Housing Flashcards

1
Q

Civil Rights Act (1866)

A

Equal rights for all to be citizens, enter contracts, own property; discrimination not allowed; Race

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

Tenement House (1867)

A

First building restrictions in New York; defined tenement and set regulations

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

Tenement House (1879)

A

Old Law’ Tenement; Required air, window per room; 2 toilets per floor; created ‘dumbell’

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

Tenement House Law (1901)

A

New Law’ Tenement; required permits, 70% lot coverage, fresh air, toilet per unit; fire safety measures; Tenement Housing Commission

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

U.S. Housing Corporation and Emergency Fleet Corporation established (1918)

A

Influenced later endeavors in public housing. Operated at major shipping centers to provide housing for World War I workers.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

National Recovery Act (1933)

A

Federal ability to clear slums and construct low-income housing

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

Established Home Owners Loan Corporation (1933)

A

Established to save homeowners facing loss through foreclosure.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

National Housing Act (Capehart) ‘Better Housing Program’ (1934)

A

Established FHA [regulate interest/terms]; Federal Mortgage Insurance [longer mort. Smaller down]; minimum design standards; led to discrimination ‘redlining’; created FSLIC

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

National Housing Act (Wagner-Steagall) (1937)

A

Creates US Housing Authority offers $500m in loans and subsidies to local housing agencies; slum clearance

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

Servicemen’s Readjustment Act (1944)

A

(GI Bill) Mortgage loan guarantee for vets and higher education funds for vets

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

Housing and Home Financing Agency (1947)

A

Ceated to coordinate federal government’s various housing programs (predecessor of HUD)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

National Housing Act (Wagner-Ellender-Taft) (1949)

A

Slum clearance - ‘Urban Renewal’; emphasize new construction; replaced low density town houses with superblocks - high-rise housing projects ‘warehouses for the poor’

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

National Housing Act (1954)

A

Expands Urban Renewal Program; slum prevention - preserve downtown and focus on rehabilitation rather than clearance; Sec. 701 Comp Plan for <25k; Comp Plan for 50+k; Workable Program for Community Imrovement - annual recertification of Comp Plans to be eligible for federal funds

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

Housing (1959)

A

Sec 202 - loans to non-profits for low income elderly housing

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

Housing (1961)

A

Sec 221(d)(3) - interest subsidies for public housing projects for LMI

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

Civil Rights Act (1964)

A

No discrimination

17
Q

Creation of HUD (1965)

A

Robert Weaver - first Secretary

18
Q

Model Cities Program (1966)

A

quasi-political - federal funded to assess problems and solutions

19
Q

Civil Rights Act (1968)

A

Title II to VII Indian Civil Rights; (Federal Enforcement of CRA 1866)

20
Q

Fair Housing Act (Title VIII of CRA) (1968)

A

Prohibited discrimination concerning sale, rental and financing housing; Color, Religion, Sex, National Origin

21
Q

Housing and Urban Development (1968)

A

6m subsidized units to be built over 10 years; Sec 235 - program to spur low-income home ownership with FHA insurance; Sec 236 - low interest mort. assistance mulit-family rental & coop housing (move away from public affordable housing)

22
Q

Intergovernmental Cooperation Act (1968)

A

A-95 Circular required clearing house dissemination and regional review

23
Q

Demolition of St. Louis’s notorious Pruitt-Igoe Project (1972)

A

Symbolizes a nationwide move away from massive, isolating, high-rise structures to a more humane form of public housing architecture: low-rise, less isolated, dispersed.

24
Q

National Manufactured Housing Construction and Safety (1974)

A

HUD Code required steel chassis and wheels

25
Q

Housing & Community Development (1974)

A

Consolidated HUD funding into CDBG Program, entitlement formula, benefit LMI, 5-Year Consilidated Plans and Consolidated Annual Performand and Evaluation Report (CAPER); Established Section 8 Housing (rental assistance)

26
Q

Home Mortgage Disclosure (1975)

A
27
Q

Housting & Communtity Development (1977)

A

Ended 701; created Urban Development Action Grant (UDAG) funds to leverage prvide investment in distressed cities; Requires banks to report lending practices in neighborhoods

28
Q

Housing & Urban-Rural Recovery (1983)

A

Section 8 Voucher program rather than certificates

29
Q

Tax Reform (1986)

A

Low Income Housing Tax Credit (LIHTC) ‘Section 42 Housing’, to finance affordable rental housing units for low-income, attracts equity capital into affordable housing with 9% or 4% credits, tax credits for 10 years

30
Q

McKinney Homeless Assistance (1987)

A

Emergency aid for homeless; money for Section 8 for Single-room occupancy (SRO) for homeless; Housing assitance plans must include components for services to homeless; Emergency Shelter Grants Program; Supportive Housing Demonstration Program

31
Q

Fair Housing Act (1988)

A

Expanded law to include people with handicap and family status in the Fair Housing Act

32
Q

Americans with Disabilities (1990)

A

amended in 2008 for disabled workers

33
Q

National Affordable Housing (Cranston-Gonzalez) (1990)

A

HOME Investment Partnership - housing block grants for housing repair up to city code

34
Q

HOPE VI Program (1993)

A

Urban Revitalization Demonstration Program (replace high-rise low income with low-rise middle-income)

35
Q

Housing & Economic Recovery (2008)

A

Neighborhood Stabilization Program (NSP) - stabilized communities suffering foreclosures/abandonment

36
Q

American Recovery & Reinvestment (2009)

A

NSP2 - additional funding plus funding for technical assistance to support NSP

37
Q

Dodd Frank Wall Street Reform and Consumer Protection (2010)

A

NSP3 - additional funding