General Finance / Banking

Question 1

yield

Answer 1

financial return

Question 2

return on investment

Answer 2

ratio between net profit & cost of investment

Question 3

profit /profit margin

Answer 3

financial gain / % of revenue remaining after expenses

Question 4

market capitalization

Answer 4

market value of publicly traded company’s outstanding shares

Question 5

solvency / insolvency

Answer 5

possession of assets in excess of liabilities -> ability / disability to pay debts

Question 6

liquidity

Answer 6

availability of liquid assets to market / company / high activity value

Question 7

bankrupt/ bankruptcy

Answer 7

legal process through which entities who cannot repay their debts may seek relict from some debts

Question 8

liquidation

Answer 8

process of bringing business to end & distributing assets to claimants

Question 9

withdrawal

Answer 9

taking money off of an account

Question 10

deposit

Answer 10

sum of money paid into bank / building society account

Question 11

direct debit

Answer 11

arrangement with bank that allows third party to transfer funds from another person’s bank account

Question 12

standing order

Answer 12

instruction to bank to make regular, fixed payments

Question 13

fee

Answer 13

payment in exchange for advice / service

Question 14

installments

Answer 14

sum of money due as one of several equal payments; spread over agreed time period

Question 15

subsidy / subsidisze

Answer 15

sum of money granted by state / public body to help an industry / business to keep prices low