LAW CHP4 Flashcards
The Civil Rights Act of 1866 prohibits
a. all housing discrimination.
b. any discrimination in the provision of government services.
C. only discrimination in lending.
d. racial discrimination in the sale or lease of any property.
d. racial discrimination in the sale or lease of any property.
Title VIII of the Civil Rights Act of 1968 is also called the
a. Equal Opportunity in Housing Act.
b. Federal Fair Housing Act.
C. HUD.
d. Ohio Civil Rights Law.
b. Federal Fair Housing Act.
The Federal Fair Housing Act declares that it is the policy of the United States to
a. build public housing for minority groups throughout the U.S.
b. eliminate prejudice throughout the U.S.
c. guarantee separate but equal housing in all states.
d. provide for fair housing throughout the U.S.
d. provide for fair housing throughout the U.S.
The Federal Fair Housing Act prohibits discrimination against
a. families with children.
b. people more than 55 years old.
c. students.
d. unmarried couples.
a. families with children.
HUD’s Office of Fair housing and Equal Opportunity handles complaints based on the
a. Civil Rights Act of 1866.
b. Federal Fair Housing Act.
C. Ohio Civil Rights Act.
d. Panic Selling Act of 1975.
b. Federal Fair Housing Act.
Under the Federal Fair Housing Act, who can legally refuse to rent to a couple because they have a ten- year-old daughter? Assume no real estate agent is involved and no discriminatory advertising is used.
a, the owner of five-unit apartment house in Akron
b. the owner of a large apartment complex in Cincinnati, who has a long, established policy of not renting to young couples with children
C. the owner of a single-family home in Canton, who owns one other single-family home
d. the female owner-occupant of a duplex who advertises “only women accepted”
C. the owner of a single-family home in Canton, who owns one other single-family home
Blockbusting is an acceptable practice
a. only if the buyer and seller are notified and agree to participate.
b. only when approved by HUD or the Ohio Real Estate Commission.
C. under federal law but not under Ohio law.
d. under no circumstances.
d. under no circumstances.
The term “steering” refers to
a. directing customers to different listings based on their race or ancestry and the racial or ethnic composition of the neighborhoods.
b. directing customers toward affordable property, based on their income and assets.
C. giving minority customers special treatment as a form of affirmative action.
d. refusing to accept listings from members of a particular minority group.
a. directing customers to different listings based on their race or ancestry and the racial or ethnic composition of the neighborhoods.
X owns a retail office building in Springfield. He puts the property up for sale and Z makes an offer to buy it. X refuses to sell the property to Z because she is a born-again Christian who wants to open a daycare. This action violates
a. the Civil Rights Act of 1866 prohibition against discrimination in commercial property transactions.
b. the Federal Fair Housing Act prohibition against discrimination based on familial status.
C. the Ohio Civil Rights Law prohibition against discrimination based on religion.
d. none of these laws since religion is not a protected class in a commercial transaction.
d. none of these laws since religion is not a protected class in a commercial transaction.
Under the Ohio Civil Rights Law, complaints relating to housing discrimination are handled by the
a. Ohio Board of REALTORS®.
b. Ohio Civil Rights Commission.
C. Ohio Fair Housing Council.
d. U.S. Department of Human Rights.
b. Ohio Civil Rights Commission.
To sue someone for violating the fair housing provisions of the Ohio Civil Rights Law, the plaintiff has to file suit in the court of common pleas within after the violation.
a. 60 days
b. 90 days
C. 120 days
d. 1 year
d. 1 year
V, a Japanese American, tries to rent an apartment in a four-unit building. The real estate broker who manages the building rejects V’s application because her credit rating is not very good and also because she is Japanese. Does the real estate broker’s refusal violate the Federal Fair Housing Act?
a. No, because a poor credit history is a legitimate reason for rejecting a rental applicant.
b. No, because residential buildings with four units or less are exempt from the Fair Housing Act.
C. Yes, because credit history is a protected class under the Federal Fair Housing Act.
d. Yes, because V’s race was a factor in the manager’s decision, even though it was not his only reason for rejecting her.
d. Yes, because V’s race was a factor in the manager’s decision, even though it was not his only reason for rejecting her.
Nowhere City’s new zoning ordinance contains no discriminatory language but has the effect of keeping minority families out of the city. Does this ordinance violate the Fair Housing Act?
a. No, because the Act does not prohibit discrimination against poor people.
b. No, because the ordinance does not express intent to discriminate.
c. Yes, because the Act prohibits discrimination based on income.
d. Yes, because the ordinance has a disparate impact on people of color.
d. Yes, because the ordinance has a disparate impact on people of color.
Which transaction, exempt from the Federal Fair Housing Act, is also exempt from the fair housing provisions of the Ohio Civil Rights Law?
a. Jowns a duplex and lives in one of the units; he refuses to rent the other half to because she is female.
b. The Qs refuse to sell their single-family home to Y because he is from another country.
C The Travelers Club (a private club that admits only men) refuses to let M stay in its lodgings because he is not a club member.
d. W refuses to rent the spare room in his house to T because he is of another religion.
C The Travelers Club (a private club that admits only men) refuses to let M stay in its lodgings because he is not a club member.
This is the second time that B, an Ohio real estate broker, has been held liable for violating fair housing laws. As a result, the Real Estate Commission is required to
a. issue a restricted license to the broker.
b. revoke his license.
c. suspend his license for at least two months, or else revoke his license.
d. suspend his license for at least one year, or else revoke his license.
c. suspend his license for at least two months, or else revoke his license.
