin, familial status, or age
Housing Discrimination in the 21st century
mostly characterized by de facto and colorblind discrimination
Racial steering
any practice by a real estate professional to purchase or not purchase in an area base on race
Subprime lending
low quality, extremely expensive home mortgage loans
Home appraisals
process that real estate industry. engages in to determine the value of a home
Wealth gap
lower homeownership rates, lower appraisal values, slower rate of home value increase
Spatial disadvantage
over policing, poor health outcomes, limited opportunity
