Chapter 12

Question 1

federal law that protects workers age 40 and over from denial of employment strictly because of age

Answer 1

Age Discrimination in Employment Act (ADEA)

Question 2

active participation in one’s community by voting, volunteering, joining community groups

Answer 2

civic engagement

Question 3

an organization that provides resources for civic engagement and awards to innovators and agencies working for the common good

Answer 3

Civic Ventures

Question 4

a specified amount is guaranteed by the company as a lifetime annuity, and employees know what they could count on as retirement income

Answer 4

defined benefit pension plans

Question 5

such as 401(k) plans, in which the amount of the benefit varies depending on an individual’s investment returns and thus carries greater financial risk for the employee

Answer 5

defined contribution plans

Question 6

renamed Exploritas in 2009, a program that offers adventures in learning and travel

Answer 6

Elderhostel

Question 7

sponsors school-based programs where older adults work one-on-one with children,create before and after-school programs, and receive a modest stipend for their service

Answer 7

Experience Corps

Question 8

volunteer program pairing elders with children with special needs

Answer 8

Foster Grandparents Program

Question 9

a national intergenerational coalition of over 30 organizations, including AARP, the Child Welfare League, and the Children’s Defense Fund

Answer 9

Generations United

Question 10

a volunteer program in which seniors receive a stipend to assist homebound elders

Answer 10

Senior Companion Program

Question 11

federal program into which workers contribute a portion of their income during adulthood and then, beginning sometime between age 62 and 67, receive a monthly check based on the amount they have earned and contributed

Answer 11

Social Security

Question 12

believing in one’s relationship with a higher power without being religious in the sense of organized religion

Answer 12

spirituality

Question 13

federal program to provide a minimal income for low- income older people (and other age-groups with disabilities)

Answer 13

Supplemental Security Income (SSI)

Question 14

Available through specific jobs, meant to supplement social security.

Answer 14

Pensions

Question 15

Productivity in old age that isn’t necessarily work, related to increased life satisfaction. Benefit for society

Answer 15

Productive aging (p. 493-494)