TRICARE STATESIDE GUIDE Flashcards
WHAT DETERMINES ELIGIBILITY FOR TRICARE AND WHERE IS IT SHOWN?
ELIGIBILITY FOR TRICARE IS DETERMINED BY THE SERVICES AND SHOWN IN THE DEFENSE ENROLLMENT ELIGIBILITY REPORTING SYSTEM (DEERS).
ACCORDING TO TRICARE STATESIDE GUIDE, WHAT IS DEERS?
DEERS IS A DATABASE OF SERVICE MEMBERS AND DEPENDENTS WORLDWIDE WHO ARE ELIGIBLE FOR MILITARY BENEFITS.
IN ORDER TO USE TRICARE, YOU MUST FIRST DO WHAT?
TO USE TRICARE, FIRST MAKE SURE YOUR DEERS RECORD ISUP TO DATE AT WWW.DMDC.OSD.MIL/MILCONNECT.
WHAT DOES THE TRICARE STATESIDE GUIDE DESCRIBE?
THIS HANDBOOK DESCRIBES THE HEALTH CARE, DENTAL, AND PHARMACY OPTIONS TRICARE OFFERS. THESE OPTIONS DIFFER IN TERMS OF THE PROVIDERS YOU SEE, HOW YOU GET CARE, COSTS, AND WHETHER YOU FILE CLAIMS.
WHAT SERVICES ARE GENERALLY COVERED BY ANY TRICARE OPTION? WHAT ABOUT COPAYMENTS?
GENERALLY, YOU HAVE TH ESAME COVERED SERVICES, INCLUDING PREVENTIVE, METNAL HEALTH, MATERNITY, AND PHARMACY SERVICES WITH ANY TRICARE PROGRAM OPTION. COPAYMENTS AND/OR COST-SHARES MAY APPLY FOR CERTAIN COVERED SERVICES DEPENDING ON YOUR PROGRAM OPTION AND BENEFICIARY STATUS.
CONCERNING TRICARE, WHERE IS A FULL LIST OF COVERED SERVICES?
FOR A FULL LIST OF COVERED SERVICES, GO TO WWW.TRICARE.MIL/COVEREDSERVICES. FOR COSTS, GO TO WWW.TRICARE.MIL/COSTS
HOW DOES TRICARE COMPARE WITH THE MINIMUM ESSENTIAL COVERAGE REQUIREMENT UNDER THE AFFORDABLE CARE ACT?
TRICARE MEETS THE MINIMUM ESSENTIAL COVERAGE REQUIREMENT UNDER THE AFFORDABLE CARE ACT.
CONCERNING TRICARE, WHAT HAPPENS BEGINNING JAN. 1, 2019?
DUE TO TAX LAW CHANGES, BEGINNING JAN. 1, 2019, MINIMUM ESSENTIAL COVERAGE IS NO LONGER REQUIRED. AN INTERNAL REVENUE SERVICE FORM 1095 FROM YOUR PAY CENTER EACH JANUARY LISTING THE COVERAGE YOU HAD DURING THE PREVIOUS TAX YEAR.
ACCORDING TO THE TRICARE GUIDE, WHAT DOES TEH AFFORDABLE CARE ACT REQUIRE?
THE AFFORDABLE CARE ACT REQUIRES THAT INDIVIDUALS MAINTAIN HEALTH INSURANCE OR OTHER HEALTH COVERAGE IN 2018 THAT MEETS THE DEFINITION OF MINIMUM ESSENTIAL COVERAGE. MOST TRICARE PLANS MEET THIS REQUIREMENT. YOU CAN FIND OTHER HEALTH CARE COVERAGE OPTIONS AT WWW.HEALTHCARE.GOV.
WHAT ARE THE TRICARE OPTIONS FOR NATIONAL GUARD AND RESERVE?
NATIONAL GUARD AND RESERVE. QUALIFIED NON-ACTIVE DUTY MEMBERS OF THE SELECTED RESERVE ADN RETIRED RESERVE. SPONSOR AND FAMILY MEMBER OPTIONS:
-TRICARE RESERVE SELECT
-TRICARE RETIRED RESERVE
-TRICARE YOUNG ADULT
(SEE THE TRICARE CHOICES FOR NATIONAL GUARD AND RESERVE HANDOOK FOR MORE INFORMATION AT WWW.TRICARE.MIL/PUBLICATIONS).
WHAT ARE THE THREE SPONSOR STATUSES LISTED IN THE TRICARE STATESIDE GUIDE?
- ACTIVE DUTY - INCLUDES NATIONAL GUARD AND RESERVE MEMBERS CALLED OR ORDERED TO ACTIVE DUTY FOR MORE THAN 30 DAYS FOR A PREPLANNED MISSION OR IN SUPPRT OF A CONTINGENCY OPERATION.
- SEPARATED FROM SERVICE - NON-RETIREMENT
- RETIRED
WHERE IS UP-TO-DATE COST INFORMATION FOUND?
FOR UP-TO-DATE COST INFORMATION FOR ALL TRICARE PROGRAM OPTIONS, SEE THE COSTS AND FEES SHEET AT WWW.TRICARE.MIL/PUBLICATIONS OR GO TO WWW.TRICARE.MIL/COSTS.
WHAT ARE THE TRICARE SPONSOR OPTIONS FOR THE ACTIVE DUTY SPONSOR?
TRICARE PRIME AND TRICARE PRIME REMOTE (TPR)
WHAT ARE THE TRICARE FAMILY MEMBER OPTIONS FOR THE ACTIVE DUTY SPONSOR?
- TRICARE PRIME
- TRICARE PRIME REMOTE
- US FAMILY HEALTH PLAN (USFHP) (DEPENDING ON LOCATION)
- TRICARE SELECT
- TRICARE YOUNG ADULT (TYA)
- TRICARE FOR LIFE (TFL) (IF ENTITLED TO MEDICARE PART A AND HAVE MEDICARE PART B)
WHAT ARE THE TRICARE SPONSOR OPTIONS FOR THE SEPARATED (NON-RETIREMENT) SPONSOR?
SPONSOR AND FAMILY MEMBER OPTIONS:
AFTER SEPARATING FROM SERVICE (NON-RETIREMENT), THE SPONSOR AND FAMILY MEMBERS LOSE TRICARE ELIGIBILITY. HOWEVER, YOU MAY QUALIFY FOR A PERIOD OF CONTINUED COVERAGE UNDER THE:
-TRANSITIONAL ASSISTANCE MANAGEMENT PROGRAM (TAMP)
-CONTINUED HEALTH CARE BENEFIT PROGRAM (CHCBP)
WHAT ARE THE TRICARE SPONSOR OPTIONS FOR THE RETIRED SPONSOR?
SPONSOR OPTIONS:
- TRICARE PRIME
- USFHP (DEPENDING ON LOCATION AND AGE)
- TRICARE SELECT
- TFL (IF ENTITLED TO MEDICARE PART A ANED HAVE MEDICARE PART B)
WHAT ARE THE TRICARE FAMILY MEMBER OPTIONS FOR THE RETIRED SPONSOR?
FAMILY MEMBER OPTIONS:
- TRICARE PRIME
- USFHP (DEPENDING ON LOCATION AND AGE)
- TRICARE SELECT
- TYA
- TFL (IF ENTITLED TO MEDICARE PART A AND HAVE MEDICARE PART B)
UNDER WHAT CONDITIONS IS A MILITARY MEMBER OR FAMILY MEMBER OF A MILITARY MEMBER AUTOMATICALLY ENROLLED IN A TRICARE PROGRAM?
IF YOU ARE AN ADSM, A FAMILY MEMBER OF A NEW ADSM, A NEW FAMILY MEMBER OF A CURRENT ADSM, OR YOUR MILITARY SPONSOR HAS BEEN CALLED TO ACTIVE DUTY, YOU WILL BE AUTOMATICALLY ENROLLED IN TRICARE PRIME IF YOU LIVE IN A PSA. OTHERWISE ADFMS WILL BE AUTOMATICALLY ENROLLED IN TRICARE SELECT. ADSMS MUST REMAIN ENROLLED IN TRICARE PRIME. ALL OTHERS AUTOMATICALLY ENROLLED HAVE 90 DAYS TO CHANGE ENROLLMENT IF ELIGIBLE FOR OTHER TRICARE PLANS. YOU MAY ALSO BE ELIGIBLE TO ENROLL IN THE USFHP IF YOU LIVE IN AN AREA WHERE THE PLAN IS OFFERED.
HOW DOES THE TRICARE STATESIDE GUIDE DEFINE TRICARE PRIME?
TRICARE PRIME IS A HEALTH CARE OPTION FOR ACTIVE DUTY SERVICE MEMBERS (ADSM’S), RETIREES, FAMILY MEMBERS, AND CERTAIN OTHERS. IT IS SIMILAR TO A MANAGED-CARE OR HEALTH MAINTENANCE ORGANIZATION OPTION, WHIHC MEANS YOUR ACCESS TO SPECIALTY CARE IS MANAGED BY YOUR PRIMARY CARE MANAGED (PCM).
WHAT ARE THE OTHER TRICARE PRIME OPTIONS?
- TRICARE PRIME REMOTE (TPR) - TPR, A TRICARE PRIME OPTION FOR ADSM’S LIVING AND WORKING IN REMOTE LOCATIONS (OUTSIDE OF A PSA) AND THEIR FAMILY MEMBERS.
- U.S. FAMILY HEALTH PLAN (USFHP, A TRICARE PRIME OPTION WHERE CARE IS PROVIDED THROUGH NETWORKS OF COMMUNITY-BASED, NOT-FOR -PROFIT HEALTH CARE SYSTEMS IN SIX ARES OF THE U.S. FOR MORE INFORMATION, GO TO WWW.TRICARE.MIL/USFHP..
HOW DOES ONE QUALIFY FOR A TRICARE PRIME OPTION?
TO GET TRICARE PRIME, YOU MUST LIVE IN A PSA. YOU MAY ALSO GET TRICARE PRIME IF YOU LIVE WITHIN 100 MILES OF AN AVAILABLE PCM AND WAIVE YOUR DRIVE-TIME ACCESS STANDARDS. TO FIND OUT IF YOU LIVE IN AN AREA WHERE YO UCAN GET TRICARE PRIME, GO TO WWW.TRICARE.MIL/PSA. FOR MORE INFORMATION ABOUT DRIVE-TIME ACCESS STANDARDS, GO TO WWW.TRICARE.MIL/PRIMEACCESS. TPR IS AN OPTION FOR ADSM’S AND ACTIVE DUTY FAMILY MEMBERS (ADFM’S) LIVING AND WORKING IN REMOTE AREAS.
WHAT ACTION MUST BE TAKEN TO ENROLL IN A TRICARE PRIME OPTION?
- ADSM’S MUST USE TRICARE PRIME OR TPR
- ADFM’S CAN CHOOSE TO ENROLL IN TRCARE PRIME, TPR, OR USFHP, OR TRICARE SELECT.
- RETIREES AND RETIREE FAMILY MEMBERS MAY ENROLL IN TRICARE PRIME OR USFHP. IF NEITHER IS AVAILABLE, YOU CAN ENROLL IN TRICARE SELECT.
- **YOU CAN ONLY ENROLL IN OR CHANGE ENROLLMENT TO TRICARE PRIME (IF YOU LIVE IN A PSA) FOLLOWING A QUALIFYING LIFE EVENT (QLE) OR DURING THE ANNUAL FALL TRICARE OPEN SEAASON.
WHAT ARE THE THREE OPTIONS TO ENROLL IN A TRICARE PRIME PROGRAM?
YOU HAVE THREE OPTIONS TO ENROLL IN A TRICARE PRIME PROGRAM:
- USE THE BENEFICIARY WEB ENROLLMENT WEBSITE AT WWW.DMDC.OSDD.MIL/APPJ/BWE
- CALL YOUR REGIONAL CONTRACTOR
- SUBMIT A TRICARE PRIME ENROLLMENT, DISNEROLLMENT, AND PRIMARY CARE MANAGER (PCM) CHANGE FORM (DD FORM 2876) TO YOUR REGIONAL CONTRACTOR. YOU CAN FIND THIS FORM AT WWW.TRICARE.MIL/FORMS.
WHAT DOES THE TRICARE STATESIDE GUIDE DEFINE AS A QUALIFYING LIFE EVENT?
QUALIFYING LIFE EVENT. A CERTAIN CHANGE IN YOUR LIFE, SUCH AS MARRIAGE, BIRTH OF A CHILD, OR RETIREMENT FROM ACTIVE DUTY, WHICH MAY MEAN DIFFERENT TRICARE OPTIONS ARE AVAILABLE TO YOU . A QLE OPENS A 90 DAY PERIOD FOR YOU TO MAKE ELIGIBLE ENROLLMENT CHANGES. A QLE FOR ONE FAMILY MEMBER MEANS ALL FAMILY MEMBERS MAY MAKE ENROLLMENT CHANGES. TO LEARN MORE, VIST WWW.TRICARE.MIL/LIFEEVENTS.
WHAT DOES THE TRICARE STATESIDE GUIDE DEFINE AS TRICARE OPEN SEASON?
TRICARE OPEN SEASON. THE ANNUAL PERIOD WHEN YOU CAN ENROLL IN OR CHANGE YOUR HEALTH CAREE COVERAGFE PLAN FOR THE FOLLOWING YEAR. TO ELARN MORE, VISIT WWW.TRICARE.MIL/OPENSEASON.
WHEN ENROLLED IN A TRICARE PRIME OPTION, FROM WHOM DOES MOST OF YOUR ROUTINE CARE COME FROM?
WHEN YOU ENROLL IN A TRICARE PRIME OPTION, YOU WILL GET MOST OF YOUR ROUTINE CARE FROM AN ASSIGNED OR SELECTED PCM.
WHAT DOES THE TRICARE STATESIDE GUIDE DEFINE AS A PCM?
-AT A MILITARY HOSPITAL OR CLINIC
-A CIVILIAN TRICARE NETWORK PROVIDER
-A PRIMARY CARE PROVIDER UNDER USFHP
REFERALS AND PRIOR AUTHORIZATIONS MAY BE REQUIRED FOR CERTAIN SERVICES. FOR SPECIFIC INFORMATION, VISIT WWW.TRICARE.MIL/APPOINTMENTS
WHAT DOES THE TRICARE STATESIDE GUIDE DEFINE ENROLLMENT COSTS?
ADSM’S, ADFM’S, AND TRANSITIONAL SURVIVORS (SURIVIVING SPOUSES DURING THE FIRST THREE YERS AND SURVIVIING DEPENDENT CHILDREN) HAVE NO ENROLLMENT COSTS. RETIREEES, THEIR FAMILIES, AND OTHERS PAY YEARLY ENROLLMENT FEES. FOR COST DETAILS, GO TO WWW.TRICARE.MIL/COSTS.
ACCORDING TO THE TRICARE STATESIDE GUIDE, DO ADSM’S HAVE OUT-OF-POCKET COSTS?
ADSM’S HAVE NO OUT-OF-POCKET COSTS FOR COVERED HEALTH CARE SERVICES FROM A PCM, OR WITH THE APPROPRIATE REFERRAL AND PRIOR AUTHORIZATION.
ACCORDING TO THE TRICARE STATESIDE GUIDE, DO ADFM’S HAVE OUT-OF-POCKET COSTS?
ADFM’S HAVE NO OUT-OF-POCKET COSTS FOR COVERED HEALTH CARE SERVICES FROM A NETWORK PROVIDER IN THEIR ENROLLED TRICARE REGION, OR WITH THE APPROPRIATE REFERRAL AN PRIOR AUTHORIZATION.
ACCORDING TO THE TRICARE STATESIDE GUIDE, DO RETIREES HAVE OUT-OF-POCKET COSTS?
RETIREES PAY COPAYMENTS OR COST-SHARES FOR COVERED HEALTH CARE SERVICES FROM NETWORK PROVIDERS IN THEIR ENROLLED TRICARE REGION. WHEN FOLLOWING THE RULES OF THE TRICARE PRIME PROGRAM OPTION, OUT-OF-POCKET COSTS ARE LIMITED TO THE CATASTROPHIC CAP AMOUNT FOR THAT CALENDAR YEAR (JAN. 1-DEC. 31). FOR MORE INFORMATION, SEE WWW.TRICARE.MIL/COSTS.
ACCORDING TO THE TRICARE STATESIDE GUIDE, HOW DOES THE A NON-ADSM SEE A DIFFERENT, BUT TRICARE-AUTHORIZED, PROVIDER?
THE POINT-OF-SERVICE (POS) OPTOIN ALLOWS NON-ADSMS TO SEE ANY TRICARE-AUTHORIZED PROVIDER WITHOUT A REFERRAL. THIS MEANS YOU PAY MORE MONEY UP FRONT TO GET NONEMERGENCY HEALTH CARE FROM ANY TRICARE-AUTHORIZED PROVIDER WITHOUT A REFERREAL. COSTS YOU PAY UNDER THE POS OPTION DON’T COUNT TOWARD YOUR YEARLY CATASTROPHIC CAP. FOR MORE INFORMATION, GO TO WWW.TRICARE.MIL/POINTOFSERVICE.
WITH TRICARE PRIME, HOW DO REFERRALS WORK?
WHEN YOUR PRIMARY CARE MANAGER (PCM) SENDS YOU TO ANOTHER PROVIDER FOR CARE. IF YOU HAVE TRICARE PRIME ADN SEE A PROVIDER OTHER THAN YOUR PCM FOR NONEMERGENCY CARE WITHOUT A REFERRAL YOU WILL PAY MORE. CERTAIN, SUCH AS THE COMPREHENSIVE AUTIS CARE DEMONSTRATION, REQUIRE A REFERRAL AND CONTINUED AUTHORIZATIONS.
CONCERNING TRICARE PRIME, HOW IS PRIOR AUTHORIZATION DEFINED?
A REVIEW OF A REQUESTED HEALTH CARE SERVICE DONE BY YOUR REGIONAL CONRACTOR TO SEE IF THE CARE WILL BE COVERED BY TRICARE. CHECK FOR SERVICES THAT NEED PRIOR AUTHORIZATION BY GOING TO WWW.TRICARE.MIL OR YOUR REGIONAL CONTRACTORS WEBSITE.
ACCORDING TO THE TRICARE STATESIDE GUIDE, HOW IS THE CATASTROPHIC CAP DEFINED?
CATASTROPHIC CAP - THE MOST YOU OR YOUR FAMILY WILL PAY FOR COVERED HEALTH CARE SERVICES EACH CALENDAR YEAR.
ACCORDING TO THE TRICARE STATESIDE GUIDE, HOW IS ENROLLMENT FEE DEFINED?
ENROLLMENT FEE - THE YEARLY FEE THAT RETIREES, THEIR FAMILIES, ADN SOME OTHERS PAY WHILE IN TRICARE PRIME.