Unit 18 Key Terms Flashcards
A complaint from HUD may be heard by ____.
Administrative Law Judge ALJ
Prohibits discrimination in employment and public accommodations.
Americans with Disabilities Act ADA
The act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have some sort of negative impact on property values.
BLOCKBUSTING
The federal government’s effort to end discrimination in the provision of housing began with the passage of this____. The law prohibits discrimination based on race.
CIVIL RIGHTS ACT OF 1866
The resolution of a complaint by obtaining assurance that the person against whom the complaint was filed will remedy any violation that may have occurred. If necessary these agreements can be enforced by civil action.
CONCILIATION
A
Department of Housing and Urban Development (HUD)
Prohibits discrimination in housing based on race, color, national origin, religion, sex, familial status or disability.
Fair Housing Act
FHA that was amended in 1988 that prohibits housing discrimination.
Fair Housing Amendments Act
Provides that certain properties can be restricted to occupancy by older persons.
Housing for Older Persons Act HOPA
The practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the economic qualifications of the applicants. This practice is also a major contributor to the deterioration of older neighborhoods.
Redlining
The channeling of the home-seekers to particular neighborhoods or discouraging potential buyers from considering some areas.
Steering
Was signed into law in April 11, 1968 by President Lyndon B Johnson, known as FHA.
Title VII of the Civil Rights Act of 1968
