Medical Office Management - C Flashcards

1
Q

A bed patient in a hospital is called a(n) _______.

A

inpatient

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2
Q

A person who represents either party of an insurance claim is the _______.

A

adjuster

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3
Q

A request for payment under an insurance contractor bond is called a(n) _______.

A

claim

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4
Q

Payment made periodically to keep an insurance policy in force is called _______.

A

premium

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5
Q

A person or institution that gives medical care is a(n) _______.

A

provider

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6
Q

Which of the following insurance plans provides a fixed payment per month to the physician, regardless of the services rendered?

A

capitation

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7
Q

An amount the insured must pay before policy benefits begin is called _________.

A

deductible

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8
Q

An organization the offers health insurance at a fixed monthly premium with little or no deductible and works through a primary care provider is called a(n) ______.

A

health maintenance organization

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9
Q

Health insurance that provides protection against the high cost of treating severe or lengthy illnesses or disabilities is called _______.

A

catastrophic

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10
Q

A patient receiving ambulatory care at a hospital or other health facility without being admitted as a bed patient is called a(n) _____.

A

outpatient

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11
Q

An injury that prevents a worker from performing one or more of the regular functions of his job would be known as a _______.

A

partial disability

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12
Q

A previous injury, disease or physical condition that existed before the health insurance policy was issued is called ________.

A

preexisting condition

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13
Q

One who belongs to a group insurance plan is called ______.

A

subscriber

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14
Q

A sum of money provided in an insurance policy, payable for covered services is called _______.

A

benefits

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15
Q

To prevent the insured from receiving a duplicate for losses under more than one insurance policy is called ________.

A

coordination of benefits

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16
Q

When a patient has health insurance, the percentage of covered services that is the responsibility of the patient to pay is known as _______.

A

coinsurance

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17
Q

Insurance that is meant to offset medical expenses resulting from a catastrophic illness is called ________.

A

major medical

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18
Q

An unexpected event which may cause injury is called _______.

A

accident

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19
Q

A doctor who agrees to accept an insurance companies pre-established fee as the maximum amount to be collected is called ________.

A

participating physician

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20
Q

Insurance plans that pay a physician’s full charge if it does not exceed the amount normally charged for the service is called _________.

A

usual, customary and reasonable

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21
Q

A notice of insurance claim or proof of loss must be filed within a designated _______ or it can be denied.

A

time limit

22
Q

A health program for people age 65 and older under social security is called _______.

23
Q

A civilian health and medical program of the uniform services is called _______.

24
Q

A form of insurance paid by the employer providing cash benefits to workers injured or disabled in the course of employment is called ________.

A

workers’ compensation

25
A recap sheet that accompanies a Medicare or Medicaid check, showing breakdown and explanation of payment on a claim is called ________.
explanation of benefits
26
A type of insurance whereby the insured pay a specific amount per unit of service and the insurer pays the rest of the cost is called ________.
co-payment
27
In insurance, greater coverage of diseases or an accident, and greater indemnity payment in comparison with a limited clause is called _______.
comprehensive
28
A rider added to a policy to provide additional benefits for certain conditions is called ______.
dread disease rider
29
An interval after a payment is due to the insurance company in which the policy holder may make payments, and still policy remains in effect is called ______.
grace period
30
An agreement by which a patient assigns to another party the right to receive payment from a third party for the service the patient has received is called _______.
assignment of benefits
31
A skilled nursing facility for patients receiving specialized care after discharge from a hospital is called _____.
extended care facility
32
Payment for hospital charges incurred by an insured person because of injury or illness is called _______.
hospital benefits
33
An agent of an insurance company who solicits or initiates contracts for insurance coverage and services, and is the policyholder for the insurer is called _______.
insurance agent
34
A method of charging whereby a physician presents a bill for each service rendered is called _______.
fee-for-service
35
The Tri-Care fiscal year is from
October 1 to September 30
36
The number on the Employees Withholding Exemption Certificate is _______.
W-4
37
FICA provides benefits for ________.
social security
38
As part of the office bookkeeping procedures, the physician's bank statement should be reconciled with the _____.
checkbook
39
A record of debits, credits, and balances is referred to as a patient's ________.
ledger
40
A signature on the reverse side of a check is called _______.
endorsement
41
A form to itemize deposits made to savings or checking accounts is called _______.
deposit slip
42
To correct a handwritten error in a patient's chart, it is only acceptable to _______.
draw a line through the error, insert the correct information, date and initial it.
43
Low income patients can be covered by what type of insurance?
Medicaid
44
The reference procedural code book that uses a numbering system developed by the AMA is called a(n) _______.
current procedural terminology
45
________ is a method used for determining whether a particular service or procedure is covered under a patient's policy.
precertification
46
The International Classification of Disease, 9th Revision, Clinical modification (ICD-9-CM) is used to code _____.
diagnosis
47
In insurance coding using an "E" code designates ________.
classification of environmental events, such as poisoning
48
E/M codes are located in the ________ manual.
CPT
49
Which codes can modifiers be added to, to indicate that a procedure or service has been altered in some way?
CPT
50
The _______ form is used by non-institutional providers and suppliers to bill Medicare, Part B covered services.
CMS-1500