Federal Trade Commission Flashcards

1
Q

alternative container

A

unfinished wood box or other non-metal receptacle or enclosure, without ornamentation or a fixed interior lining, which is designed for the encasement of human remains and which is made of fiberboard, pressed-wood, composition materials (with or without an outside covering) or like materials

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2
Q

alternative price lists

A

price lists which may be prepared for use in certain limited situations such as children/infants, for government agencies to provide for indigent persons, for agreements with religious groups, burial or memorial societies for members of their group

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3
Q

cash advance items

A

any item of service or merchandise described to a purchaser as a “cash advance,” “accommodation,” “cash disbursement,” or similar term. A cash advance item is also any item obtained from a third party and paid for by the funeral provider on the purchaser’s behalf. Cash advance items may include, but are not limited to: cemetery or crematory services; pallbearers; public transportation; clergy honoraria; flowers; musicians or singers; nurses; obituary notices; gratuities and death certificates

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4
Q

casket

A

rigid container which is designed for the encasement of human remains and which is usually constructed of wood, metal, fiberglass, plastic, or like material, and ornamented and lined with fabric

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5
Q

casket handling fees

A

charge, fee or surcharge applied to consumers who purchase their casket elsewhere from a source other than the price list/funeral provider

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6
Q

casket price list (CPL)

A

printed or typewritten list of the casket and alternative containers normally offered for sale by the funeral provider which does require special ordering. CPL must include retail price and enough descriptive information to enable consumers to identify the merchandise

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7
Q

commission

A

refers to the Federal Trade Commission

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8
Q

Cremation

A

heating process which incinerates human remains

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9
Q

crematory

A

any person, partnership or corporation that performs cremation and sells funeral goods.

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10
Q

direct cremation

A

disposition of human remains by cremation without formal viewing, visitation, or ceremony with the body present

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11
Q

exigent circumstances

A

situation requiring immediate action or urgency; FTC recognizes that funeral provider might embalm without permission

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12
Q

Federal Trade Commission (FTC)

A

agency of federal government created in 1914 to promote free and fair competition by prevention of trade restraints, price fixing, false advertising and other unfair methods of competition

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13
Q

forwarding of remains

A

one of the 16 items specified required on the GPL (if the funeral provider offers the service). This involves services of the funeral provider in the locale where death occurs and preparation for transfer to another funeral provider as selected by the family (consumer). Funeral Rule requires package pricing of this service with a description of the components included

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14
Q

free items

A

none of the 16 specified items required to be separately itemized on the GPL can be listed as free or no charge. Items not required by the rule can be listed as free.

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15
Q

funeral ceremony

A

service commemorating the deceased with the body present

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16
Q

funeral goods

A

goods which are sold or offered for sale directly to the public for use in connection with funeral services

17
Q

funeral provider

A

any person, partnership or corporation that sells or offers to sell funeral goods and funeral services to the public

18
Q

funeral services

A

any services which may be used to: (1) care for and prepare deceased human bodies for burial, cremation or other final disposition; and (2) arrange, supervise or conduct the funeral ceremony or the final disposition of deceased human bodies

19
Q

general price list (GPL)

A

printed or typewritten list of goods and services offered for sale by a funeral provider with retail prices. GPL is considered the keystone of the Funeral Rule.

20
Q

graveside service

A

ceremony commemorating the deceased at place of final disposition

21
Q

immediate burial

A

disposition of human remains by burial, without formal viewing, visitation, or ceremony with the body present, except for a graveside service

22
Q

itemization

A

method of price quotation by which each unit of service and/or merchandise is priced separately

23
Q

mandatory disclosures

A

statements required by the Rule which cannot be modified or edited and must appear in a clear and conspicuous manner

24
Q

memorial service

A

ceremony commemorating the deceased without the body present

25
Q

non-declinable service fee

A

basic services is the only fee which the consumer cannot decline (unless state or local law requires otherwise). Funeral provider should recover expenses for services, facilities or unallocated overhead in this charge

26
Q

outer burial container

A

any container which is designed for placement in the grave around the casket including, but not limited to, container commonly known as burial vaults, grave boxes, and grave liners

27
Q

outer burial container price list (OBC PL)

A

printed or typewritten list of outer burial containers normally offered for sale by the funeral provider which does not require special ordering. OBC PL must include retail price and enough descriptive information to enable consumers to identify the merchandise

28
Q

package pricing

A

use of a single dollar amount to identify the charge for a group or bundle of goods and/or services

29
Q

person

A

any individual, partnership, corporation, association, government or governmental subdivision or agency, or other entity

30
Q

receiving remains

A

one of the 16 specified items required on the GPL (if the funeral provider offers the service). This involves services of the funeral provider after initial services have been provided by another firm at the locale of death. Funeral Rule requires package pricing of this service with a description of the components included

31
Q

Services of Funeral Director and Staff

A

basic services, not to be included in prices of other categories in Section, that are furnished by a funeral provider in arranging any funeral, such as conducting the arrangements conference, planning the funeral, obtaining necessary permits and placing obituary notices

32
Q

Statement of Funeral Goods and Services Selected

A

itemized written statement provided for retention to each person who arranges a funeral or other disposition. It must include the goods and services selected and prices paid for each, itemization of cash advance items and the total cost.

33
Q

telephone price disclosure

A

funeral provider must give consumers who call accurate information from the price lists and answer questions about offerings and prices with readily available information

34
Q

third party merchandise

A

funeral goods consumer purchase from a source other than the price list/funeral provider.

35
Q

transfer of remains

A

(also referred to as removal) one of the 16 specified items required on the GPL; defined as the moving of the dead human body from the place of death to the funeral home or other designated place.

36
Q

triggering event

A

occurrence of situation that requires certain action (i.e) the triggering event for giving out the GPL is face-to-face meeting

37
Q

tying arrangements

A

exist when a seller requires the purchase of unwanted items/services in order to obtain the desired item/service

38
Q

viewing

A

(calling hours, visitation, visiting hours, wake) time set aside for friends and relatives to pay respect for the deceased prior to the funeral service