Brainscape's Knowledge GenomeTM

Browse over 1 million classes created by top students, professors, publishers, and experts.


See full index

ALU-101 > selected avocation, professional sports, and occupations > Flashcards

selected avocation, professional sports, and occupations Flashcards

You may prefer our related Brainscape-certified flashcards:
Physics 101 flashcards Psychology 101 flashcards Chemistry 101 flashcards Biology 101 flashcards Organic Chemistry 101 flashcards Sociology 101 flashcards
1
Q

what is the principal risk of avocation and occupational risks?

A

accidental death

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

what should be included in the u/w assesment of avocational risks?

A
  1. trainning requirement
  2. health/age/physical requirement
  3. equipement requirement
  4. level of expertise
  5. frequency
  6. location
  7. impact of multiple avocations and hazardous acitivites
  8. mortality rates and causes.
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

what is the most common rating used in assesing the extra-premiums risks associated with avocation and occupations

A

flat extras - the risl doesnt change with age or gender of the insurere.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

what sources are available to an u.w when gathering informaiton regarding avocations?

A
  1. application
  2. acovation supplement/questionnaire
  3. inspection report
  4. underwriting manual
  5. internet, specialty publications, government databases, trade journals, other
  6. APS
  7. information from the producer/agent
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

what are the 3 types of diving?

A
  1. snorkeling
  2. free diving
  3. scuba diving
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

what is free diving?

A

no compressed air
can swim upto 100 feet deep (master certification)
can involve weights and go upto 230 feet deep
>not very comon

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

what is scuba diving?

A

involves use of specialized equipement to help remain submerged for a long time.
> comon

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

what is firm figured of scuba diving difficult to come accross?

A

records are kept voluntary and no single governing body for the sport.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

why is it dificult to asses a certified scuba diver and linked fatalities

A
  1. some dive uncertified
  2. some are certified but never dive
  3. some hold as many as 25 certificates, which results statistically as 25 divers.
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

there are many training program facilities to train scuba diving. What organizations run the training center in north america

A
  1. PADI- trains 2/3 divers
  2. NAUI
  3. YMCA
  4. HSA
  5. international association of nitrox and technical divers.
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

what are the most common cerftificates held by amature recreational divers

A
  1. student driver
  2. open water diver
  3. advanced open water diver.
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

what are the general physical requirements for divers? (as they do vary between organizations)

A 
swim 200 yards
open eyes underwater, 
hold breath
float for 10 mins
and swim underwater for 15 yards
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

what is the DAN and its purpose?

A

an international organization dedicated to keeping diving safety records (accidents and fatalities)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

when do the majority of fatal diving accidents take place?

A

during recreational dives for pleasure purposes.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

what is decompression accidents?

A

when divers come up to the surface from a deep dive too quickly. the air saturates the body under the pressure, during ascent air can suddenly erupt and expand explosively causing gas embolisms and pulmonary pneumothorax

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

what is nitrogen narcosis?

A

when divers dive too deeply and stay down too long, the nitrogen, and carbon dioxide have toxic effects, and cause hallucinations (the divers take off their masks and drown)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
17
Q

what is a rec-tech diver

?

A

divers who descend to depths beyond their technical tranning, they have poorer scuba safety records.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
18
Q

what are the most common chronic health disorders or habits present in people who die diving?

A
  1. smoking
  2. HTN/heart disease
  3. diabetes
  4. allergies
  5. asthma
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
19
Q

what are additional common chronic health disorders that contraindicate diving?

A
  1. anemia
  2. stroke
  3. depression
  4. epilepsy
  5. obesity
  6. valvular heart disease
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
20
Q

what are the 3 most common acute health conditions found in people who die diving?

A
  1. recent alcohol/drug use
  2. recent orthopaedic injury
  3. hangover and seasickness
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
21
Q

what are some causes of death in terms of drowning during scuba diving?

A 
drowning (60% of fatalities) >eg
running out of compressed air, 
entranglement 
air embolism
narcosis
panic*
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
22
Q

Name 8 major organizations operating on a national level to organize automotive racing?

A
  1. ARCA
  2. CASCAR
  3. IRL
  4. IMSA
  5. NASCAR
  6. NHRA
  7. SCCA* larges number of partidipants
  8. USAC
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
23
Q

name the 12 categories of automotive raving

A
  1. single-seater racing
  2. touring car racing
  3. production car racing
  4. one-make, or single marque championships
  5. stock car racing
  6. rallying or rally racing
  7. targa
  8. drag
  9. sports car
  10. off-road racing
  11. kart racing
  12. historical racing
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
24
Q

mortality rates for auto racing are influenced by what factors?

A
  1. speed.
  2. vehicle design and safety features
  3. fuel type
  4. driver experience, age and health,
  5. track and track conditions.
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
25
Q

What is the most common cause of death in automotive racing?

A

collision with another racing participant or track structure.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
26
Q

What percent of reported motorcycle accident results in injury or death?

A

80% (compared to the 20% in automotive)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
27
Q

what are sanctioning organizations for motorcycle rating?

A

FIM (98% of the national associations).

AMA

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
28
Q

wha are the 2 broad categories of events with several subgroups of racing?

A

tarmac (asphalt)

off road

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
29
Q

what are the the 5 types of tarmac raving?

A
  1. road racing, (circuits)
  2. grand prix (3 classes categories by engine size)
  3. supersport and superbike racing
  4. endurance racing
  5. drag racing and sprints
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
30
Q

what are the 8 types of off road racing?

A
  1. motorcross (MX)
  2. supercross (SX)
  3. enduro and cross-country
  4. hare scramble
  5. freestyle motorcross competition
  6. cross country events
  7. track racing
  8. hill climbing
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
31
Q

what affects mortality rates of motorcycle sport?

A
  1. speed
  2. engine size
  3. driver age/ experience and health
  4. amateur or professional status
  5. frequency of participation
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
32
Q

what should an u/w be aware of in terms of motorcycle sport risks?

A

limits, abilities, and maturity of participants.

33
Q

what is skydiving or parachuting?

A

defined as a sport utilizing a canopy that slows the descent of an individual who has jumped from a plan, a tall structure, or a natural formation.

34
Q

What is B.A.S.E jumping?

A

is parachute jumping from natural formations or artificial structures. ( BASE stands for, Building, antenna, Span, and earth. ) its more dangerous d/t lower landing sites.

35
Q

whwat are the major sanctioning body for parachuting in the ys and in canada? (2 different ones)

A
  1. US = USPA

2. CAN = CSPA

36
Q

there are 400 training centers in the US and 55 in CAN. How are sky divers trained?

A
  1. class room techniques
  2. tandem trainning-
  3. static line training
  4. instructor assisted deployment
  5. accelerated free fall
  6. vertical wind tunnel trainning.
37
Q

what organizations provide support to older jumpers (as it is more commen for males under 49)

A
  1. POPS
  2. SOS
  3. JOS
38
Q

how many people skydive in the US every year? and how many fatalities?

A

300K.

18 fatalities,

39
Q

how many deaths are there per yeal?

A

1 per 1000 dedication participants.

40
Q

what is the major cause of mortality during sky diving?

A

poor judgement, inadequate equipment, preperation and maintenance.

41
Q

what are the major causes of fatality and their stats?

A
  1. collisions (11%)
  2. improper landing technique (35%)
  3. parachute not deployed or deployed to early (6%)
42
Q

what is hang glidding?

A

a non-motorized foot-launched wing with a rigid frame.

- faster and more distance

43
Q

what is a paraglider?

A

non-motorized foot-launched inflatable wing that maintains its shape through air pressure alone.
-slower, tight turns, will stay aloft in lighter wind/updraft conditionts

44
Q

what are some physical requirements for a hang glidder?

A

lift and balance the 45-70 lbs glider,

run down a slop with it at a moderate to fast jogging speed.

45
Q

how are desginations for paragliding and glidding issued?

A

thorugh completion of classroom instruction, supervised flights, accumulated airtime, written examnintation and flight tests.

46
Q

what are the mortality stats of hang glidding?

A

8-11 fatalities per year, in US and CAN. 1 per 1000 participants.

47
Q

what is the most frequent mishap experienced by hang glider pilots?

A

collisions with tress, power lines, and other structures. most dangerous phase of flight is landing.

48
Q

what is the mortality stats of paragliding?

A

4 per year, 1.37 per 100 participants.

49
Q

what is the most frequent cause of paragliding accidents?

A

flying too close to the ground and collision. power lines are killers.

50
Q

what are the 5 levels of mountain climbing?

A
  1. trail hiking
  2. rock climbing
  3. ice climbing
  4. buildering
  5. mountaineering
51
Q

what are the 9 categories of rock climing?

A
  1. top roping
  2. rappelling
  3. bouldering
  4. traditional climbing
  5. sport climbing
  6. aid climbing
  7. big-wall climbing
  8. free climbing
  9. free soloing.
52
Q

is there a sanctioning body for north american mountrain climbing?

A

no, there are many schools, cliubs, and guice companies.

53
Q

what are the mortality statistics of mountain climbing?

A

26 fatalities in US

6 fatallities in CAN

54
Q

the most immediate cause of death is a slip, or fall- or icefall and rockslide. What are the most common contributory causes of death?

A
  1. climbing without safety rope
  2. climber exceeds his or her ability
  3. inadequate equipment or clothing
  4. inadequate or no use of fall protection hardware.
55
Q

where do most mountain climbing accidents occur (geographically?)

A

US : pacific northwest, northern atlantic region, california, and colorado.
CAN: alberta and BC

56
Q

what is heli-skiing?

A

extreame skiing, involves being dropped at or near the top of a mountain by helicopter.

57
Q

what should an u/w ask in terms of assessing an heli-skiier?

A

location of activity, extent of the trip.

the main risk is the avalanche during decent of the mountain

58
Q

what is cat skiing?

A

back-country, to remote locations by snowcat (for the private skiier)

59
Q

who are normaly killed in the 11 avalanches (Average) per year?

A

young makes, in twenties, during country skiing adventures.

60
Q

when are avalanches common to occur?

A
  1. occur when weather is good and skies are clear
  2. triggers by victims or members of same party
  3. start at or above tree line
61
Q

what is the cause of death (in known cases) during an avalanche?

A

68% asphyxiate

32% trauma

62
Q

what are 4 contributing factors to avalanche accidents?

A
  1. lack of trip peperation
  2. failure to gather snow stability informaiton before travelling
  3. poor preperation for search an rescue options
  4. human factors- not travelling in groups, thrill seekers,
63
Q

what is the main concern for professional sport athletes?

A

behaviours- drug use, alcohol, and violence.

64
Q

athletes have an overall mortality rate of 86%, compared to standard 100%. what are com reasons?

A
  1. more violent deaths, (auto accidents, drowning, homicides)
  2. death races
  3. most deaths occur off scene.
65
Q

what are some precautions insurance companies will take when offering coverage to pro-athletes?

A
  1. limit amount of coverage
  2. bar pro athletes from the preferred class,
  3. seek reinsurance support
66
Q

how do insurance companies account for coverage on team’s?

A
  1. limit amount of insurance available to any single athlete
  2. limiting aggregated amount of insurance available to any single team
  3. setting up special reinsurance arrangements, which protect against claims in excess of certain size.
67
Q

the occupational mortality hazard is related to what 6 factors?

A
  1. special job requirements and skill
  2. environment and environmental exposure2
  3. equipment and tools
  4. materials
  5. physical requirements.
  6. location
68
Q

how are occupations typically rated?

A

with a flat extra`

69
Q

what sources of information for occupational risks are available for the underwriter?

A
  1. application
  2. inspection
  3. APS
  4. u/w mannual
  5. informaiton from producer/agent
  6. internet, specialty publications, government data bases, trade journal
70
Q

what criteria is used to determine the mortality risk for military personal?

A
  1. degree of exposure to wartime activities
  2. degree of foreign risk
  3. hazardous job/accidental risk
  4. health problems.
71
Q

that are the fatality stats regarding the military personal per 100K serving in 2003-2008?

A
  1. accident 34
  2. hostile action 37
  3. homicide 2
  4. illness 15
  5. self-inflicted 12
72
Q

Canada has incurred a disproportionate number of deaths in afganistan compared to other countries on the basis of casualty rate per 1K troupes. What is its rate compared to US?

A

3x higher

73
Q

what are the top 3 most common job accidents leading to death in the US?

A
  1. vehicular accidents
  2. employees struck by a falling object
  3. assaults and violence
74
Q

what are the top 3 causes of occupational death in canada?

A
  1. exposure to harmful substance
  2. vehicular accidents
  3. employees struck by a falling object
75
Q

are males or females more likely to be killed on the job?

A

males

76
Q

females who die on the job are more likely to die from what?

A

homicide

77
Q

what are the 3 most hazardous occupations in the us?

A
  1. fishermen
  2. pilots
  3. logging
78
Q

what are the 3 most hazordous occupations in CAN?

A
  1. mining and quarrying and oil wells
  2. logging and forestry
  3. fishing and trapping.

ALU-101 (14 decks)

Brainscape helps you reach your goals faster, through stronger study habits.
© 2024 Bold Learning Solutions. Terms and Conditions