MONEY AND BANKING Flashcards
svet se vrti zaradi…
- To make the world go round money is very important nowdays
živeti dostojno življenje
- To live a decent life
plačevati račune
to pay bills
dva načina plačevanja
- To pay in cash
- To pay by a bank card
mesečno plačilo
monthly instalments (payments)
how to earn money
by working hard
to inherit, inheritance
trajnik
samodejno trga denar
spososditi in posoditi denar
- To borrow money from somebody
- To lend money to somebody
zaslužiti
to make profit
potrošiti denar
to spend money on something
nekaj stane nekaj
something costs money
privoščiti si nekaj
to afford something
zadeti denar
- To win money in the lottery
prišparati denar za težke čase
- To save some money for a rainy day
where can you have your money
at home
a bank
obresti
- To get a certain percentage of interest
priti čez mesec
make ends meet
what a central bank does
to issue and print money
proti ponarajevanju
secure againts forgery
bančni račun
- You can open and close a bank account you can put money into it
lahko dvignemo denar
to withdraw it out of your account
a current account
is for money that can be withdrawn at any time but the interest is lower, sometimes this is an interest-free account.
savings or deposit account
- If you want to save money, you will open a savings account or a deposit account, you will deposit your money at your bank and gain interest, but you can’t withdraw it at anytime.
obresti
interest, the rate of interest may vary
zamenjava denarja
- At the local bank you can buy sell or exchange foreign currency you can pay a certain commission charge
trajnik
- A standing order is a direct debit (trajnik) bills will be paid automatically
če imaš račun
- If you run account holder, your bank will send you a bank statement so that you can check the balance of your accounts.
bančni izpisek
bank statement
posojilo
- If you need money, you don’t have any, your bank will give you a loan or allow an overdraft on the current account for when you are in the red.
bankomat
- A cash dispenser, a cashpoint, ATM
ko hočeš dvigniti denar
- If you want to withdraw money from a cash dispenser your bank will give you a special card and the secret number (pin number, code)
- A dispenser will also give you your balance statement, you can pay certain bills or even transfer money from one account to another.
advantage of atm
you can withdraw the money at anytime because they are open 24 hours per day.
e banking
- You can have most of the services done for you through the system called e-banking.
multi milijonar
multi-millionare
podedovati denar
inherit millions (an oil-heiress)
dobiti bogastvo
to won a fortune
ima več denarja kot smisla
got more money than sense
narejeni iz denarja
made of money
bogat poslovnež
wealthy businessman
dobro ji gre
extremly well-off
bogata družba
affluent society
bogat 3 sinonimi
rich
wealthy
affluent
denar ne kupi sreče vendar pomaga
- Money doesn’t buy happiness, but it helps.
sem malo v dolgu
- I’m a bit hard up at the moment, actually
biti brez denarja
to be broke
so na meji kruha
they are on the breadline, can barely afford bread
sem brez denarja
- I haven’t got a penny to my name.
smo bankrotirali
- I’m afraid we’re bankrupt, gentlemen.
povsod sem dolžan denar
- I owe money everywhere.
- I’m heavily in debt.
salary
monthly payment
wages
manual (physical) work, paid more than once a month
funt
pounds sterling
british currency
socialni dodatki
- Extras as social welfare transfer (socialni dodatki)
the dole
- The dole: if you are unemployed you get a certain amount of money
sociala
nacionalni prispevki
national contributions
nisi plačal takrat ko bi mogel
to be overdue
članarina
membership fee
šolnina
college fee
šolnina
tuition fee
vstopnina
entrance fee
varčen
economical
ekonomski
economic
varčevati
- To cut down/back save a little money (varčevati) also to put something aside (for something), to economize, to tighten the belt.
davek
tax
denar za politično stranko, vpliv na zakonodajo
lobbying
dobiček
profit
izguba
loss
določiti
to put a price on it
dati denar k ustom
- To put your money where your mouth is show support by doing something, not just by talking
dobiti za nekaj kar si plačal
- To get your money’s worth get full value for the money you’ve spent on something
moje mnenje
- For my money in my opinion
biti iz denarja
- To be made of money be very wealthy
dobra poraba denarja
- Money well spent a good purchase
zapravljati denar kot da je voda
- Spend money like water spend money as if there is an endless supply
ne posojaj denarja prijateljem
- Love of money is the root of all evil. ne posojaj denarja prijateljem. Greed is responsible for crime and bad behaviour.
kamen na kamen palača….
- Look after the pennies and pounds will look after themselves. kamen na kamen palača, zrno na zrno pogača. If you save small amounts of money, you’ll soon have a large amount.
ni vse zlato kar se sveti
- All that glitters is not gold. ni vse zlato kar se sveti. Things aren’t always as good as they see them.
denar ne raste na drevesih
- Money doesn’t grow on trees. denar ne raste na drevesih. Money isn’t free – it has to be earned.
nauči še
opposites
prihodek
income
odhodek
outgoings
plača
salary
bruto
gross
neto
after tax
nadure
overtime payment
dodatek za dobro delo
Productivity bonus extra money as a reward for good work
wages
manual work
napitnine
tips
provizija
commissions
državna štipendija
College grant a state gives out to help (tax free) (državna štipendija)
zoisova štipedija
Scholarship (on ground of merit (zasluga) (Zoisova štipendija)
otroški dodatek
child benefit
penzija
pension
money after retirement, monthly payment
nadomestek za brezposelnost
the dole
unemployment benefit
dividende
Dividend on his shares (dividende), shareholders (delničarji, shares delnice)
obresti na varčevalnem računu
Interest on savings (bank deposit account) (obresti na varčevalnem računu)
povračilo dohodnine
tax rebate
dobitek pri igrah na srečo
winnings
plačilo obroka za nakup nepremičnine
mortgage payment
zavarovanje
insurance
položnice računi naa tri mesece
Gas and electricity – quarterly bills (vsake tri mesece)
Bills (položnice, računi)
obrok za avto
hire purchase instalment on the car
kazen za prehitro vožnjo
speeding fine
honorar
Accountant’s fees (honorar) money that you pay professionals for their work
življensko zavarovanje
life insurance
polog
deposit on sth
odplačilo posojila
Repayment on credit company loan (standing order trajni nalog, posojilo, odplačilo posojila)
obresti na minus
Interest on overdraft on current account (obresti na minus)
prispevki npr za politično stranko
Contribution funds to labour party (prispevki, npr. za politično stranko)
naročila
subscription
donacija
donation, to charity
bančna izplačila
bank charges
žepnina
pocket money or allowance
denar za stave
stake money