Demography- Ageing population Flashcards
The economic costs of an ageing population
pensions ‘pay as you go’
- NI contributions, current workforce pay for pensions of current elderly people
- pension age is rising to 67 from 2026
Why is the NHS in high demand?
Funded from tax payers, rapidly expanding elderly population
How do the government currently fund social care, pensions, NHS?
They pay national insurance tax which comes out of the current workers wages to fund the current elderly population
Why are there issues with the current dependency ratio?
There are too many elderly people relying on pensions and there aren’t enough working people to pay tis tax as it doesn’t make up for the demand
What are the solutions to the dependency ratio?
Allow private pensions/savings within being employed
- make the age to access a pensions much higher
What are the governments solutions to the dependency ratio?
Increase the age of people being able to access a pension
What are key changes occurring in relation to the families and family life because of an ageing population?
1- An increase in elderly couple households and elderly on person households
2- Extended family ties and residential proximity
3- A rise in bean pole families and the sandwich generation
4- Changing attitudes to ageing
1- An increase in elderly couple households
3.7% live in sheltered housing or residential homes, majority remain in their own
- disability or ill health, one will be primary carer (mainly women)
What are the issues for he family and society does this create?
Pressure on the wife
- impact on her health
- standard of care not very high
1- An increase in elderly on person households
47%, above state pension age
68% are female
Chambers- ‘feminisation of later life’
Why is the feminisation of later life an issue for families today?
Elderly will receive less help from heir family members
1- people move away and have less involvement
2- smaller families, less people to ask
3- changing role of women, less free time, working
Same sex couples, no children, no help
2- Extended family ties
- excluded from paid work
- dependent on extended relatives
- identity and status determines by our productivity
- powerless identity`
2- Extended family ties
PHILLIPS
Marxist, argues that the elderly are no longer useful as they don’t contribute to capitalism, state doesn’t support them adequately
How can we challenge PHILLIPS?
Alleviate stress from parents as they contribute to childcare, less strain on nursery workers, daycare people
- spend money on economy
e.g. holidays ‘silver pound’
2- Extended family ties
WALL
1950- 40% of elderly had been taken in by their relatives
mid 1990s- 5%