Chapter 17: Healthcare Flashcards
Does the US spend a lot of the budget on healthcare?
No, less than 15%
What is the most expensive thing in the world
Healthcare
What countries don’t have national healthcare
The US is the only one
What is the average cost of health insurance per person per year?
$5,000
What happens if someone has the go to the hospital but they don’t have health insurance
They aren’t denied but are going to get a hefty bill from the hospital
Obama passed what important act in 2010
Affordable Care Act in 2010
What was the purpose of the affordable care act
It forced everyone to get insurance if previously uninsured. If you didn’t but insurance, it enforced a tax penalty.
When buying insurance, the government covered a lot of the cost and Americans only had to pay a small amount out of pocket
Obama Care added a lot of people into what entitlement?
Medicaid
Payments to individuals who can demonstrate a need
Public Assistance
What are some examples of people who need public assistance
Famers, Widows, College students, the disabled, elderly, those affected by natural disaters
What is the trend seen with poverty levels
Poverty Levels have increased, today people can get $30,000 for a family of 4 and still be in poverty
How are welfare checks distributed
Federal Government gives block grants to states to hand out the checks
Federal entitlement administered by state and local agencies
Food Stamps
Supplements the income of the poor with coupons which are used to help buy food
SNAP benefits
Abolished aid to families with dependent children
Welfare Reform Act of 1996
What was originally created by the social security act
Welfare Reform Act of 1996
Who funds and mandates the Welfare Reform Act of 1996
Federally funded, State mandated
Adults must find work within how many years before getting kicked off of Welfare Reform Act of 1996
2 years
What is the lifetime limit of welfare
5 years
What type of people are ineligible for assistance with welfare
Non Citizens
Created after the AFDC and was abolished
Temporary Assistance for the Needy (TANF)
What is the lifetime of benefits for welfare on Temporary Assistance for the Needy (TANF)
5 years
When might a women lose money on Temporary Assistance for the Needy (TANF)
If the father is unidentified
If the women is unmarried with a child and under the age of 18. She must go to school
Imposes test to understand how much money is being made in order to qualify
Means tested benefits
There is no income test when trying to qualify for what benefits
Non Means tested benefits
What are examples of Means tested benefits
School Lunch Programs, Public Housing, Pell College Grant
What are examples of Non Means tested benefits
Social Security, Medicare
The Rich and Poor get the same amount
Non Means tested benefits
Everyone pays but only a small amount get the benefits
Client Politics
