Medical Office Management - C Flashcards
A bed patient in a hospital is called a(n) _______.
inpatient
A person who represents either party of an insurance claim is the _______.
adjuster
A request for payment under an insurance contractor bond is called a(n) _______.
claim
Payment made periodically to keep an insurance policy in force is called _______.
premium
A person or institution that gives medical care is a(n) _______.
provider
Which of the following insurance plans provides a fixed payment per month to the physician, regardless of the services rendered?
capitation
An amount the insured must pay before policy benefits begin is called _________.
deductible
An organization the offers health insurance at a fixed monthly premium with little or no deductible and works through a primary care provider is called a(n) ______.
health maintenance organization
Health insurance that provides protection against the high cost of treating severe or lengthy illnesses or disabilities is called _______.
catastrophic
A patient receiving ambulatory care at a hospital or other health facility without being admitted as a bed patient is called a(n) _____.
outpatient
An injury that prevents a worker from performing one or more of the regular functions of his job would be known as a _______.
partial disability
A previous injury, disease or physical condition that existed before the health insurance policy was issued is called ________.
preexisting condition
One who belongs to a group insurance plan is called ______.
subscriber
A sum of money provided in an insurance policy, payable for covered services is called _______.
benefits
To prevent the insured from receiving a duplicate for losses under more than one insurance policy is called ________.
coordination of benefits
When a patient has health insurance, the percentage of covered services that is the responsibility of the patient to pay is known as _______.
coinsurance
Insurance that is meant to offset medical expenses resulting from a catastrophic illness is called ________.
major medical
An unexpected event which may cause injury is called _______.
accident
A doctor who agrees to accept an insurance companies pre-established fee as the maximum amount to be collected is called ________.
participating physician
Insurance plans that pay a physician’s full charge if it does not exceed the amount normally charged for the service is called _________.
usual, customary and reasonable