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Interpretia > Finance > Flashcards

Finance Flashcards

1
Q

Account specialist

A

Especialista en manejo de cuentas

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2
Q

Account statement /
Bank statement /
Statement /

A

Estado de cuenta /
Extracto bancario

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3
Q

ACH (Automated Clearing House)

A

Cámara de compensación automatizada

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4
Q

APR (Annual
Percentage Rate)

A

Tasa porcentual anual /
Tasa de interés anual

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5
Q

Assets

A

Bienes /
Activos

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6
Q

ATM (Automated
Teller Machine)

A

Cajero automático

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7
Q

ATM Card

A

Tarjeta de cajero automático

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8
Q

Auto loan /
Car loan

A

Préstamo vehicular /
Préstamo para automóvil

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9
Q

Automatic Payment

A

Pago automático

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10
Q

Automatic withdrawal

A

Retiro automático

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11
Q

Balance (NO BALANCE)

A

Saldo (NO BALANCE)

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12
Q

Balance transfer

A

Transferencia de saldo

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13
Q

Cashier’s Check

A

Cheque de caja

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14
Q

CD (Certificate of deposit)

A

Certificado de depósito

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15
Q

Checking account

A

Cuenta corriente /
Cuenta de cheques

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16
Q

Closing fees /
Closing costs

A

Tarifas de cierre /
Costos de cierre

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17
Q

Co-signer

A

Aval /
Fiador(a)

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18
Q

Collateral (Noun)

A

Garantía /
Garantía subsidiaria

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19
Q

Collections (Collections department)

A

Departamento de cobranzas /
Departamento de cobros
(NO COLECCIONES)

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20
Q

Credit bureau

A

Oficina de credito /
Agencia de credito

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21
Q

Credit card

A

Tarjeta de crédito

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22
Q

Credit Check

A

Verificación de crédito /
Verificación crediticia

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23
Q

Credit limit

A

Límite de crédito

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24
Q

Credit report

A

Informe de crédito /
Reporte de crédito

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25
Q

Credit score

A

Puntaje de crédito /
Calificación de crédito

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26
Q

Cut-off time

A

Hora de cierre /
Hora Límite

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27
Q

CVV (Card Verificatión Value) /
CVC (Card verification code) /
CSC (Card Security Code)

A

Código de verificación de la tarjeta /
Valor de verificación de tarjeta /
Código de seguridad de la tarjeta

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28
Q

Debts

A

Deudas

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29
Q

Deeds of trust

A

Escrituras de fideicomiso

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30
Q

Default

A

Incumplimiento

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31
Q

Delinquency

A

Morosidad /
Falta de pago

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32
Q

Deposit (verb)

A

Depositar

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33
Q

Direct deposit

A

Depósito directo

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34
Q

Down payment

A

Pago inicial / Cuota Inicial / Anticipo

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35
Q

Drive-through bank

A

Auto banco

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36
Q

Due date

A

Fecha de vencimiento

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37
Q

Equity

A

Valor líquido /
Plusvalía /
Patrimonio /
Capital

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38
Q

Escrow account

A

Cuenta de plica /
Cuenta de depósitos en garantía /
Cuenta de fondos en custodia

39
Q

File taxes (verb)

A

Declarar impuestos

40
Q

Fixed interest rate

A

Tasa fija de interés

41
Q

Foreclosure

A

Ejecución hipotecaria

42
Q

Grace period

A

Período de gracia

43
Q

Grant (V)

A

Otorgar /
Conceder

44
Q

Gross monthly income

A

Ingreso mensual bruto

45
Q

Hard credit check /
Hard inquiry

A

Investigación de crédito exhaustiva /
Indagacion de crédito incidente

46
Q

Home Equity Line

A

Línea de crédito sobre el patrimonio de la propiedad

47
Q

Home Equity Loan

A

Préstamo sobre el patrimonio de la propiedad

48
Q

Income tax

A

Impuesto sobre la renta

49
Q

Installments

A

Pagos /
Abonos/
Cuotas

50
Q

Insufficient funds, non-
sufficient funds

A

Fondos insuficientes

51
Q

Interest

A

Intereses

52
Q

Interest rate

A

Tasa de interés

53
Q

Late fee

A

Cargo por demora /
Cargo por pago atrasado

54
Q

Lender /
Creditor

A

Prestamista /
Acreedor

55
Q

Lien

A

Derecho de retención

56
Q

Loan

A

Préstamo

57
Q

Loan modification

A

Modificación de prestamo

58
Q

Minimum balance

A

Saldo mínimo

59
Q

Mobile wallet

A

Billetera electrónica /
Billetera digital /
Monedero virtual

60
Q

Money order

A

Giro postal

61
Q

Monthly payments

A

Mensualidades

62
Q

Mortgage

A

Hipoteca

63
Q

Mortgage insurance

A

Seguro hipotecario

64
Q

Mortgage Lender

A

Prestamista hipotecario

65
Q

Net monthly income

A

Ingreso mensual neto

66
Q

Non-payment

A

Falta de pago /
Morosidad /
Incumplimiento del pago

67
Q

One time payment

A

Pago único

68
Q

Outstanding payment /
Outstanding balance

A

Pago pendiente /
Saldo pendiente

69
Q

Overdraft

A

Sobregiro

70
Q

Overdraft fee

A

Cargo por sobregiro

71
Q

Payment arrangement

A

Arreglo de pago /
Acuerdo de pago

72
Q

Payoff /
Pay off

A

Liquidación (noun) /
Liquidar (verb) /
Saldar (verb)

73
Q

Payoff amount

A

Monto a pagar /
Monto de liquidación

74
Q

Pending balance

A

Saldo pendiente

75
Q

PMI (Private mortgage insurance)

A

Seguro hipotecario privado

76
Q

Pre-approved

A

Pre-aprobado /
Previamente aprobado

77
Q

Pre-approved loan

A

Préstamo preaprobado

78
Q

Processing fee

A

Cuota/cargo/costo de procesamiento /
Cuota/cargo/costo por tramitación

79
Q

Property tax

A

Impuestos a la propiedad

80
Q

Routing number

A

Número de ruta bancaria /
Número de identificación bancaria

81
Q

Savings account

A

Cuenta de ahorros

82
Q

Shortage

A

Escasez

83
Q

Signer

A

Firmante / Signatario

84
Q

Tax return

A

Declaración de impuestos

85
Q

Taxpayer

A

Contribuyente /
Contribuyente tributario

86
Q

To consolidate a debt

A

Consolidar una deuda

87
Q

Transaction

A

Transacción

88
Q

Underwriting

A

Evaluación de riesgos

89
Q

Void

A

Nulo /
Anular

90
Q

Voided check

A

Cheque nulo /
Cheque anulado

91
Q

Waive (verb)

A

Eximir /
Exonerar /
Condonar

92
Q

Wire transfer

A

Transferencia electrónica bancaria

93
Q

Withdrawal

A

Retiro

Interpretia (32 decks)

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