Ch 3: Review Test Flashcards
The Legal and Ethical Side of Medical Insurance
A breach of medical care can result in what?
A malpractice lawsuit
Loosely translated, the Latin term “respondeat superior” means what?
The employer is ultimately responsible for employee actions
Failure to exercise a reasonable degree of care is referred to as what?
Negligence
A health insurance policy and the relationship between a healthcare provider and a patient are considered what?
Legal contracts
In terms of contract law, when an individual completes an application for health insurance, he or she is doing what?
Making an offer
When the insurance company agrees to grant health insurance coverage to an individual, this is called what?
Completing an acceptance
The binding force in any contract that gives it legal status - the thing of value that each party gives to the other - is the ____?
Consideration
For a contract to be enforceable, it must be what?
Legal
The parties to a legal contractual agreement must be what?
Mentally competent
Individuals younger than 18 years of age who are independent and living away from home are called ____?
Emancipated minors
The contract between a healthcare provider and a patient is referred to as a(n) ____?
Implied contract
Ceasing to provide care to a patient without taking prudent steps is a breach of the physician-patient contract referred to as what?
Abandonment
What act regulates disclosure of Social Security numbers or other confidential information?
Federal Privacy Act of 1974
What act allows current or former employees or dependents younger than age 65 to become eligible for Medicare because of end-stage renal disease?
Federal Omnibus Budget Reconciliation Act (OBRA) of 1987
The Patient Protection and Affordable Care Act (PPACA) along with the Health Care and Education Reconciliation Act make up what?
Healthcare Reform Act