Homeowners Ins Packages

Question 0

Under this homeowner’s policy,
Coverage extends to loss or damage because of fire, vandalism, malicious mischief, wind, hail, aircraft, Ryan, explosion, and smoke on the premises.

Answer 0

HO-2 broad form

Question 1

Under this homeowner’s policy,

Perils are damaged or lost because of fire on the premises.

Answer 1

HO-1-named perils

Question 2

Under this homeowner’s policy, loss for damage resulting from anything not specifically excluded from coverage.

Answer 2

HO-3 all risk

Question 3

Under this policy, coverage is provided similar to the HO-2 policy, except it applies only to the tenants contents on the leased property.

Answer 3

H0-4 Tenant’s broad form

Question 4

Under this policy, what is offered is automatic replacement cost for the insured’s contents and dwelling.

Answer 4

HO-5 all risk

Question 5

Under this policy, coverage is extended to condominium and cooperative owner’s contents on the premises. The structure would be insured by the condor or co-op Association, not the property owners.

Answer 5

HO-6 co-op and condo broad form