Dwelling Policy

Question 1

Dp-1

Answer 1

The perils covered by dp-1 are fire, Lightning, and internal explosion

Question 2

Extended coverage

Answer 2

Smoke, explosion, windstorm and hail, riot, vehicles, aircraft, volcanic eruption

Question 3

Dp-2

Answer 3

Covers damage by burglars,
falling objects,
weight of snow/ice/sleet,
accidental discharge or overflow of water or steam,
Sudden/accidental tearing apart cracking or bulging of a steam/hot water heating system,
freezing of plumbing heating air condiotion
Sudden accidental damage from artificially generated electrical current
Breakage of glass

Question 4

Dp-3 (special form)

Answer 4

The dwelling and other structures are covered for all direct physical damage on an open peril basis, except for perils specifically excluded by the policy

Question 5

Dwelling coverage

Answer 5

Coverage a - dwelling
Coverage b- other structures
Coverage c- personal prop
Coverage d- fair rent value
Coverage e- additional living expenses

Question 6

Under dwelling policy, the coverage B limit is what percent of coverage A limit?

Answer 6

10%

Question 7

Coverage A

Answer 7

Dwellings and structures attached to the dwelling

Question 8

Coverage b

Answer 8

Other structures separated or detached from the dwelling by the clear space, offense, or utility line

Question 9

Coverage c

Answer 9

Personal prop usual to the occupancy of a dwelling

Question 10

Coverage d

Answer 10

Fair rental value of that part of the described location that is rented to others of the rental unit is unfit for normal use

Question 11

Coverage e

Answer 11

Additional living expenses incurred when a covered Lost makes the unit uninhabitable

Question 12

Under the basic form dwelling policy, the prop removed other coverage covers removed prop for:

Answer 12

5 days