Ch 11: Review Test

Question 1

Workers’ compensation get its start in the 1800s in what country?

Answer 1

Germany

Question 2

In workers’ compensation insurance, the premiums are paid by who?

Answer 2

The employer

Question 3

What federal program establishes workers’ compensation for federal and postal workers?

Answer 3

FECA

Question 4

What federal program establishes workers’ compensation for railroad workers engaged in interstate commerce?

Answer 4

FELA

Question 5

An individual responsible for investigating and resolving workers’ complaints against the employer or insurance company that is denying the benefits

Answer 5

Ombudsman

Question 6

What establishes the time limit for filing a workers’ compensation claim?

Answer 6

Individual state statues

Question 7

An injury or illness that is job related typically must be reported to the employer when?

Answer 7

Time limits vary from state to state

Question 8

A patient’s inability to perform normal job duties at the previous level or expertise as a result of being absent from work is called what?

Answer 8

Job deconditioning

Question 9

After the initial attending physician report has been filed, periodic updates must be provide to the employer and insurer; these updates are called ____?

Answer 9

• Progress reports

- Supplemental reports

Question 10

What type of insurance replaces a portion of earned income when an individual is unable to perform the requirements of his or her job because of a non-job-related injury or illness?

Answer 10

Disability Insurance

Question 11

When determining SSDI eligibility, the government looks at ____ that are accumulated as the individual works and pays into Social Security through FICA payroll taxes

Answer 11

Work credits

Question 12

What is the income limit for the SSI program based on?

Answer 12

Federal benefit rate

Question 13

The maximum amount of benefits that can be received in a specific period of time is called what?

Answer 13

A benefit cap

Question 14

After eliminating all items not considered income and applying all appropriate exclusions to the items that are income, what’s left is referred to as ____?

Answer 14

Countable income

Question 15

What federal act established in 1990, protects the civil rights of individuals with disabilities?

Answer 15

Americans with Disabilities Act (ADA)

Question 16

What is the examining body that determines whether an applicant qualifies for SSDI?

Answer 16

Social Security Administration

Question 17

The method of determining whether an individual is eligible for SSI benefits is through a(n) ___?

Answer 17

Financial means test

Question 18

Social Security disability benefits so not cover the first ____ of the disability

Answer 18

6 months

Question 19

The program whose goal is to increase opportunities and choices for Social Security disability beneficiaries to obtain employment and other support services is ____?

Answer 19

Ticket to Work Program

Question 20

The ____ initiates an SSI or SSDI claim by going to the nearest Social Security office in person or by telephoning and arranging for a telephone interview to file the claim

Answer 20

Patient