Unit 3 Applications of ICT (Ch 12) Flashcards
What is EFT?
Electronic Funds Transfer
Customers pay for goods using credit or debit cards online; Money electronically transferred.
What is EFTPOS?
Electronic Funds Transfer Point of Sale
Pay for goods on terminal used at checkout.
Computer including barcode scanner + chip and pin terminal
What does a barcode consist of?
Digits encoded as a series of light and dark vertical bars of varying width.
- country code, manufacturer code, product code + check digit
What happens when a barcode is scanned at an EFTPOS terminal?
Barcode scanner reads barcode, barcode sent to server, computer searches stock file using barcode, when found, product price + description shows up, stock level updated + price + description printed on receipt.
What is a smart card?
Credit/debit card that contains an embedded microchip. Authenticated using a PIN.
What is a PIN?
Personal Identification Number
What happens when a smart card is used?
Card placed in a chip + PIN terminal
Terminal access contents of chips, prompting PIN entry
Entered PIN checked against PIN on card
If they match, transaction is complete
What can customers do at an ATM?
Withdraw cash, order bank statement, order new cheque book, obtain account balance, print mini-statement + lodge a bank cheque.
What is an ATM?
Automatic Teller Machine
What can a customer do thanks to online banking?
View recent transactions, search for particular transactions, pay bills online, transfer money between accounts, set up direct debit payments + view bank statements online.
3 advantages of ATMs?
Banks need fewer employees - reduced staff wages
Customers have 24/7 access to their accounts
Customers don’t have to carry large amounts of cash
What is E-commerce?
Selling goods or services over the internet.
4 ways of paying for goods + services?
Cash - ATM, smaller items
Plastic cards - Convenient, large reg purchases
Cheques - pay bills by post
Direct Debits/Standing Orders - reg monthly/annual payments
How are ATMs connected to their bank?
How do ATMs work?
Wide Area Network (WAN)
Read magnetic strip on card, connect to bank database and show options.
How do credit cards work?
Allow users to make purchases and draw cash up to a certain amount. Receive monthly statement showing purchases. Can pay off all or part w/interest on money they owe.
How do debit cards work?
Connected to bank account. Used to withdraw money from ATMs.
How do loyalty cards work?
Promote customer loyalty by awarding points that can be used for rewards or discounts.
How do store cards work?
Allow customers to make purchases on credit. Similar to credit card but in 1 store.
How can plastic cards be used:
- Telephone/Internet
- Checkout/ATM
- Cardholder name, card number + expiry date
- Electronically. Account number, PIN, bank sort code, credit limit, amount withdrawn.
Advantages of E-Commerce? (5)
Increase in postal staff + programmers Mobility issues not a problem Wider range of products Cheaper goods/services Product reviews available
Disadvantages of E-Commerce? (4)
Traditional shops may have to close
Easier for criminals to get credit card details
Interact with computers, not people
Gap between rich + poor increases
Advantages of Online Banking? (4)
Can check balance 24./7
Transactions in comfort of own home
Efficient
Can easily transfer funds
Disadvantages of Online Banking? (3)
Fewer staff in banks + banks close
Easier for criminals to get card details
Fraud + counterfeit cards
What are the 3 most common areas involving plastic card fraud?
Cards being lost/stolen, cards being copied (counterfeit) and payments made over phone/internet where card is not present.
What should someone do if they realise their card has been lost/stolen?
Contact bank/credit card company + have it registered as lost so it cannot be used.
How can plastic cards be made more secure?
Small hologram image on back - hard to copy
Tiny circuit containing processor + memory, will replace magnetic strip.
What is a computer control?
A computer control system uses sensors as input devices, to measure a physical quantity.
- Light sensors for light intensity
- Temp sensors to measure temp changes
- Sound sensors to measure noise level
What is data logging?
Automatic collection of data over a period of time and then processed at a later date.
What does data logging involve?
Automatic capture + storage of data without human intervention.
Collection of data at regular time intervals, without human supervision.
Storing data over a period of time and analysing it with special software.
24/7
When is ICT used in education?
MIDI equipment for learning + producing music
DVD technology for interactive films
Special educational needs
Science + Technology courses - data logging
LANs, WANs, and VLEs in education?
School LAN can be linked to WAN for internet access. Virtual Learning Environment allows teacher to access pupil work progress + attendance record.
Explain Analogue-to-digital conversion?
Computers can only process digital signals and these physical measurements are analogue signals so they must be converted.
An interface called an ADC is used to convert it.
Describe the difference in analogue and digital signals?
Analogue data can be described as having a continuously varied voltage whilst digital signal has a digital/binary pulse (discrete values)
What is feedback?
When computer systems can monitor their own activity through controlling the outputs according to the inputs.
What do computer controlled devices in homes include?
Examples?
What does it do?
A microprocessor (embedded computer)
Washing machines, burglar alarms, TVs, DVD players.
Controls input + output devices + processes inputs received.
Give examples of computer controlled traffic systems?
Traffic lights, parking, congestion charges + car speeding
What 4 things do greenhouses need sensors to measure?
Temperature, light, humidity, dampness of soil.
How does a light (other name) sensor work in a computer controlled system?
Light Dependent Resistor
When natural light falls = turn on lights.
Too sunny = close blinds
How does a temp sensor work in a computer controlled system?
Lower + Upper limits programmed
Above max = heaters off/windows open
Below max = heaters on/windows closed