Finance Flashcards by Leila Baracat

Account specialist

Especialista en manejo de cuentas

How well did you know this?

Not at all

Perfectly

Account statement /
Bank statement /
Statement /

Estado de cuenta /
Extracto bancario

How well did you know this?

Not at all

Perfectly

ACH (Automated Clearing House)

Cámara de compensación automatizada

How well did you know this?

Not at all

Perfectly

APR (Annual
Percentage Rate)

Tasa porcentual anual /
Tasa de interés anual

How well did you know this?

Not at all

Perfectly

Assets

Bienes /
Activos

How well did you know this?

Not at all

Perfectly

ATM (Automated
Teller Machine)

Cajero automático

How well did you know this?

Not at all

Perfectly

ATM Card

Tarjeta de cajero automático

How well did you know this?

Not at all

Perfectly

Auto loan /
Car loan

Préstamo vehicular /
Préstamo para automóvil

How well did you know this?

Not at all

Perfectly

Automatic Payment

Pago automático

How well did you know this?

Not at all

Perfectly

Automatic withdrawal

Retiro automático

How well did you know this?

Not at all

Perfectly

Balance (NO BALANCE)

Saldo (NO BALANCE)

How well did you know this?

Not at all

Perfectly

Balance transfer

Transferencia de saldo

How well did you know this?

Not at all

Perfectly

Cashier’s Check

Cheque de caja

How well did you know this?

Not at all

Perfectly

CD (Certificate of deposit)

Certificado de depósito

How well did you know this?

Not at all

Perfectly

Checking account

Cuenta corriente /
Cuenta de cheques

How well did you know this?

Not at all

Perfectly

Closing fees /
Closing costs

Tarifas de cierre /
Costos de cierre

How well did you know this?

Not at all

Perfectly

Co-signer

Aval /
Fiador(a)

How well did you know this?

Not at all

Perfectly

Collateral (Noun)

Garantía /
Garantía subsidiaria

How well did you know this?

Not at all

Perfectly

Collections (Collections department)

Departamento de cobranzas /
Departamento de cobros
(NO COLECCIONES)

How well did you know this?

Not at all

Perfectly

Credit bureau

Oficina de credito /
Agencia de credito

How well did you know this?

Not at all

Perfectly

Credit card

Tarjeta de crédito

How well did you know this?

Not at all

Perfectly

Credit Check

Verificación de crédito /
Verificación crediticia

How well did you know this?

Not at all

Perfectly

Credit limit

Límite de crédito

How well did you know this?

Not at all

Perfectly

Credit report

Informe de crédito /
Reporte de crédito

How well did you know this?

Not at all

Perfectly

Credit score

Puntaje de crédito / Calificación de crédito

Cut-off time

Hora de cierre / Hora Límite

CVV (Card Verificatión Value) / CVC (Card verification code) / CSC (Card Security Code)

Código de verificación de la tarjeta / Valor de verificación de tarjeta / Código de seguridad de la tarjeta

Debts

Deudas

Deeds of trust

Escrituras de fideicomiso

Default

Incumplimiento

Delinquency

Morosidad / Falta de pago

Deposit (verb)

Depositar

Direct deposit

Depósito directo

Down payment

Pago inicial / Cuota Inicial / Anticipo

Drive-through bank

Auto banco

Due date

Fecha de vencimiento

Equity

Valor líquido / Plusvalía / Patrimonio / Capital

Escrow account

Cuenta de plica / Cuenta de depósitos en garantía / Cuenta de fondos en custodia

File taxes (verb)

Declarar impuestos

Fixed interest rate

Tasa fija de interés

Foreclosure

Ejecución hipotecaria

Grace period

Período de gracia

Grant (V)

Otorgar / Conceder

Gross monthly income

Ingreso mensual bruto

Hard credit check / Hard inquiry

Investigación de crédito exhaustiva / Indagacion de crédito incidente

Home Equity Line

Línea de crédito sobre el patrimonio de la propiedad

Home Equity Loan

Préstamo sobre el patrimonio de la propiedad

Income tax

Impuesto sobre la renta

Installments

Pagos / Abonos/ Cuotas

Insufficient funds, non- sufficient funds

Fondos insuficientes

Interest

Intereses

Interest rate

Tasa de interés

Late fee

Cargo por demora / Cargo por pago atrasado

Lender / Creditor

Prestamista / Acreedor

Lien

Derecho de retención

Loan

Préstamo

Loan modification

Modificación de prestamo

Minimum balance

Saldo mínimo

Mobile wallet

Billetera electrónica / Billetera digital / Monedero virtual

Money order

Giro postal

Monthly payments

Mensualidades

Mortgage

Hipoteca

Mortgage insurance

Seguro hipotecario

Mortgage Lender

Prestamista hipotecario

Net monthly income

Ingreso mensual neto

Non-payment

Falta de pago / Morosidad / Incumplimiento del pago

One time payment

Pago único

Outstanding payment / Outstanding balance

Pago pendiente / Saldo pendiente

Overdraft

Sobregiro

Overdraft fee

Cargo por sobregiro

Payment arrangement

Arreglo de pago / Acuerdo de pago

Payoff / Pay off

Liquidación (noun) / Liquidar (verb) / Saldar (verb)

Payoff amount

Monto a pagar / Monto de liquidación

Pending balance

Saldo pendiente

PMI (Private mortgage insurance)

Seguro hipotecario privado

Pre-approved

Pre-aprobado / Previamente aprobado

Pre-approved loan

Préstamo preaprobado

Processing fee

Cuota/cargo/costo de procesamiento / Cuota/cargo/costo por tramitación

Property tax

Impuestos a la propiedad

Routing number

Número de ruta bancaria / Número de identificación bancaria

Savings account

Cuenta de ahorros

Shortage

Escasez

Signer

Firmante / Signatario

Tax return

Declaración de impuestos

Taxpayer

Contribuyente / Contribuyente tributario

To consolidate a debt

Consolidar una deuda

Transaction

Transacción

Underwriting

Evaluación de riesgos

Void

Nulo / Anular

Voided check

Cheque nulo / Cheque anulado

Waive (verb)

Eximir / Exonerar / Condonar

Wire transfer

Transferencia electrónica bancaria

Withdrawal

Retiro