Aflac® Accident Indemnity Advantage (ACE) Flashcards
ACCIDENT EMERGENCY TREATMENT
$75 once per 24-hour period and only once per covered accident, per Covered Person
WELLNESS
$40 once per policy, per 12-month period, payable after the policy has been in force for 12 months
X-RAY
$20 once per covered accident, per covered person.
ACCIDENT FOLLOW-UP TREATMENT
$25 for one treatment per day, up to a maximum of six treatments per covered accident, per Covered Person
INITIAL ACCIDENT HOSPITALIZATION
$500 once per period of Hospital Confinement or $750 once when a Covered Person is admitted directly to an intensive care unit; payable once per calendar year, per Covered Person
ACCIDENT HOSPITAL CONFINEMENT
$150 per day up to 365 days per covered accident, per Covered Person
INTENSIVE CARE UNIT CONFINEMENT
An additional $300 per day for up to 15 days per covered accident, per Covered Person
ACCIDENT SPECIFIC-SUM INJURIES
$25-$7,500 (according to the policy) for: Dislocations Burns Skin Grafts Eye Injuries Lacerations Fractures Concussions Coma Paralysis Surgical Procedures
MAJOR DIAGNOSTIC EXAMS
$100 once per calendar year, per Covered Person
EPIDURAL PAIN MANAGEMENT
$100 paid no more than twice per covered accident, per Covered Person
PHYSICAL THERAPY
$25 per treatment for one treatment per day, up to a maximum of ten treatments per covered accident, per Covered Person
REHABILITATION UNIT
$75 per day, limited to 30 days for each Covered Person per period of Hospital Confinement and limited to a calendar year maximum of 60 days
APPLIANCES
$50 once per covered accident, per Covered Person
PROSTHESIS
$250 once per covered accident, per Covered Person
BLOOD/PLASMA/PLATELETS
$100 once per covered accident, per Covered Person
AMBULANCE
$120 when a Covered Person requires ambulance transportation
$800 when a Covered Person requires air ambulance transportation
TRANSPORTATION
$200 per round trip, up to three round trips per calendar year, per Covered Person
FAMILY LODGING
$75 per night, limited to one motel/hotel room per night, up to 30 days per covered accident
ACCIDENTAL DEATH
Common-Carrier Accident:
Insured $80,000
Spouse $80,000
Child $12,000
Other Accident:
Insured $20,000
Spouse $20,000
Child $6,000
Hazardous Activity Accident:
Insured $5,000
Spouse $5,000
Child $1,500
ACCIDENTAL DISMEMBERMENT
$400-$20,000
CONTINUATION OF COVERAGE
Waive all monthly premiums for up to two months
AFFECTED BY SIC RATING
Yes
NEEDS HEALTH INSURANCE
No
CAN BE OFFERED ON DIRECT
Yes
HAS WELLNESS BENEFIT
Yes
OFFERED PRE TAX
Yes
OFFERED POST TAX
No
