PRINCIPLES AND PRACTICES 10 Flashcards
Who would be considered exempt under the Civil Rights Act of 1866?
A. owner of a two-family dwelling who lives in one unit
B. owner of a single-family residence who owns no more than three properties
C. a private club renting rooms to its members
D. no one
D. no one
Which statement about the Fair Housing Act is TRUE?
A. Complaints may be filed with the Department of Housing and Urban Development.
B. The law applies only to racial discrimination.
C. This law preempts state and local fair housing laws.
D. Parts of this law were overturned by the Supreme Court ruling in Jones v. Mayer.
A. Complaints may be filed with the Department of Housing and Urban Development.
A mixed-race couple apply to rent an apartment in a four-unit building. The real estate broker who manages the building rejects their application because their credit rating is not very good and also because one of them is a minority. Does the real estate broker’s refusal violate the federal Fair Housing Act?
A. No, because a poor credit history is a legitimate reason for rejecting a rental applicant.
B. No, because residential buildings with four units or fewer are exempt from the Fair Housing Act.
C. Yes, because credit history is a protected class under the Fair Housing Act.
D. Yes, because race was a factor in the broker’s decision.
D. Yes, because race was a factor in the broker’s decision.
What protected classes were added under an amendment to the federal Fair Housing Act?
A. age and familial status
B. disability and national origin
C. familial status and disability
D. national origin and sex
C. familial status and disability
Which question would NOT be construed as being discriminatory in nature when asked of a buyer?
A. Do you have children?
B. How many bedrooms do you need?
C. How many family members will be living with you?
D. What church do you attend?
B. How many bedrooms do you need?
Which household does NOT qualify as a protected class under the federal Fair Housing Act?
A. grandparents raising their 10-year-old grandchild
B. pregnant woman
C. retired couple over age 65
D. single mother with an infant and a teenager
C. retired couple over age 65
A woman who is six months pregnant tries to rent an apartment in a four-unit building with access to a shared swimming pool. The property manager rejects her application, citing insurance liability concerns of having small children in the building. Does his refusal violate the federal Fair Housing Act?
A. No, because safety is a legitimate reason for rejecting a rental applicant.
B. No, because residential buildings with four units or fewer are exempt from the federal Fair Housing Act.
C. No, because the federal Fair Housing Act doesn’t apply if a real estate licensee is involved.
D. Yes, because discrimination based on familial status was a factor in the property manager’s decision.
D. Yes, because discrimination based on familial status was a factor in the property manager’s decision.
Which would MOST LIKELY be a violation of the Fair Housing Act?
A. refusing to allow a tenant who is blind to have a trained guide dog in a pet-free building
B. refusing to rent a unit in a club-owned building to someone who is not a club member
C. refusing to rent a room in your private residence to someone of a different gender
D. restricting the number of people living in a single apartment unit
A. refusing to allow a tenant who is blind to have a trained guide dog in a pet-free building
Which is an example of steering?
A. An agent tells homeowners that their property values will drop when a minority family moves in.
B. A mortgage banker refuses to make loans for a specific inner-city neighborhood.
C. A property manager suggests a prospective tenant would be happier in a more diverse building.
D. A seller tells their listing agent to find only Caucasian buyer prospects.
C. A property manager suggests a prospective tenant would be happier in a more diverse building.
Which activity is NOT prohibited under the Fair Housing Act?
A. charging a larger security deposit for male applicants than female applicants
B. inserting a provision in a deed limiting the transfer of ownership based on someone’s race
C. refusing to enter into a rental agreement with a 17-year-old minority woman
D. telling someone with an accent that an apartment is rented when it is not
C. refusing to enter into a rental agreement with a 17-year-old minority woman
A licensee hears that a group home for people recovering from addiction will be opening across the road from a subdivision. The licensee begins calling residents in the subdivision to tell them about the group home, urging them to list their homes before property values decline. The licensee could be guilty of
A. blockbusting.
B. channeling.
C. steering.
D. stigmatizing.
A. blockbusting.
An individual who is confined to a wheelchair would like to rent an apartment. They state that the property would need to be modified with grab bars in the shower and a wider bathroom door. The landlord
A. may refuse to allow the individual to make the modifications to the apartment.
B. must allow the tenant to make the modifications at the tenant’s expense but can require the property to be returned to its original condition when the lease is up.
C. must make the modifications but can require the tenant to pay the actual cost of addition and removal.
D. must make the modifications to the property and pay for them.
B. must allow the tenant to make the modifications at the tenant’s expense but can require the property to be returned to its original condition when the lease is up.
A prospective tenant calls a landlord about an advertised apartment. The landlord informs the caller that the unit was rented. A week later, the sign is still up. The prospect believes the landlord did not show her the apartment because she is a woman and has a strong accent. If she decides to file a complaint against the landlord with HUD, she must do so within ___ of the incident.
A. 90 days
B. 6 months
C. 1 year
D. 2 years
C. 1 year
Under what circumstances may a licensee legally NOT show a minority a home in a white neighborhood?
A. under no circumstances
B. if the property has a deed restriction that limits ownership to white persons
C. if the owner is out of town and instructed there be no showings while they are away
D. if the licensee believes that selling the home to a minority buyer would result in a mass exodus by other homeowners
C. if the owner is out of town and instructed there be no showings while they are away
An owner wants to rent out a unit in the four-unit building he owns and lives in. He is 65 years old and is uncomfortable around certain people. He hires a licensee to help him. Unknown to the owner, the licensee puts an ad in the paper that says: “No college students.” This ad is
A. permitted because college students are not a protected class.
B. permitted but only because a licensee placed the ad.
C. not permitted because a licensee is involved.
D. not permitted because it is discriminatory.
A. permitted because college students are not a protected class.
