Lecture 19+20+DLA Flashcards
rate of an event in the treatment group (EER)
a / (a+b)
rate of an event in the control group (CER)
c / (c+d)
ARR
CER - EER
hazard ratio
hazard in the intervention group / hazard in the control group
0.5 = half as many patients in the treatment group
are experiencing an event compared to the control group
1 = event rates are the same in both groups
2 = twice as many patients in the treatment group
are experiencing an event compared to the control group
6 components of a healthcare system
- financing mechanism
- trained and adequately paid workforce
- reliable info to base decisions and policies
- well-maintained facilities
- logistics to deliver quality care
- leadership
healthcare challenges in the US
- malpractice and defensive medicine
- ineffective or inappropriate care
- higher medical prices
- administrative waste
- pressures of profit
affordable care act
- make affordable health insurance for more people
- expand Medicaid (income below 133%)
- Support innovative medical care delivery methods
no denial of coverage based on preexisting conditions
no cancellation of coverage based illness
mode of payment for healthcare
- out of pocket payment
- individual private insurance
- employment based private insurance
- government financing
problems with direct payments
may not be able to afford the direct cost
do not know what the bill will be
harder for the healthcare workers to be paid
fluctuation in demand
individual private insurance
person pays a premium to a health insurance plan
When the individual needs care, the insurer reimburses the provider of care
problems of individual insurance
large administrative overhead
cost gets higher for those who are sick
before 2010… you could have been turned down
employment based insurance
Employers pay part of the premium to purchase health insurance for employees
Subsidized by the federal government through tax exemptions for employers
pros and cons of employer based insurance
pros:
cost less than individual insurance
admin is high cost.. but not as high as individual
given as part of insurance
cons:
cost can rise year to year
employer has no obligation to give you insurance
employer may have you pay a higher % of the premium
medicare
pays roughly 80% of doctor and hospital bills
Subject to large deductibles, copayments, & coverage gaps
elderly
Medicare part A… who can have it?
those 65 and older
must have paid into social security for at least 10 years
covers spouse, as well
waiting period is 24 months ( minus ERSD and ALS )
covers those with disability
financed by social security tax