Exam 9 & 10 Flashcards

1
Q

After 1973, journalist David Cay Johnston describes how the U.S. economy “began a long and painful slide backwards.” He lists three causes,

A

the rise of global competition, the decline of american manufacturing, and the growing income inequality

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2
Q

In the U.S. the vast majority’s average income rose above the 1973 level only 4 times.

A
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3
Q

The high level of inequality in the US is problematic because:

A

related to the high rates of mental illness, to high rates of homicide and violent crime. and to inequality is related to high rates of low birth weight. incorrect

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4
Q

Women earn, on average, _______ an hour for each dollar a man earns.

A

.82

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5
Q

What was a reason for the earnings gap between black and white women between 1980 and 2002?

A

They were not equally represented in the job sectors with the most earnings growth

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6
Q

. In studying whether Asian American men experience labor market discrimination, Kim and Sakamoto found native-born Asian American men have an 8% earnings disadvantage when you consider the following EXCEPT:

A

their marriage status

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7
Q

Studies of earnings gap consistently show that about ______ to ______ of this gap cannot be explained by human capital.

A

10-20%

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8
Q

A survey conducted in 2001 found that more than _____ percent of blacks believed they had experienced labor market discrimination.

A

33%

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9
Q
A

Implicit bias

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10
Q

What piece of legislation first used the term, affirmative action?

A

1935 National Labor Relations Act

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11
Q

None

A
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12
Q

After fifty years of affirmative action, African Americans, Latinos, and Asian Americans, there is no longer discrimination True or False:

A

False, continue to experience labor market discrimination

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13
Q

An economy in which a business’ success is both shaped and limited by the racial group membership of the business owner is called a

A

racial enclave economy

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14
Q

In 2010, 13.5 percent of white men were self-employed. Which of the following groups did better than white men?

A

Israelis

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15
Q

None

A
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16
Q

One reason that it is difficult, or even impossible, to simply legislate away discrimination is:

A

Employers may be discriminating unconsciously.

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17
Q

What is an example of a race-neutral program that may help reduce racial disparities?

A

Training programs to get people up to speed and to work in emerging fields. correct

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18
Q

Gaps in labor market and small-businesses are structured by all of the following EXCEPT:

A

lack of business training

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19
Q

What is the ginicoeffient?

A

a measure of inequality with 0 being perfect equality and 100 being perfect inequality.

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20
Q

Today the United States is one of the most unequal countries in the western hemisphere. True or False.

A

True

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21
Q

Where does the US fall in the gini-coefficent?

A

48 (Norway is 23 for example). Compared with similar nations, the US is the most unequal and has the largest gap with the richest and poorest 10%

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22
Q

In any recent year, more than __________ American children lived in a home without enough food for everyone at all times.

A

1 in 5

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23
Q

What was the slogan of the “Occupy Wall Street” movement referring to income disparities?

A

We are the 99%

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24
Q

Who makes the most money over their lifetime with a college education?

A

White men

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25
Q

Four groups had higher earnings than White men.

A

Asian men, asian women, some in speciifc high demand jobs with high paying status, and professional groups such as doctors

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26
Q

From highest to lowest, which groups graduated from high school and immediately enrolled in college?

A

Asians, latinos, whites

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27
Q

Human capital work experience is less for black women than white and hispanic women. True or False

A

True

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28
Q

What does it mean to have unreasoned judgmental inclinations that operate without our conscious awareness?

A

Implicit bias

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29
Q

Are there great differences between asian Americans?

A

for example Indians, mong, etc. have very different salaries. Polenians make more than white women but if you look at the average, there is still disparity.

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30
Q

White men have higher earnings than asian men. True or False.

A

False. Asian American men make more but there is still some prejudice noticed.

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31
Q

Earnings equality is compounded by unemployment rates. Earnings data does include joblessness or underemployment. True or False.

A

False. Earnings data is not included

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32
Q

What is unemployment?

A

a person is not earning an income. They dont have a job and have looked in the last month.

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33
Q

Underemployment means?

A

Jobless workers that are working part time but able to work full time, or those actively seeking employment, and those who have looked for work in the last year.

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34
Q

What impact do incarcerated individuals if they were counted in unemployment rates?

A

It could impact labor inequality and compounded if you are black

35
Q

What is a mechanism of labor market discrimination in which job applicants of different races receive different responses despite similar levels of experience?

A

shifting standards

36
Q

Why do these disparities exist with unequal work standards?

A

Implicit bias

37
Q

What is the shift called from a manufacturing to a service economy.

A

Deindustrialization

38
Q

A market economy that is embedded within interlocking systems of oppression and privilege is called:

A

Embedded market

39
Q

What structural explanations are there for disparity?

A

Deindustrialization, skills match hypothesis, and spatial mismatch hypothesis.

40
Q

What is the skills mismatch hypothesis?

A

Skills are mismatched. Many black people live in areas where there has been a reduction in work. Securing work in the economy don’t match the skills needed

41
Q

What is deindustrialization

A

The average pay has been for low workers has been decreaseing and so the shift from manufacturing to service economy so then there is less need for low skill workers.

42
Q

What is the spatial mismatch hypothesis

A

Location mismatched. black families have been excluded in areas where job growth has occurred and so the job concentration is mismatched.

43
Q

what is a ethnic enclave economy?

A

clusters of people that serve those needs for that race and can be successful because they now each other, they speak the language, and support the culture.

44
Q

What is a racial enclave economy?

A

a business success is shaped and limited by the racial group of the business owner. It can be successful and fail based on market trends and the educational level of the business owner. Based on the race of the business owner.

45
Q

Which Act opened the door for former slaves to acquire land?

A

Southern Homestead Act (SHA)

46
Q

What is wealth?

A

the sum total of a person’s assets minus debt. It is built over a lifetime and passed onto the next generation through inheritance.

47
Q

What year did Congress dismantled the Freedman’s Bureau

A

1872

48
Q

1% of Americans own nearly half of the wealth in the country . True or False

A

True

49
Q

By 1900, ______ of southern black farmers owned their land.

A

25%

50
Q

At first, blacks in urban areas lived ________ whites.

A

in close proximity

51
Q

What is one of the main barriers for the inability for minorities to build wealth and own the home has been because of what?

A

Housing segregation in US cities

52
Q

What is the American dream ideal

A

if you work hard enough, you can achieve anything you want in this life. “pull yourself up from your bootstraps”

53
Q

Which are examples of racial violence deployed to keep blacks out of primarily white neighborhoods?

A

cross burning, window breaking and mobs

54
Q

Most US cities are heavily segregated. True or False

A

True

55
Q

What 3 three patterns led to segregated neighborhoods

A

collective racial violence led by whites, federal housing programs only available to whites, and practices created and reinforced by the real estate industry

56
Q

Kevin Gotham argues that the primary motive for racially restrictive covenants was:

A

economic

57
Q

What was the motivation behind real estate practices that prevented properties being sold to non-whites?

A

It was because investors believed that racially stable all white only neighborhoods would increase in value more than those with other races.

58
Q

In 1948, the Supreme Court declared the real estate policies as what?

A

unenforceable

59
Q

The fair housing act ended all segregation?

A

False. It was in 1968 and made it illegal but realtors found other strategies to prevent black families from moving in.

60
Q

In 2016, the bottom ____ of the population controlled 1.1% of the wealth in the US.

A

50%

61
Q

What is one tactic called where real estate agents use to show white families white neighborhood and black families only black neighborhoods?

A

steering

62
Q

Using five factors, researchers were able to explain ______ of the wealth gap

A

two thirds

63
Q

Whites and blacks with similar income levels tend to have vastly different wealth portfolios. One reason is that:

A

Whites are more likely to have jobs with benefits. correct

64
Q

Which group is well positioned to accumulate wealth over the course of their lives?

A

Married white couples with college educations.

65
Q

Wealth provides a __________

A

safety net for emergencies. correct

66
Q

Between 1933 and 1978, federal government policies enabled over 35 million families to purchase homes in new suburban areas. These families will pass trillions of dollars of wealth to their children through accumulated home equity. Nearly all of these families are:

A

white

67
Q

None

A
68
Q

What is a dissimilarity index?

A

It quantifies to describes the extent to which two groups to see how segregated it is. asks lots of questions about integrations, and segregations.

69
Q

Why do scholars sometimes refer to African Americans in urban areas as hyper segregated

A

It’s because compared to other minorities, African Americans experience way more segregation.

70
Q

What year did Congress dismantle the Freedman’s Bureau

A

1872

71
Q

In Kansas City, residential segregation ________ between 1900 and 1930.

A

tripled

72
Q

What were contractual agreements that prevent the sale or lease of property within an area to nonwhites called?

A

racially restrictive covenants

73
Q

On average, blacks are ___ times more likely than whites to be denied mortgages.

A

2.7

74
Q

What is a pawnshop, payday lender, or check cashing service that charges very high fees and interest rates?

A

predatory lender

75
Q

Which US city has the highest Hispanic/Latino—white segregation index?

A

Springfield Massachusetts

76
Q

Wealth does NOT include which of the following?

A

car

77
Q

Families can have negative wealth if….

A

the total of their debts exceeds the total value of their assets. correct

78
Q

racial segregation is connection with high levels from poverty. True or False.

A

True

79
Q

What are consequences of segregation that come as a consequence of housing inequality?

A

black families in black neighborhoods are unable to build home equity and so they are far behind from white families with wealth accumulation.

80
Q

Blacks were not hit harder during the last recession. True or False.

A

False. Black people were hit harder during the last recession.

81
Q

White people have 10X the wealth as blacks. True or False.

A

True

82
Q

What five factors did Thomas Shapiro, Tatian Mcsadey, Sam Nasuro affects someone’s wealth.

A

years of home ownership, household income, years of unemployment, college education, inheritances and financial support of families.

83
Q

Whites have an easier time building inheritance and that can help perpetuate equality because it passes down through generations. It’s a leg up for many. True or False

A

True

84
Q

Melvin Oliver and Thomas Shapiro proposed assets based social policy. What is that?

A

It is proactive means of narrowing the wealth gap . It was a social policy that may improve some things and help with social policy. The FHA policies set the state for the wealth gap and the US has a responsibility by setting up proactive policies to fix that including structural changes, and investments.