Banking and finance Flashcards
Define “deposit”.
Money placed in bank.
Define “interest rate”.
The cost of borrowing money or an amount paid for deposits.
Define “overdraft”.
An arrangement to spend more than you have in your account.
Define “raise funds”.
To collect financing/money.
Define “issue and underwrite securities”.
To make shares and bonds available for sale, or guarantee to buy them if other buyers don’t.
Define “bonds”.
Securities promising to pay back the investor the borrowed sum plus a fixed amount of interest.
Define “stockbroking”.
Buying and selling stocks and bonds for clients.
Define “portfolio”.
A variety of investments, a collection of securities.
Define “corporate clients”.
Companies as customers.
Define “to bail out”.
To provide government support to an organization to rescue it.
Define “shares”.
Equal units of ownership in a company.
Define “acquisitions and mergers”.
Buying a new company or a part of it, and joining two companies into a new one.
Define “lender of last resort”.
A creditor to other banks when there is none other available.
Translate “kreditiranje”.
Lending.
Translate “zadolževanje”.
Borrowing.
Translate “upnik”.
Lender/creditor.
Translate “dolžnik”.
Debtor.
Translate “bankomat”.
ATM/cash machine.
Translate “trajnik”.
Standing order.
Translate “vezana vloga”.
Time deposit.
Translate “vloga na vpogled”.
Sight deposit.
Translate “gotovinska kartica”.
Cash card.
Translate “prekoračitev stanja na računu”.
Overdraft.
Translate and provide a definition for “porok”.
Guarantor, a person who guarantees with their possessions that the loan will be repaid.
Translate and provide a definition for “hipotekarni kredit, hipoteka”.
Mortgage, a long-term loan to buy a home or some other form of property that buyer repays over a long period, the house or property serves as collateral (security) for the loan repayment.
Translate and provide a definition for “zavarovanje kredita”.
Collateral, anything pledged as security for a loan.
Translate and provide a definition for “obveznost”.
Liability, a financial obligation.
Translate and provide a definition for “obrok”.
Instalment, an annuity or a part payment of a loan.
Translate and provide a definition for “glavnica”.
Principal, amount of loan not including interest.
Translate and provide a definition for “obresti”.
Interest, the cost of borrowing, what the bank charges for lending.
Translate and provide a definition for “odplačevati posojilo”.
Service a loan, make regular payments related to a loan.
Translate and provide a definition for “kreditna sposobnost, boniteta”.
Credit worthiness or rating, the ability to service/pay one’s debts.
Translate and provide a definition for “zadolženost”.
Indebtedness, debt, anything owed.
Translate and provide a definition for “kreditni krč”.
Credit crunch, a decline in lending activity brought on by a sudden shortage of funds.
Translate “varčevalni ukrepi”.
Austerity measures.
Translate “odkup banke s strani države”.
Bailout.
Translate “poslovna banka”.
Commercial bank.
Translate “banka za poslovanje z občani”.
Retail bank.
Translate “banka za poslovanje s podjetji”.
Wholesale bank.
