Aflac® Accident Indemnity Advantage (ACE) Flashcards

0
Q

ACCIDENT EMERGENCY TREATMENT

A

$75 once per 24-hour period and only once per covered accident, per Covered Person

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1
Q

WELLNESS

A

$40 once per policy, per 12-month period, payable after the policy has been in force for 12 months

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2
Q

X-RAY

A

$20 once per covered accident, per covered person.

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3
Q

ACCIDENT FOLLOW-UP TREATMENT

A

$25 for one treatment per day, up to a maximum of six treatments per covered accident, per Covered Person

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4
Q

INITIAL ACCIDENT HOSPITALIZATION

A

$500 once per period of Hospital Confinement or $750 once when a Covered Person is admitted directly to an intensive care unit; payable once per calendar year, per Covered Person

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5
Q

ACCIDENT HOSPITAL CONFINEMENT

A

$150 per day up to 365 days per covered accident, per Covered Person

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6
Q

INTENSIVE CARE UNIT CONFINEMENT

A

An additional $300 per day for up to 15 days per covered accident, per Covered Person

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7
Q

ACCIDENT SPECIFIC-SUM INJURIES

A
$25-$7,500 (according to the policy) for: 
Dislocations 
Burns 
Skin Grafts 
Eye Injuries 
Lacerations
Fractures 
Concussions 
Coma
Paralysis 
Surgical Procedures
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8
Q

MAJOR DIAGNOSTIC EXAMS

A

$100 once per calendar year, per Covered Person

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9
Q

EPIDURAL PAIN MANAGEMENT

A

$100 paid no more than twice per covered accident, per Covered Person

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10
Q

PHYSICAL THERAPY

A

$25 per treatment for one treatment per day, up to a maximum of ten treatments per covered accident, per Covered Person

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11
Q

REHABILITATION UNIT

A

$75 per day, limited to 30 days for each Covered Person per period of Hospital Confinement and limited to a calendar year maximum of 60 days

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12
Q

APPLIANCES

A

$50 once per covered accident, per Covered Person

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13
Q

PROSTHESIS

A

$250 once per covered accident, per Covered Person

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14
Q

BLOOD/PLASMA/PLATELETS

A

$100 once per covered accident, per Covered Person

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15
Q

AMBULANCE

A

$120 when a Covered Person requires ambulance transportation

$800 when a Covered Person requires air ambulance transportation

16
Q

TRANSPORTATION

A

$200 per round trip, up to three round trips per calendar year, per Covered Person

17
Q

FAMILY LODGING

A

$75 per night, limited to one motel/hotel room per night, up to 30 days per covered accident

18
Q

ACCIDENTAL DEATH

A

Common-Carrier Accident:
Insured $80,000
Spouse $80,000
Child $12,000

Other Accident:
Insured $20,000
Spouse $20,000
Child $6,000

Hazardous Activity Accident:
Insured $5,000
Spouse $5,000
Child $1,500

19
Q

ACCIDENTAL DISMEMBERMENT

A

$400-$20,000

20
Q

CONTINUATION OF COVERAGE

A

Waive all monthly premiums for up to two months

21
Q

AFFECTED BY SIC RATING

A

Yes

22
Q

NEEDS HEALTH INSURANCE

A

No

23
Q

CAN BE OFFERED ON DIRECT

A

Yes

24
Q

HAS WELLNESS BENEFIT

A

Yes

25
Q

OFFERED PRE TAX

A

Yes

26
Q

OFFERED POST TAX

A

No