Residential Segregation 2 Flashcards
Audit research done my Ross and Yinger (2002) corroborates evidence of mortgage discrimination, finding that black testers are…
1) less likely to receive a quote for a loan than are white testers and 2) that they are given less time with the loan officer 3) are quoted higher interest rates 4) are given less coaching and 5) less information than are comparable white applicants
Williams et al. (2005), examining changes in mortgage lending between 1993 and 2000, find rapid gains in loans to underserved markets from specialized lenders: __% of the increase in lending to minority neighborhoods was from subprime lenders, and __% of the increase in refinance lending to blacks was from subprime lenders.
78, 72
What is laissez-faire racism?
It is an ideology that blames minorities for their poorer economic situations, viewing it as the result of cultural inferiority. Laissez-faire racists claim to support equality while maintaining negative, stereotypical beliefs about minorities.
Describe the structural-ecological framework for studying residential segregation. And who proposed it? What’s a citation for those who have used this approach?
To understand intermetropolitan differences in segregation levels, researchers often use some version of Farley and Frey’s (1994) structural-ecological perspective (see also Frey and Farley 1996). The body of work inspired by this perspective finds that variation in segregation is related to metro area population size, region, functional specialization (e.g., as a military or retirement center), minority group size, and minority socioeconomic status, among other structural characteristics (Farrell 2005; Iceland andNelson 2008; Logan et al. 2004; Timberlake and Iceland 2007; Wilkes and Iceland 2004).
There is an assumption that all persons sharing a tract, whether they are located in the core of the tract or near its edges, have what?
No proximity to residents outside the tract but are equally proximate to everyone within its boundaries (Lee et al. 2008)
Their is an assumption that the scale to which the census tract corresponds can be ascertained, thanks to the standardized, stable nature of tracts. Is that true?
The assumption is that the scale to which the census tract corresponds can in fact be ascertained, thanks to the standardized, stable nature of tracts. But, substantial variation exists in the territorial size of tracts within an across metro areas, which means that the “scale” of tract-based segregation measures remains ambiguous. (Lee et al. 2008)
