Florida Contractors Manual Workers Compensation

Question 1

1. In reference to Worker’s Compensation, if anyone knowingly conceals payroll, makes a misleading
   statement, or otherwise causes damages of $150,000, the offender commits a .

A. First degree misdemeanor
B. Third degree felony
C. Second degree felony
D. First degree felony

Answer 1

1. D 6-111 6-87 §440.105(4)(f)3.

Question 2

2. The workers compensation program provides payment for part of the wages an employee might lose
   if the job-related injury or illness disables the employee for more than days.

A. 3
B. 7
C. 14
D. 21

Answer 2

2. B 6-120 6-91 §440.12(1)

Question 3

3. The maximum death benefits that workers compensation will pay is .

A. $10,000
B. $50,000
C. $150,000
D. $250,000

Answer 3

3. C 6-161 6-111 §440.16(1)(b)

Question 4

4. Payments made by the Florida Workers’ Compensation Insurance a temporary total disability are
   based on the rate of of the employee’s average weekly wage object to a maximum of $700.

A. 50%
B. 66 2/3%
C. 75%
D. 85%

Answer 4

4. B 6-151 6-106 §440.15(2)(a)

Question 5

5. Construction industry employers who have or more employees are required to have
   workers compensation insurance.

A. 10
B. 3
C. 2
D. 1

Answer 5

5. D 6-75 6-70 §440.02(17)(b)(2)

Question 6

6. Any employer or insurance carrier who fails or refuses to send any report required of him by the
   workers compensation law shall be subject to a civil penalty not to exceed for each failure or
   refusal.

A. $100
B. $500
C. $1,000
D. $5,000

Answer 6

6. B 6-165 6-113 §440.185(8)

Question 7

7. An employee who suffers an employment related injury shall inform his/her employer within
   day(s) of the injury.

A. 30
B. 15
C. 3
D. 1

Answer 7

7. A 6-163 6-112 §440.185(1)

Question 8

8. In most cases, if an employee receives disability and workers compensation payments at the same
   time both payments together cannot be more than of what the employee was earning before injury.

A. 50%
B. 60%
C. 70%
D. 80%

Answer 8

8. D 6-157 6-109 §440.15(9)

Question 9

9. Any agreement by an employee to contribute to a benefit fund to provide medical services as
   required by Workers’ Compensation is .

A. Invalid
B. Not in violation of Workers’ Compensation
C. A misdemeanor
D. Valid as long as one registers the agreement with the department of insurance

Answer 9

9. A 6-180 6-121 §440.21

Question 10

10. If an employee is injured, the employer must file a report of injury with the insurance carrier
    and the division of workers’ compensation within days of learning of the injury.

A. 3
B. 5
C. 7
D. 10

Answer 10

10. C 6-164 6-112 §440.185(2)

Question 11

11. In Florida, Worker’s Compensation will pay up to for funeral costs.

A. $1,000
B. $7,500
C. $10,000
D. $15,000

Answer 11

11. B 6-161 6-111 §440.16(1)(a)

Question 12

12. The Division of Worker’s Compensation does not consider to be a construction business.

A. Remodeling existing structures
B. Clearing land for construction purposes
C. Rebuilding existing structures
D. Well drilling on land with existing buildings

Answer 12

12. D 6-6 6-6

Question 13

13. A contractor’s employee injured her leg on the job on March 15, causing a loss of 18 workdays.
    What is the latest date that the employee may report the accident to the employer in order to be covered
    under Workers’ Compensation?

A. March 22ⁿᵈ
B. March 30ᵗʰ
C. April 14ᵗʰ
D. April 29ᵗʰ

Answer 13

13. C 6-163 6-112 §440.185(1)
    The employee has 30 days to report the injury. Injury was on March 15ᵗʰ.
    March = 31 days - 15 days = 16 days remaining + 14 days (30 days) into April = April

Question 14

14. In order to file for an exemption to Worker’s Compensation, the applicant must own of
    the company.

A. 5%
B. 10%
C. 20%
D. 33%

Answer 14

14. B 6-43 6-43

Question 15

15. According to the Florida Worker’s Compensation Law, first aid cases requiring treatment on site
    that do not require medical treatment for which charges will be incurred, and do not disable the employee
    for more than , do not need to be reported.

A. 3 hours
B. 1 day
C. 3 days
D. 7 days

Answer 15

15. D 6-12 6-12

Question 16

16. Insurance premiums on Worker’s Compensation are based on employer’s classification code, and
    per_____________ of payroll.

A. $1.00
B. $50.00
C. $100.00
D. $1,000.00

Answer 16

16. C 6-15 6-15

Question 17

17. According to the Workers’ Compensation law, the term “person” means .

A. An individual
B. A partnership
C. A corporation
D. All of the above

Answer 17

17. D 6-76 6-71 §440.02(23)

Question 18

18. No compensation shall be payable if an injury was caused primarily by .

A. Intoxication of the employee
B. The employee being under the influence of a narcotic
C. By the willful intention of the employee to the injure or kill himself
D. All of the above

Answer 18

18. D 6-86 6-75 §440.09(3)

Question 19

19. Which of the following companies would be required to have Worker’s Compensation Insurance?

A. A company that is not in the construction business that leases 2 employees
B. A company in the construction business that hires employees
C. A corporation in the construction business with 2 employees who are both officers of the
corporation and have certificates of election to be exempt
D. A corporation that is not in the construction business with 2 employees who are both officers of
the corporation and have certificates of election to be exempt

Answer 19

19. B 6-5, 6-23 6-5, 6-23

Question 20

20. Which is a requirement for an employee to recover under a compulsory State Workers’
    Compensation Statute?

A. The injury must occur while the employee is engaged in interstate commerce
B. The injury must arise out of and in the course of employment
C. The injury must arise out of the negligence of the employer or fellow employee
D. The injured employee must be a permanent full-time employee

Answer 20

20. B 6-26 6-26

Question 21

21. A contractor required to carry Worker’s Compensation insurance may fulfill the requirements of
    the law by .

A. Obtaining liability insurance at three times the coverage generally required
B. Seeking individual self-insured status through the Department of Labor and Employment Security
C. Obtaining major medical insurance for all employees
D. Obtaining life insurance policies for all employees

Answer 21

21. B 6-9 6-9

Question 22

22. Which activity is considered to be a construction job, as that term is used in the Worker’s
    Compensation Statute?

A. Roof replacement
B. A homeowner’s building of their own premises
C. Well drilling on land containing existing structures
D. Manufacturing of materials used in construction work

Answer 22

22. A 6-6 6-6

Question 23

23. When an injury is caused by the refusal of an employee to use a safety device or to observe a
    safety rule or statute, then .

A. No compensation shall be paid
B. Compensation may be reduced by 10%
C. Compensation may be reduced by 25%
D. Compensation may be reduced by 50%

Answer 23

23. C 6-86 6-75 §440.09(5)

Question 24

24. If a judge of compensation claims determines that an injured employee at the time of an
    accident is a minor, in violation of the child labor laws of Florida, the employer shall, in addition to the
    normal compensation and death benefits, pay such additional compensation as the judge of
    compensation claims may determine. However, the total compensation shall not exceed .

A. $100,000
B. $250,000
C. Double the amount otherwise payable
D. Triple the amount otherwise payable

Answer 24

24. C 6-244 6-151 §440.54

Question 25

25. An Employer not having a drug-testing program shall ensure that at least days elapse between a one-time notice to all employees that a drug-testing program is being implemented and the beginning of actual drug testing. A. Ten B. Thirty C. Forty-five D. Sixty

Answer 25

25. D 6-98 6-81 §440.102(3)(a)(12)(b)