Chapter 6 Flashcards
Describe Medicare
Provides universal health insurance scheme available to all Aus residents, regardless of income, location and culture.
It aims to ensure all Aus are able to access basic healthcare that is subsidised by the Gov.
What is covered by Medicare?
- Gp consultation fee
- Eye tests
- Xrays
- Pathology tests
- Treatment/accomodation as a public patient in public hospital
What isn’t covered by Medicare?
- Dental exams and treatments
- Accomodation in private hospital hospital (75% covered)
- Alternative therapies (Chiro and Physio)
- Health aids (hearing aids and glasses)
- Ambulance services
Describe Medicare safety net
Provides extra financial assistance for those that incur significant out of pocket expenses for medicare services
Describe the Medicare Levy
Most tax payers in Aus pays an additional 2% of their taxable income towards the costs of Medicare.
Describe the Medicare Levy surcharge
High income earners without private health insurance pay an additional 1-1.5% on top of the medicare levy.
How does medicare promote sustainability in relation to Healthcare?
Not every health service and treatment is subsidised under medicare, as they only cover those treatments deemed to be medically necessary. This helps keep the costs of the scheme under control and sustainable for the future.
How does Medicare promote access in relation to healthcare?
ensures all Aus citizens regardless of sociocultural or environmental factors are able to access essential healthcare at an affordable price removing the key barrier of income.
How does medicare promote equality in relation to healthcare?
The medicare safety net and concession rates are examples of how the gov is trying to ensure the financial costs are as ‘fair’ as possible, particularly for those people who have a high reliance on medical services
Describe the PBS?
Allows medicare card holders access to over 4000 common prescription medicines at a significantly reduced rate.
How does PBS promote sustainability in relation to healthcare?
Not every medication is listed on the PBS, only those that are seen to have a benefit to a wide range of the community are subsidised as it is not financially sustainable to have every medication subsidised.
How does the PBS promote promote access in relation to healthcare?
similar to medicare the PBS ensures all Aus, regardless of income, culture or location are able to access essential medication at a subsidised rate, removing the key barrier of income.
How does the PBS promote equity in relation to healthcare?
The PBS safety net and concession are examples of hoe the gov is trying to ensure the financial costs are a s’fair’ as possible
Describe the NDIS
Provides support to people living with a disability and their families and carers.
Must be under 65 and meet the disability requirements.
How does the NDIS promote sustainability in relation to healthcare?
Is a unified national scheme to find long term high quality care and support for all Aus who experience significant disability.
