Medical Office Management - C Flashcards

1
Q

A bed patient in a hospital is called a(n) _______.

A

inpatient

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2
Q

A person who represents either party of an insurance claim is the _______.

A

adjuster

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3
Q

A request for payment under an insurance contractor bond is called a(n) _______.

A

claim

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4
Q

Payment made periodically to keep an insurance policy in force is called _______.

A

premium

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5
Q

A person or institution that gives medical care is a(n) _______.

A

provider

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6
Q

Which of the following insurance plans provides a fixed payment per month to the physician, regardless of the services rendered?

A

capitation

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7
Q

An amount the insured must pay before policy benefits begin is called _________.

A

deductible

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8
Q

An organization the offers health insurance at a fixed monthly premium with little or no deductible and works through a primary care provider is called a(n) ______.

A

health maintenance organization

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9
Q

Health insurance that provides protection against the high cost of treating severe or lengthy illnesses or disabilities is called _______.

A

catastrophic

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10
Q

A patient receiving ambulatory care at a hospital or other health facility without being admitted as a bed patient is called a(n) _____.

A

outpatient

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11
Q

An injury that prevents a worker from performing one or more of the regular functions of his job would be known as a _______.

A

partial disability

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12
Q

A previous injury, disease or physical condition that existed before the health insurance policy was issued is called ________.

A

preexisting condition

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13
Q

One who belongs to a group insurance plan is called ______.

A

subscriber

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14
Q

A sum of money provided in an insurance policy, payable for covered services is called _______.

A

benefits

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15
Q

To prevent the insured from receiving a duplicate for losses under more than one insurance policy is called ________.

A

coordination of benefits

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16
Q

When a patient has health insurance, the percentage of covered services that is the responsibility of the patient to pay is known as _______.

A

coinsurance

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17
Q

Insurance that is meant to offset medical expenses resulting from a catastrophic illness is called ________.

A

major medical

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18
Q

An unexpected event which may cause injury is called _______.

A

accident

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19
Q

A doctor who agrees to accept an insurance companies pre-established fee as the maximum amount to be collected is called ________.

A

participating physician

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20
Q

Insurance plans that pay a physician’s full charge if it does not exceed the amount normally charged for the service is called _________.

A

usual, customary and reasonable

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21
Q

A notice of insurance claim or proof of loss must be filed within a designated _______ or it can be denied.

A

time limit

22
Q

A health program for people age 65 and older under social security is called _______.

A

medicare

23
Q

A civilian health and medical program of the uniform services is called _______.

A

Tri-Care

24
Q

A form of insurance paid by the employer providing cash benefits to workers injured or disabled in the course of employment is called ________.

A

workers’ compensation

25
Q

A recap sheet that accompanies a Medicare or Medicaid check, showing breakdown and explanation of payment on a claim is called ________.

A

explanation of benefits

26
Q

A type of insurance whereby the insured pay a specific amount per unit of service and the insurer pays the rest of the cost is called ________.

A

co-payment

27
Q

In insurance, greater coverage of diseases or an accident, and greater indemnity payment in comparison with a limited clause is called _______.

A

comprehensive

28
Q

A rider added to a policy to provide additional benefits for certain conditions is called ______.

A

dread disease rider

29
Q

An interval after a payment is due to the insurance company in which the policy holder may make payments, and still policy remains in effect is called ______.

A

grace period

30
Q

An agreement by which a patient assigns to another party the right to receive payment from a third party for the service the patient has received is called _______.

A

assignment of benefits

31
Q

A skilled nursing facility for patients receiving specialized care after discharge from a hospital is called _____.

A

extended care facility

32
Q

Payment for hospital charges incurred by an insured person because of injury or illness is called _______.

A

hospital benefits

33
Q

An agent of an insurance company who solicits or initiates contracts for insurance coverage and services, and is the policyholder for the insurer is called _______.

A

insurance agent

34
Q

A method of charging whereby a physician presents a bill for each service rendered is called _______.

A

fee-for-service

35
Q

The Tri-Care fiscal year is from

A

October 1 to September 30

36
Q

The number on the Employees Withholding Exemption Certificate is _______.

A

W-4

37
Q

FICA provides benefits for ________.

A

social security

38
Q

As part of the office bookkeeping procedures, the physician’s bank statement should be reconciled with the _____.

A

checkbook

39
Q

A record of debits, credits, and balances is referred to as a patient’s ________.

A

ledger

40
Q

A signature on the reverse side of a check is called _______.

A

endorsement

41
Q

A form to itemize deposits made to savings or checking accounts is called _______.

A

deposit slip

42
Q

To correct a handwritten error in a patient’s chart, it is only acceptable to _______.

A

draw a line through the error, insert the correct information, date and initial it.

43
Q

Low income patients can be covered by what type of insurance?

A

Medicaid

44
Q

The reference procedural code book that uses a numbering system developed by the AMA is called a(n) _______.

A

current procedural terminology

45
Q

________ is a method used for determining whether a particular service or procedure is covered under a patient’s policy.

A

precertification

46
Q

The International Classification of Disease, 9th Revision, Clinical modification (ICD-9-CM) is used to code _____.

A

diagnosis

47
Q

In insurance coding using an “E” code designates ________.

A

classification of environmental events, such as poisoning

48
Q

E/M codes are located in the ________ manual.

A

CPT

49
Q

Which codes can modifiers be added to, to indicate that a procedure or service has been altered in some way?

A

CPT

50
Q

The _______ form is used by non-institutional providers and suppliers to bill Medicare, Part B covered services.

A

CMS-1500