consumer protection

Question 1

There are federal, state and local laws that protect

Answer 1

the consumer from abusive business practices.

Question 2

FTC

Answer 2

Federal Trade Commission

Question 3

Federal Trade Commission

Answer 3

prevents unfair methods of competition and unfair or deceptive practices

Question 4

Debt collection practices

Answer 4

Abusive, deceptive, and unfair practices by debt collectors in collecting consumer debts are prohibited by the federal Fair Debt

Question 5

Federal law and many states have laws that

Answer 5

regulate debt collection practices.

Question 6

Abusive, deceptive, and unfair practices by debt collectors in collecting consumer debts are prohibited by

Answer 6

the federal Fair Debt Collection Practices Act.

Question 7

Whose responsibility is it to provide consumer protection- the state or the federal government?

Answer 7

state

Question 8

What is a cease and desist order

Answer 8

• Orders to stop a certain practice

Question 9

What is fair debt collection practices act

Answer 9

makes abusive deceptive and unfair practices by debt collectors in collecting consumer debts illegal

Question 10

What does fair debt collection act prohibit a number of collection practices, including (name 5)

Answer 10

Communicating with the consumer who is represented by an attorney.
•Communicating with the consumer at unusual or inconvenient hours.
•Harassing , oppressive or abusive conduct.
False, deceptive or misleading representation
•Unfair or unconscionable means to collect any debt