new unit 4

Question 1

Medicare

Answer 1

Australia’s universal health insurance scheme.

Question 2

public sector includes

Answer 2

Public hospitals, medicare, pbs, ndis

Question 3

Private sector includes

Answer 3

Private hospitals, PHI, Medical practitioners in private practice

Question 4

public sector definition

Answer 4

Part of a country’s economy controlled by the government

Question 5

Private sector definition

Answer 5

Part of an economy/country not under the direct control of government

Question 6

out-of-hospital expenses examples

Answer 6

costs of services such as doctors, specialists, tests and x-rays that medicare pays

Question 7

in-hospital expenses definition

Answer 7

Costs for treatment and accommodation in a public hospital that medicare pays

Question 8

medicare pays for public patient in a public hospital

Answer 8

1. Treatment by doctors and specialists
2. Accommodation in a public hospital
3. After-care expenses

Question 9

What does medicare pay for a private patient in a private hospital

Answer 9

75% of the scheduled fee for treatment by doctors and specialists

Question 10

example of goods and services not covered by medicare

Answer 10

Ambulance services, hearing aids and cosmetic surgery

Question 11

Medicare safety net

Answer 11

ensures people who require frequent services are covered by medicare. This makes medicare cheaper for remainder of year.

Question 12

What does medicare safety net include ?

Answer 12

Doctor’s visits and tests + receive additional support

Question 13

who’s eligible for the medicare safety net?

Answer 13

Once family contributes certain amount ($647.90) from own pocket to medicare services, further financial support provided by government.

Question 14

Bulk-billing

Answer 14

when the doctor
or specialist charges only the
Schedule fee. The payment is
claimed directly from Medicare
so there are no out-of-pocket
expenses for the patient.

Question 15

Out of pocket expenses

Answer 15

costs that patients must pay themselves

Question 16

private health insurance

Answer 16

an insurance policy that helps pay for
services not covered by Medicare

Question 17

Medicare levy

Answer 17

2 % tax for all Australian tax payers to fund Medicare

Question 18

Medicare levy surcharge

Answer 18

An additional 1–1.5% tax on
high income earners who do not
have private health insurance

Question 19

Scheduled fee

Answer 19

the amount that Medicare contributes towards certain consultations and
treatments. The government decides what each item is worth and that’s what Medicare pays.