Housing Flashcards
Civil Rights Act (1866)
Equal rights for all to be citizens, enter contracts, own property; discrimination not allowed; Race
Tenement House (1867)
First building restrictions in New York; defined tenement and set regulations
Tenement House (1879)
Old Law’ Tenement; Required air, window per room; 2 toilets per floor; created ‘dumbell’
Tenement House Law (1901)
New Law’ Tenement; required permits, 70% lot coverage, fresh air, toilet per unit; fire safety measures; Tenement Housing Commission
U.S. Housing Corporation and Emergency Fleet Corporation established (1918)
Influenced later endeavors in public housing. Operated at major shipping centers to provide housing for World War I workers.
National Recovery Act (1933)
Federal ability to clear slums and construct low-income housing
Established Home Owners Loan Corporation (1933)
Established to save homeowners facing loss through foreclosure.
National Housing Act (Capehart) ‘Better Housing Program’ (1934)
Established FHA [regulate interest/terms]; Federal Mortgage Insurance [longer mort. Smaller down]; minimum design standards; led to discrimination ‘redlining’; created FSLIC
National Housing Act (Wagner-Steagall) (1937)
Creates US Housing Authority offers $500m in loans and subsidies to local housing agencies; slum clearance
Servicemen’s Readjustment Act (1944)
(GI Bill) Mortgage loan guarantee for vets and higher education funds for vets
Housing and Home Financing Agency (1947)
Ceated to coordinate federal government’s various housing programs (predecessor of HUD)
National Housing Act (Wagner-Ellender-Taft) (1949)
Slum clearance - ‘Urban Renewal’; emphasize new construction; replaced low density town houses with superblocks - high-rise housing projects ‘warehouses for the poor’
National Housing Act (1954)
Expands Urban Renewal Program; slum prevention - preserve downtown and focus on rehabilitation rather than clearance; Sec. 701 Comp Plan for <25k; Comp Plan for 50+k; Workable Program for Community Imrovement - annual recertification of Comp Plans to be eligible for federal funds
Housing (1959)
Sec 202 - loans to non-profits for low income elderly housing
Housing (1961)
Sec 221(d)(3) - interest subsidies for public housing projects for LMI